BanglaPay vs Brac Ekota
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BanglaPay
Manage your bank accounts, transfer money peer-to-peer, and withdraw funds. The app also offers quick cash-out options and allows for easy top-ups and BanglaQR payments.
- Manage bank accounts
- P2P money transfer
- Withdraw money
- Quick cash-out
- Top-up services
- BanglaQR payments
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Features - 1. Manage Bank account 2. P2P transfer money 3. Withdraw money 4. Quick CashOut 5. Topup 6. BanglaQR payment
Brac Ekota
This app facilitates access to microfinance services by allowing users to suggest individuals in their community who need loans for business. It provides tools to track loan progress and explore available financial products.
- Suggest individuals for loans
- Track loan application progress
- Explore BRAC Microfinance products
- Contact BRAC staff and call center
- Switch to Agami app
- Bilingual interface (Bangla/English)
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BRAC Ekota App focuses on widening access to affordable and efficient financial services of BRAC Microfinance, particularly for the underserved or unbanked population. Through the app, you can suggest any individual in your community who requires a loan to start or expand their business by providing their basic information and proposed loan amount. This is a free app where you need to register with your name and mobile number. Once you log in, use your PIN to access the app. The use of multiple accounts is not allowed and is strictly forbidden. HOW TO PROPOSE A LOAN FOR ANY INDIVIDUAL You are required to register in the app with your personal information and location. Afterwards, provide information about the individual who is interested in taking a loan from BRAC. BRAC Microfinance staff will verify your information and check the feasibility of the loan request KEEP TRACK OF YOUR PROGRESS You can fully track all the activities in the app and see the progress of the suggested loan. PRODUCTS FOR YOU Get to know about all the products offered by BRAC Microfinance for Progoti clients at your fingertips at the bottom of your home page. SWITCH TO AGAMI APP If you are a BRAC Agami user or a BRAC Progoti client, you have an option at the top to switch directly to the Agami app. CONTACT US You can find the BRAC staff contact number and the call centre number on your profile page of the app. For any kind of assistance regarding the app usage, you can contact the support unit as well. EASE OF USE Once you log in, you will find the app in Bangla but you can switch to English by using the button on the top middle.
Screenshots
Verdict
The clearest difference is rating: Brac Ekota at 5.0 against BanglaPay's 3.8. Brac Ekota also leads on update cadence (every 2 months vs every 5 months). BanglaPay's advantage is ratings volume (16 vs 1) and iOS requirement (12.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Brac Ekota holds the better App Store score, 5.0 against 3.8. That said, the two scores are not equally well evidenced: BanglaPay has 16 ratings behind it against 1, so its average is the more settled of the two.
BanglaPay ships an update every 5 months, Brac Ekota every 2 months. The most recent releases landed on October 16, 2026 and October 12, 2026 respectively.
| Parameter | BanglaPay | Brac Ekota |
|---|---|---|
| Price | Free | Free |
| Rating | 3.8 (16 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 40.0% of reviews | — |
| Number of ratings | 16 — better | 1 |
| Update frequency | Every 5 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 12.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 40 MB | 63 MB |
| Age rating | 4+ | 4+ |
| Developer | South Bangla Agriculture & Commerce Bank Ltd. | Brac |
Customer experience
BanglaPay
Brac Ekota
In-app purchases
BanglaPay
No in-app purchases
Brac Ekota
No in-app purchases









