Comparison

Hesabat vs Qarz

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Hesabat

This app provides accounting and VAT management tools for small businesses, offering a dedicated accountant and advanced software. It helps track business financial health, profit/loss, VAT obligations, and outstanding payments to suppliers and customers.

Highlights
  • Profit/loss tracking
  • VAT registration and payment guidance
  • Financial health assessment
  • Supplier and customer payment tracking
  • Owner withdrawal recommendations
  • Audit preparation assistance
  • Digital file storage
Features
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Your accountant with you anywhere, anytime Hesabat aids small businesses in saving valuable time and resources on Accounting and VAT tasks for your business. Hesabat aids small businesses in saving valuable time and resources on Accounting and VAT tasks for your business. With Hesabat you will get Dedicated Accountant + Advance Accounting Software + Digital file storage solution - Hesabat will tell you if your Business is in profit or loss. - Hesabat will tell you the time to register with VAT. - Hesabat will tell you how much to pay VAT every quarter. - Hesabat will tell you about Your business financial health. - Hesabat will tell you the exact outstanding payment to your suppliers. - Hesabat will tell you about the exact outstanding balance from my customers. - Hesabat will tell you how much owner should withdraw from business. - Hesabat will help you to get your accounts Audited. No setup fees No down payment Free training Free backup Scalable pricing model -- Industry segments Real Estate • Hotel • Clinics Restaurant • Supermarket • Salons • Advertising • Travel • Retail • Health care • Pharmacy • Manufacturing & many other industries -- Benefits Cost-effective Manage efficiently Minimize fraud Easy and simple Accessible anywhere 24/7 Ready for year-end audit Reduce paperwork

About

Qarz

Features
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قەرز — تۆماری قەرزەکانت، بە کوردی. کێ قەرزاری تۆیە؟ تۆ قەرزاری کێیت؟ چەندی ماوە؟ لەبری دەفتەر و کاغەز، هەمووی لە قەرز تۆمار بکە. بۆ کێیە؟ دوکاندار، کاسبکار، خێزان و هاوڕێیان. هەر کەسێک کە پارە دەداتە خەڵک یان لە خەڵک وەردەگرێت و دەیەوێت ژمارەکان ڕوون بن. چی دەکات؟ • هەردوو لا: «دەبێت بیدەم» و «دەبێت وەریبگرم». • دیناری عێراقی و دۆلاری ئەمریکی. هەر قەرزێک دراوی خۆی هەیە؛ دینار و دۆلار تێکەڵ ناکرێن. • پارەدان بەشەبەش. هەر بڕێک بدەیت تۆماری بکە، بڕی ماوە خۆی حیساب دەکرێت، و تۆماری هەموو پارەدانەکان دەمێنێتەوە. • وادەی دانەوە و بیرخەرەوە. ڕێککەوتی کۆتایی دابنێ، مۆبایلەکەت پێش کاتەکە ئاگادارت دەکاتەوە. • قەرزی هاوبەش. بەستەرێک یان کۆدی QR بۆ کەسی بەرامبەر بنێرە. ئەویش بە Google یان Apple یان ئیمەیڵەکەی دەچێتە ژوورەوە، هەردووکتان هەمان تۆمار دەبینن، و هەر پارەدانێک هەردوولا پەسەندی دەکەن. هیچ کەسێک بە تەنیا ناتوانێت ژمارەکان بگۆڕێت. • تۆماری قەرز (PDF) و وەسڵی پارەدان. ڕاستەوخۆ بە واتسئاپ بینێرە. • قوفڵی ئەپ. پەنجەمۆر یان ژمارەی نهێنی. • چوونەژوورەوە بە Google، Apple یان بەستەرێک بۆ ئیمەیڵەکەت. نە ژمارەی مۆبایل، نە وشەی نهێنی. • بێ ئینتەرنێت کار دەکات. • کوردیی ناوەندی و ئینگلیزی. چی ناکات؟ پارە ناگوازێتەوە. قەرز نادات. سوود و فایزی تێدا نییە. ڕیکلام نییە. بە بانکەوە نابەسترێتەوە. تەنها تۆمارێکە لە نێوان خەڵکدا. داتاکەت تا نەچیتە ژوورەوە، هەموو تۆمارەکان تەنها لەسەر مۆبایلەکەتن. ژمارەی مۆبایلت داوا ناکەین. ناوەکانی ناو مۆبایلەکەت ناخوێنینەوە. داتاکەت نافرۆشین. لە ڕێکخستنەکانەوە دەتوانیت هەموو داتاکەت دەربهێنیت یان هەژمارەکەت بسڕیتەوە. سیاسەتی تایبەتمەندی: https://qarz.datacode.app/privacy پەیوەندی: info@datacode.app ———————— Qarz is a debt ledger between people. Who owes you, who you owe, and what's still left to pay. Made for shopkeepers, families and friends in Iraq and Kurdistan who lend and borrow the way people do here: on trust, with a line in a notebook. Qarz keeps that line straight. What it does • Two directions: "I must pay" and "I must receive". • Iraqi dinar and US dollar. Each debt keeps its own currency. No conversion, no mixing. • Partial payments. Record any amount, the remaining balance updates, and the full history stays. • Due dates with reminders. Your phone reminds you before the day comes. • Shared debts. Send the other person a link or QR code. They sign in with Google, Apple or their email, see the same record you see, and every payment needs both of you to confirm. Nobody can change the numbers alone. • PDF statements and payment receipts you can send on WhatsApp. • App lock with your fingerprint, face or a PIN. • Sign in with Google, Apple or a link sent to your email. No phone number, no password. • Works offline. • Sorani Kurdish and English. What it doesn't do Qarz doesn't move money, lend money, charge interest, show ads or connect to your bank. It's a record between people, nothing more. Privacy Until you sign in, everything stays on your phone. We never ask for your phone number. We don't read your contacts. We don't sell your data. You can export everything, or delete your account, from Settings. Privacy policy: https://qarz.datacode.app/privacy Support: info@datacode.app

Screenshots

Hesabat4 screens
Qarz4 screens

Verdict

The call

The clearest difference is update cadence: Qarz at every 2 weeks against Hesabat's every 5 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Hesabat ships an update every 5 months, Qarz every 2 weeks. The most recent releases landed on October 10, 2026 and October 24, 2026 respectively.

Scorecard1 real difference · 8 level
Hesabat versus Qarz: the parameters behind the verdict, then further details
ParameterHesabatQarz
PriceFreeFree
Rating5.0 (2 ratings) — better—
Number of ratings2 — better—
Update frequencyEvery 5 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS14 — better15.5
Further details — not scored
Size32 MB42 MB
Age rating4+4+
DeveloperFaisal MubarakData Code

In-app purchases

None

Hesabat

No in-app purchases

None

Qarz

No in-app purchases

Questions

Is Hesabat free?
Hesabat is free to download, with no in-app purchases.
Is Qarz free?
Qarz is free to download, with no in-app purchases.
Do Hesabat or Qarz have ads?
Neither Hesabat nor Qarz shows ads.
Which is updated more often, Hesabat or Qarz?
Hesabat ships an update every 5 months, and Qarz every 2 weeks. Most recently, Hesabat was updated on October 10, 2026 and Qarz on October 24, 2026.

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