Comparison

CROSS vs Debunk Remit

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CROSS

Easily shop for Korean goods in your own language and send money globally with fixed low fees. Enjoy fast, secure, and convenient international remittances, even on weekends. Get rewarded with points for daily use and referrals.

Highlights
  • Fixed 5,000 KRW remittance fees
  • Free first transfer
  • Referral bonus points
  • Daily login point accumulation
  • Shop Korean goods in your language
  • Fast remittances within 5 minutes
  • Weekend and holiday transfers
Features
Read full description

With 20,000 real user reviews and a 4.8 rating, CROSS is the essential financial app for foreigners in Korea! CROSS is now better than ever. With just one CROSSPAY card, you can handle overseas remittances, domestic transfers, offline payments, and public transportation—all in one place. For everyday life in Korea, CROSS is the must-have app for foreigners! Check it out now. *Some features may be limited depending on nationality, country of residence, identity verification results, or applicable laws and regulations. [NEW] Make life in Korea easier with the CROSSPAY Prepaid Wallet Card Meet CROSSPAY, a prepaid card made for foreigners in Korea that’s easy and quick to issue. Simply top up and start using it right away. Domestic Transfers: Receive money from friends or colleagues and transfer it directly to a domestic bank account. Offline Payments: Use your prepaid card for online and offline payments at stores nationwide, including convenience stores, supermarkets, and restaurants. Transportation Card: Simply tap and ride on buses, subways, and other public transportation. CROSS Shop Integration: Pay with CROSSPAY in just one second and enjoy special deals on CROSS Shop. With one CROSSPAY card, domestic transfers, offline payments, and transportation are all easier and more convenient for everyday life in Korea. CROSS, the essential app for foreigners living in Korea, brings it all together—from a prepaid card and transportation card to convenient everyday payments. [KEY SERVICES] Fast & Secure International Remittance with CROSS Trusted by over 2 million foreigners in Korea ■ Competitive Exchange Rates & Low Fees With preferential exchange rates, CROSS helps you send more money to your family back home. International remittance fees are 5,000 KRW or less for all countries, and your first remittance is free. Enjoy both better exchange rates and low fees. ■ Fast & Easy Sign-Up Anyone can complete registration in just five (5) minutes with an ID or passport. You can apply for an international remittance even without a bank account or with an expired passport. With your saved information, repeat transfers can be completed in just one (1) minute. ■ Safe & Trusted CROSS CROSS is a government-licensed international remittance provider in Korea (License No. 2020-2). When you send money through the app, the recipient safely receives the exact amount confirmed at the time of application. ■ Multilingual Customer Support Our multilingual customer support team is here to help. Whether you have questions about prepaid cards designed for foreigners or international remittances, feel free to contact us anytime. ■ CROSS Shop Shopping in Korea can be challenging, but CROSS Shop makes it easier. Shop in your own language and ask questions with ease. Find popular Korean products as well as products you know and love from your home country—all in one place. CROSS is the essential app for foreigners living in Korea. From preferential exchange rates on international remittances to CROSSPAY, enjoy domestic transfers, offline payments, transportation, and shopping—all in one app. Make everyday life in Korea easier and more convenient with CROSS! [Customer Support Center] - Telephone Inquiry: 1670-2624 - Address: 22 Hakdong-ro 7-gil, Gangnam-gu, Seoul [Service access rights] ■ (Optional) Camera: You can attach a photo or use functions such as QR code scanning. ■ (Optional) Album: You can import photos stored on the device and use functions such as address entry and QR code scanning. ■ (Optional) Microphone: Customer center telephone connection is available. ■ (Optional) Biometric information: It can be used as a means of self-authentication when logging in and making payments. ■ (Optional) Location: Based on the current location information, you can use automatic address entry and find a nearby convenience store function.

About

Debunk Remit

Send money internationally to Alipay and WeChat accounts quickly and securely. Track your transfers in real-time and benefit from a licensed and trusted remittance service. Supports multiple languages for a convenient user experience.

Highlights
  • Direct remittance to Alipay and WeChat
  • Real-time remittance tracking
  • Licensed and official remittance partner
  • Send to over 25 countries
  • Multi-language support (Korean, Chinese, English)
  • Secure and accurate transfers
Features
Read full description

- Trusted service that enables you to send remittance directly to Alipay and Weixin Account - Just by knowing your recipient’s Alipay(支付宝) or Weixin(微信) account, you can now send remittance directly anytime and anywhere you are! ◆ Alipay(支付宝), Weixin(微信), Western Union(西联汇款)’s Official Korean remittance Partner, Debunk Remit! - Debunk Remit is Alipay’s first Official Korean remittance partner. ◆ Conveniently send overseas remittance through an Alipay(支付宝) or Weixin (微信) Account. - Just by knowing your recipient’s Alipay(支付宝) or Weixin(微信) account, you can now send remittance directly anytime and anywhere you are! ◆ Faster remittance sending directly to an Alipay(支付宝) or Weixin(微信) Account - Just by registering your recipient’s Alipay or Weixin account details, you can now send your remittance conveniently. - Track your remittance status real-time through Debunk APP ◆ Accurate, secure and reliable remittance to China and Worldwide - Licensed remittance service in Korea issued by the Korean Ministry of Strategy and Finance! (Remittance License No. 2018-9) - Reliable remittance to China as Alipay(支付宝), Weixin(微信) and Western Union’s official remittance partner in South Korea! - Available to remit to more than 25 countries around the world! ◆ Is my remittance going well? - Assurance that you can track every progress of your remittance! Check the progress of your remittance directly from the remittance transaction history! ◆ Language Support: Korean, Chinese, English - From the App to customer service as well as during video authentication, etc. Choose the convenient language for you and process your remittance! ◆ Debunk Remittance Launching Event! - Remittance to China launching event FREE Remittance Fee until End of February ◆ Debunk Remit SNS - Homepage: www.debunk.co.kr - Naver Blog: https://blog.naver.com/icb_korea ◆ Customer Service Center - Phone: 1833-7231 / Supported Languages: Korean, English, Chinese / Weekdays 10:00~17:00 - WeChat: Debunk跨境汇款 - Kakaotalk Channel: @디벙크 해외송금 - Email: debunkremitcs@icbnet.co.kr ◆ Permission and purpose for using Debunk Remit App - Phone (Required) : For Customer service connection and fraud control - Camera (Required) : For ID photography and storage - Storage space (Required) : For personal privacy purpose

Screenshots

CROSS4 screens
Debunk Remit4 screens

Verdict

The call

The clearest difference is review sentiment: CROSS at 99% against Debunk Remit's 63%. CROSS also leads on update cadence (every 10 days vs every 2 months) and rating (4.9 vs 4.5). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

CROSS holds the better App Store score, 4.9 against 4.5. That said, the two scores are not equally well evidenced: CROSS has 110 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 99% of CROSS's written reviews are positive against 63% of Debunk Remit's.

UpkeepUpdate frequency

CROSS ships an update every 10 days, Debunk Remit every 2 months. The most recent releases landed on October 25, 2026 and October 20, 2026 respectively.

Scorecard4 real differences · 6 level
CROSS versus Debunk Remit: the parameters behind the verdict, then further details
ParameterCROSSDebunk Remit
PriceFreeFree
Rating4.9 (110 ratings) — better4.5 (2 ratings)
Positive reviews99.4% of reviews — better63.5% of reviews
Number of ratings110 — better2
Update frequencyEvery 10 days — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.0 — better15.6
Further details — not scored
Size180 MB15 MB
Age rating4+4+
DeveloperCROSS ENF INC.ICB Co., Ltd.

Customer experience

CROSS

All ratings109 ratings
Positive98.2%
Neutral0.0%
Negative1.8%
Written reviews340 reviews
Positive99.4%
Neutral0.0%
Negative0.6%

Debunk Remit

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews52 reviews
Positive63.5%
Neutral5.8%
Negative30.8%

Bugs and requests

CROSS

Reported bugs

3 issues
  • Initial screen requires extra step to close country selection
  • Occasional slow notification delivery
  • Point expiration date confusion

Requested features

3 requests
  • Improve initial screen flow for country selection
  • Faster cancellation and re-deposit for failed transfers
  • More clarity on point expiration dates

Debunk Remit

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

CROSS

No in-app purchases

None

Debunk Remit

No in-app purchases

Questions

Is CROSS free?
CROSS is free to download, with no in-app purchases.
Is Debunk Remit free?
Debunk Remit is free to download, with no in-app purchases.
Which has better reviews, CROSS or Debunk Remit?
CROSS is rated higher. CROSS averages 4.9 out of 5 from 110 ratings, while Debunk Remit averages 4.5 from 2 ratings.
Do CROSS or Debunk Remit have ads?
Neither CROSS nor Debunk Remit shows ads.
Which is updated more often, CROSS or Debunk Remit?
CROSS ships an update every 10 days, and Debunk Remit every 2 months. Most recently, CROSS was updated on October 25, 2026 and Debunk Remit on October 20, 2026.

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