Comparison

SIMINSURE vs PAYKALTIMTARA

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

About

SIMINSURE

Features

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Simas Access adalah Aplikasi online dari PT Asuransi Simas Jiwa, yang berfungsi untuk nasabah agar dapat melihat polis secara online serta dapat mengunduh dokumen yang menyertai polis tersebut.

About

PAYKALTIMTARA

Features

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PAYKaltimtara merupakan aplikasi uang elektronik berbasis server (server-based) yang diselenggarakan melalui skema co-branding antara PT Bimasakti Multi Sinergi dan PT Bank Pembangunan Daerah Kalimantan Timur dan Kalimantan Utara (Bankaltimtara). Dalam penyelenggaraan PAYKaltimtara, PT Bimasakti Multi Sinergi bertindak sebagai pemilik dan pengelola sistem uang elektronik, termasuk pengelolaan sistem dan layanan yang mendukung operasional aplikasi. Apabila pengguna mengalami kendala, memiliki pertanyaan, atau menyampaikan keluhan terkait penggunaan aplikasi PAYKaltimtara, pengguna dapat menghubungi Contact Center PT Bimasakti Multi Sinergi melalui kanal layanan pelanggan yang tersedia pada aplikasi.

Screenshots

SIMINSURE4 screens

PAYKALTIMTARA3 screens

Verdict

The call

The clearest difference is update cadence: SIMINSURE at every 2 months against PAYKALTIMTARA's every 26 months. PAYKALTIMTARA's advantage is iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

SIMINSURE ships an update every 2 months, PAYKALTIMTARA every 26 months. The most recent releases landed on November 6, 2026 and November 4, 2026 respectively.

Scorecard2 real differences · 4 level

SIMINSURE versus PAYKALTIMTARA: the parameters behind the verdict, then further details
Parameter	SIMINSURE	PAYKALTIMTARA
Price	Free	Free
Update frequency	Every 2 months — better	Every 26 months
Ads	No	No
In-app purchases	No	No
Devices	iPhone, iPad, iPod — better	iPhone, iPod
Requires iOS	15.0	13.0 — better
Further details — not scored
Size	56 MB	33 MB
Age rating	4+	17+
Developer	Asuransi Simas Jiwa, PT	Bimasakti Multi Sinergi

In-app purchases

None

SIMINSURE

No in-app purchases

None

PAYKALTIMTARA

No in-app purchases

Questions

Is SIMINSURE free?

SIMINSURE is free to download, with no in-app purchases.

Is PAYKALTIMTARA free?

PAYKALTIMTARA is free to download, with no in-app purchases.

Do SIMINSURE or PAYKALTIMTARA have ads?

Neither SIMINSURE nor PAYKALTIMTARA shows ads.

Which is updated more often, SIMINSURE or PAYKALTIMTARA?

SIMINSURE ships an update every 2 months, and PAYKALTIMTARA every 26 months. Most recently, SIMINSURE was updated on November 6, 2026 and PAYKALTIMTARA on November 4, 2026.