Comparison

恒生中国 vs Planstead

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

恒生中国

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一键体验全新恒生中国手机银行,简单、安全、快捷! 1.一键掌握账户详情 2.一键畅享境内转账 3.一键搞定定期存款 4.一键了解理财资讯 简单好用,一键拥有!全新恒生中国手机银行,化繁为简,让使用手机银行的体验从来没有如此的轻松。 免责条款: 1. 本行电子银行提供的产品、服务及信息供位于中国境内(港澳台地区除外)的客户访问及使用。 2. 电子银行服务由恒生银行(中国)有限公司(“恒生中国”)提供。恒生中国由中国银行保险监督管理委员会、中国人民银行、国家外汇管理局等监管机构监督并管理。 3. 如果您身处港澳台地区或中国境外其他国家或地区,本行不能保证可根据您所身处或居住的国家或地区的相关法律法规向您提供电子银行项下相关产品或服务。 4. 本行电子银行提供的资料无意被任何人传递至或使用于相关法律法规限制或禁止传播或使用该等资料的任何国家或地区,也无意供该等国家或地区的人们使用。

About

Planstead

Features
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Planstead is a calm execution system for long-term investors. It does not predict markets or recommend securities. It helps you follow the plan you set for yourself. • Today shows only what needs your attention now • Bring multiple independent plans into one Today while keeping every action clearly attributed • View household monthly commitments by currency without conversion or market data • Split new money using your targets and optional current holdings • Create a step-by-step list using investments you chose • Resume later and save a receipt after every item is confirmed • Record plan changes and execution discipline without returns or market data • Keep data on your device with JSON import, export, and deletion Planstead does not connect to your financial accounts, execute transactions, or provide investment advice.

Screenshots

恒生中国4 screens
Planstead4 screens

Verdict

The call

The clearest difference is update cadence: Planstead at every 2 days against 恒生中国's monthly. 恒生中国's advantage is iOS requirement (15.0 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

恒生中国 ships an update monthly, Planstead every 2 days. The most recent releases landed on October 24, 2026 and October 31, 2026 respectively.

Scorecard2 real differences · 7 level
恒生中国 versus Planstead: the parameters behind the verdict, then further details
Parameter恒生中国Planstead
PriceFreeFree
Rating1.6 (5 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings5 — better—
Update frequencyMonthlyEvery 2 days — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPod — betteriPhone
Requires iOS15.0 — better17.0
Further details — not scored
Size296 MB3 MB
Age rating4+4+
DeveloperHang Seng Bank (China) Limited振清 侯

In-app purchases

None

恒生中国

No in-app purchases

None

Planstead

No in-app purchases

Questions

Is 恒生中国 free?
恒生中国 is free to download, with no in-app purchases.
Is Planstead free?
Planstead is free to download, with no in-app purchases.
Do 恒生中国 or Planstead have ads?
Neither 恒生中国 nor Planstead shows ads.
Which is updated more often, 恒生中国 or Planstead?
恒生中国 ships an update monthly, and Planstead every 2 days. Most recently, 恒生中国 was updated on October 24, 2026 and Planstead on October 31, 2026.

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