Comparison

BanglaPay vs Brac Ekota

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BanglaPay

Manage your bank accounts, transfer money peer-to-peer, and withdraw funds. The app also offers quick cash-out options and allows for easy top-ups and BanglaQR payments.

Highlights
  • Manage bank accounts
  • P2P money transfer
  • Withdraw money
  • Quick cash-out
  • Top-up services
  • BanglaQR payments
Features
Read full description

Features - 1. Manage Bank account 2. P2P transfer money 3. Withdraw money 4. Quick CashOut 5. Topup 6. BanglaQR payment

About

Brac Ekota

This app facilitates access to microfinance services by allowing users to suggest individuals in their community who need loans for business. It provides tools to track loan progress and explore available financial products.

Highlights
  • Suggest individuals for loans
  • Track loan application progress
  • Explore BRAC Microfinance products
  • Contact BRAC staff and call center
  • Switch to Agami app
  • Bilingual interface (Bangla/English)
Features
Read full description

BRAC Ekota App focuses on widening access to affordable and efficient financial services of BRAC Microfinance, particularly for the underserved or unbanked population. Through the app, you can suggest any individual in your community who requires a loan to start or expand their business by providing their basic information and proposed loan amount. This is a free app where you need to register with your name and mobile number. Once you log in, use your PIN to access the app. The use of multiple accounts is not allowed and is strictly forbidden. HOW TO PROPOSE A LOAN FOR ANY INDIVIDUAL You are required to register in the app with your personal information and location. Afterwards, provide information about the individual who is interested in taking a loan from BRAC. BRAC Microfinance staff will verify your information and check the feasibility of the loan request KEEP TRACK OF YOUR PROGRESS You can fully track all the activities in the app and see the progress of the suggested loan. PRODUCTS FOR YOU Get to know about all the products offered by BRAC Microfinance for Progoti clients at your fingertips at the bottom of your home page. SWITCH TO AGAMI APP If you are a BRAC Agami user or a BRAC Progoti client, you have an option at the top to switch directly to the Agami app. CONTACT US You can find the BRAC staff contact number and the call centre number on your profile page of the app. For any kind of assistance regarding the app usage, you can contact the support unit as well. EASE OF USE Once you log in, you will find the app in Bangla but you can switch to English by using the button on the top middle.

Screenshots

BanglaPay4 screens
Brac Ekota4 screens

Verdict

The call

The clearest difference is rating: Brac Ekota at 5.0 against BanglaPay's 3.8. Brac Ekota also leads on update cadence (every 2 months vs every 5 months). BanglaPay's advantage is ratings volume (16 vs 1) and iOS requirement (12.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Brac Ekota holds the better App Store score, 5.0 against 3.8. That said, the two scores are not equally well evidenced: BanglaPay has 16 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

BanglaPay ships an update every 5 months, Brac Ekota every 2 months. The most recent releases landed on October 16, 2026 and October 12, 2026 respectively.

Scorecard4 real differences · 6 level
BanglaPay versus Brac Ekota: the parameters behind the verdict, then further details
ParameterBanglaPayBrac Ekota
PriceFreeFree
Rating3.8 (16 ratings)5.0 (1 ratings) — better
Positive reviews40.0% of reviews—
Number of ratings16 — better1
Update frequencyEvery 5 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS12.0 — better15.0
Further details — not scored
Size40 MB63 MB
Age rating4+4+
DeveloperSouth Bangla Agriculture & Commerce Bank Ltd.Brac

Customer experience

BanglaPay

All ratings16 ratings
Positive68.8%
Neutral6.3%
Negative25.0%
Written reviews5 reviews
Positive40.0%
Neutral20.0%
Negative40.0%

Brac Ekota

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

BanglaPay

No in-app purchases

None

Brac Ekota

No in-app purchases

Questions

Is BanglaPay free?
BanglaPay is free to download, with no in-app purchases.
Is Brac Ekota free?
Brac Ekota is free to download, with no in-app purchases.
Which has better reviews, BanglaPay or Brac Ekota?
Brac Ekota is rated higher. BanglaPay averages 3.8 out of 5 from 16 ratings, while Brac Ekota averages 5.0 from 1 ratings.
Do BanglaPay or Brac Ekota have ads?
Neither BanglaPay nor Brac Ekota shows ads.
Which is updated more often, BanglaPay or Brac Ekota?
BanglaPay ships an update every 5 months, and Brac Ekota every 2 months. Most recently, BanglaPay was updated on October 16, 2026 and Brac Ekota on October 12, 2026.

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