Comparison

BanglaPay vs Janata Smart Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BanglaPay

Manage your bank accounts, transfer money peer-to-peer, and withdraw funds. The app also offers quick cash-out options and allows for easy top-ups and BanglaQR payments.

Highlights
  • Manage bank accounts
  • P2P money transfer
  • Withdraw money
  • Quick cash-out
  • Top-up services
  • BanglaQR payments
Features
Read full description

Features - 1. Manage Bank account 2. P2P transfer money 3. Withdraw money 4. Quick CashOut 5. Topup 6. BanglaQR payment

About

Janata Smart Banking

Features
Read full description

Janata Smart Banking allows its registered users to access their account in a convenient manner. It is secure and is available 24x7. The user can preview their balance, statements, request cheque book, transfer fund and online payments such as mobile topups and internet payments.

Screenshots

BanglaPay4 screens
Janata Smart Banking4 screens

Verdict

The call

The clearest difference is update cadence: Janata Smart Banking at every 3 weeks against BanglaPay's every 5 months. BanglaPay's advantage is iOS requirement (12.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

BanglaPay ships an update every 5 months, Janata Smart Banking every 3 weeks. The most recent releases landed on November 2, 2026 and October 25, 2026 respectively.

Scorecard2 real differences · 8 level
BanglaPay versus Janata Smart Banking: the parameters behind the verdict, then further details
ParameterBanglaPayJanata Smart Banking
PriceFreeFree
Rating3.9 (17 ratings) — better—
Positive reviews40.0% of reviews—
Number of ratings17 — better—
Update frequencyEvery 5 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS12.0 — better15.6
Further details — not scored
Size40 MB17 MB
Age rating4+4+
DeveloperSouth Bangla Agriculture & Commerce Bank Ltd.MICRO BANKER NEPAL

In-app purchases

None

BanglaPay

No in-app purchases

None

Janata Smart Banking

No in-app purchases

Questions

Is BanglaPay free?
BanglaPay is free to download, with no in-app purchases.
Is Janata Smart Banking free?
Janata Smart Banking is free to download, with no in-app purchases.
Do BanglaPay or Janata Smart Banking have ads?
Neither BanglaPay nor Janata Smart Banking shows ads.
Which is updated more often, BanglaPay or Janata Smart Banking?
BanglaPay ships an update every 5 months, and Janata Smart Banking every 3 weeks. Most recently, BanglaPay was updated on November 2, 2026 and Janata Smart Banking on October 25, 2026.

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