Owesy vs uSplit
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Owesy
Easily calculate shared expenses and group bills among friends. This app simplifies splitting costs for trips, dinners, and other group activities, ensuring everyone pays their fair share with minimal transactions.
- Calculate complicated group tabs
- Split costs evenly among groups
- Add multiple amounts per person
- Minimize settlement transactions
- Calculate restaurant tips
- Quickly input bill details
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Have you ever gone away for the weekend with friends where everyone has paid different amounts – one person paid for the car rental, someone paid for the groceries, etc. – and then at the end of the weekend you're all trying to figure out who owes who what in order to settle evenly among everyone? Or did you go to dinner with friends and everyone is trying to figure out how much to put down and tip based on what they ordered? Owesy can do these two types of calculations with fast and easy inputs from you: 1. Complicated group tabs where everyone's paid amounts are meant to be split evenly by the group. Just enter everyone's names and amounts paid (you can add multiple amounts per person) and see who owes who what to settle evenly. Does this in the least number of transactions, no big! There are awards too ;) 2. Restaurant tipping. Quickly put in the bill's details and how much you're tipping and voila! The suggested way to pay appears. Owesy what you must! But paysy as you wish.
uSplit
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uSplit – Split Bills & Manage Group Expenses with Ease uSplit is your ultimate companion for splitting bills, managing group expenses, and tracking who owes what among friends, family, roommates, and travel groups. Whether you’re planning a vacation, sharing household costs, organizing a party, or managing everyday group spending, uSplit makes expense sharing simple, accurate, and stress-free. No more lost receipts, confusing calculations, awkward money conversations, or endless transaction tracking. Simply create an event, add members, record purchases, and let uSplit calculate exactly who owes whom. Our goal is to reduce the difficulty and embarrassment that money can create in important relationships while saving you time and effort with clear, transparent expense management. Even complicated expenses can be handled effortlessly with uSplit. Best of all, uSplit gives you the flexibility to work your way. Use Guest Mode to create and manage events completely offline with no sign-up required, or collaborate with other members by sharing events and syncing changes in real time. Your data remains private, and the app is completely ad-free. Key Features • Clean, intuitive interface designed for quick and easy expense tracking. • Split expenses equally or unequally among group members with accurate calculations. • Detailed purchase tracking with complete transaction breakdowns. • Add tags to transactions for better organization and reporting. • Edit existing purchases, backdate transactions, and maintain accurate records. • View detailed transaction history and sort transactions by date. • Manage group expenses, individual expenses, or subgroup expenses within a single purchase. • Real-time collaboration and event sharing with other members. • See active participants and view member profiles within events. • Settle completed events and generate clear settlement summaries. • Share event and settlement details easily with others. • Support for multiple global currencies. • Export summaries and reports as easy-to-share PDF files. • Minimal payment calculations to reduce the number of transactions required between members. • View total spending by individuals and the entire group at a glance. • Works perfectly offline, allowing you to track expenses anywhere. • No ads, no sign-up, and no unnecessary data collection. Perfect For • Vacations and group trips • Friends and family outings • Roommates and shared apartments • Household expense tracking • Parties and events • Clubs, teams, and group activities How uSplit Works 1. Create a new event. 2. Add members to the group. 3. Record purchases and assign who paid and who participated. 4. Track balances instantly with automatic calculations. 5. Review transaction details, generate reports, and export PDFs. 6. Settle the event when complete and share the final summary. uSplit helps you spend less time managing expenses and more time enjoying the moments that matter.
Screenshots
Verdict
The clearest difference is update cadence: Owesy at every 4 months against uSplit's every 37 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Owesy ships an update every 4 months, uSplit every 37 months. The most recent releases landed on October 3, 2026 and September 30, 2026 respectively.
| Parameter | Owesy | uSplit |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (11 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 11 — better | — |
| Update frequency | Every 4 months — better | Every 37 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.1 | 15.1 |
| Further details — not scored | ||
| Size | 28 MB | 30 MB |
| Age rating | 4+ | 4+ |
| Developer | Jacob Loeterman | Zabingo Softwares |
In-app purchases
Owesy
No in-app purchases
uSplit
No in-app purchases









