Comparison

SecFin vs Debt Zero

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SecFin

Features
Read full description

This app allows Security Financial users to track their investments with the VieFUND Back Office Platform With the SecurityFin app, checking your everyday transactions and portfolio is quick and easy so you can get on with your day.  Powered by VieFUND, the app is safe and secure. We work hard to protect your confidential information and privacy. FEATURES: View your account summary within your different plans View transaction history on any of your accounts View trade details Sign in using Touch ID for quick access Contact us

About

Debt Zero

This app helps you manage and pay off your debts using popular methods like snowball or avalanche. Plan your payments, track progress with timelines, and visualize savings. Personalize your experience and stay motivated with widgets.

Highlights
  • Debt payoff planning
  • Snowball and avalanche methods
  • Payment calendar
  • Progress tracking
  • Savings estimates
  • Customization options
  • Home screen widgets
Read full description

Getting out of debt is a journey, and having a clear plan makes all the difference. Debt Zero is designed to give you the clarity and confidence you need to reach financial peace faster. Most finance apps look backward at what you’ve already spent. Debt Zero looks forward, showing you exactly when you will be out of debt. Whether you prefer the early wins of the Snowball method or the interest savings of the Avalanche method, we help you build a plan to move you towards being debt free. • COMPLETE PRIVACY: Your financial data stays on your device, exactly where it belongs. No bank connections, no data sharing, and no broken syncs—just a secure place for your plan. • SEE YOUR PROGRESS: Watch your "Freedom Date" get closer in real-time. Discover how a plan for extra payments today can shave months off your timeline and save you money in the long run. • STAY ORGANIZED: Use the built-in calendar to visualize your regular payments and plan your strategy with a clear, calm roadmap. • DAILY MOTIVATION: Keep your goals front and center with elegant home screen widgets that celebrate every step of your journey. • JOURNEY MILESTONES: Celebrate small wins along the way, earn milestone stickers, and share your progress to encourage others. • A PERSONAL EXPERIENCE: Customize the app to match your style with premium themes and icons designed for a beautiful, native iOS experience. • ESTABLISHED TRUST: Built and launched in 2020, Debt Zero has been a reliable companion for users on their path to financial freedom for over half a decade. Debt Zero does not sync with financial institutions. We understand that entering data can feel like a big step, but taking that moment to organize your numbers is the first step toward taking control of your future. While automated tracking can feel convenient, active engagement with your plan helps you stay focused on reaching your goals. You aren’t just downloading a tracker; you’re choosing a clearer, calmer path to $0.00. You’ve got this! Privacy Policy: https://debtzero.couleemoon.ca/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

SecFin2 screens
Debt Zero4 screens

Verdict

The call

The clearest difference is in-app purchases: SecFin at none against Debt Zero's 6. SecFin also leads on iOS requirement (11.0 vs 26.0). Debt Zero's advantage is update cadence (every 3 weeks vs every 22 months). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Debt Zero sells 6 in-app purchases, starting at $1.99 per month. SecFin asks for nothing beyond the download.

UpkeepUpdate frequency

SecFin ships an update every 22 months, Debt Zero every 3 weeks. The most recent releases landed on October 18, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 7 level
SecFin versus Debt Zero: the parameters behind the verdict, then further details
ParameterSecFinDebt Zero
PriceFreeFree
Rating—4.1 (15 ratings) — better
Positive reviews—75.0% of reviews
Number of ratings—15 — better
Update frequencyEvery 22 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Freemium
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS11.0 — better26.0
Further details — not scored
Size33 MB208 MB
Age rating4+4+
DeveloperSecurity FinancialCasi Knibbs

In-app purchases

None

SecFin

No in-app purchases

6 purchases

Debt Zero

Subscriptions4
  • Enable All Features$1.991 Month
  • Enable All Features14 Days trial$9.991 Year
  • Enable All Features1 Year trial$9.991 Year
Show 1 more
  • Enable All Features14 Days trial$14.991 Year
One-time2
  • Unlock Themes & Icons$1.99
  • Enable All Features$39.99

Questions

Is SecFin free?
SecFin is free to download, with no in-app purchases.
Is Debt Zero free?
Debt Zero is free to download, with in-app purchases available.
Do SecFin or Debt Zero have ads?
Neither SecFin nor Debt Zero shows ads.
Which is updated more often, SecFin or Debt Zero?
SecFin ships an update every 22 months, and Debt Zero every 3 weeks. Most recently, SecFin was updated on October 18, 2026 and Debt Zero on October 24, 2026.

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