inVest by CNCBI vs Payback+

inVest is the brand new full-function securities trading mobile app launched by China CITIC Bank International (CNCBI) which provides comprehensive instant market updates to keep customers abreast of market conditions. With a professional and user-friendly interface, customers can simply operate with a single hand to seize investment opportunities in 3 major stock markets (HK, US and China A). - Download inVest and get access to major indices, stock tracker, market news and data, hot stocks, delayed quote, etc. - Upon logging in to inVest, CNCBI investment customers can: - Trade HK stocks, US stocks and China A-Shares - Enquire order status - Modify/ cancel order - Check transaction history - Monitor investment portfolio - Subscribe to IPO (applicable to HK stocks) - Respond to corporate action - Access real-time stock quote, price movement on watchlist, in-depth analysis, etc. - Customize watchlist and receive push notification on price alert, corporate action, technical analysis and news alert. To find out more about inVest, please visit: www.cncbinternational.com/invest

Payback+ keeps payments, updates, and shared spending on track — privately and friction-free. Chasing friends for money is rarely the hard part because of the amount. It is hard because you are too busy to chase, forgot to chase, or it is simply too awkward to chase. Payback+ is built to solve exactly that. Instead of jumping between chats, payment apps, and mental notes, Payback+ keeps shared spending, payment updates, and settlement records in one place — so you can stay on track without constantly following up. When friends pay, you can see that they have paid and how they paid. When you need to pay someone, you can go straight to their preferred payment method. No more asking, “PayMe or FPS?” No more digging through old messages. No more higher chance of sending money to the wrong person. And because privacy comes first, only approved friends can see the payment details needed to pay you. With Payback+, you can: • Track money in and money out in one app • See who has paid, who has not, and what still needs action • Get notified when friends say they have paid • Pay friends the way they prefer • Reduce the chance of paying the wrong person • Keep clearer shared records without extra effort • Avoid awkward reminders and messy back-and-forth • Use it for free, with no usage caps or group limits Payback+ helps handle the follow-up, so you do not have to. Less chasing. Less friction. Less awkwardness. Just clearer payments, smoother coordination, and better friendships.