Comparison

Coutts ClearSpend vs Basis Point

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Coutts ClearSpend

Features
Read full description

ClearSpend is the smarter way to control your business spending. The Coutts ClearSpend mobile app gives you complete control of your Commercial Card account. - Real time balance information - View transactions, including pending and declines - View regular statements - Set cardholder credit limits - Set cardholder merchant category blockings - Lock and unlock an employee’s card - Receive transaction notifications - Approve online purchases - Create departments to segregate spend - App for administrators and cardholders Registration It only takes a couple of minutes to get started on Coutts ClearSpend. Simply download the App and click β€˜Need to register’ and then follow the onscreen instructions. Please note, the Business or Commercial Card account will need to be registered and activated before cardholder users can register. Coutts ClearSpend is available to eligible Coutts Business and Commercial Card account customers with compatible iOS devices and a UK or international mobile number in specific countries. Over 18s only, other terms and conditions apply.

About

Basis Point

Automate your ETF investments with a rule-based strategy that buys the dip during market drawdowns. This tool removes emotional trading by adhering to a mathematical approach, allowing for full customization of ETFs, currency, and risk tolerance. It prioritizes user privacy with biometric authentication and encryption.

Highlights
  • Automated weekly ETF allocation
  • Rule-based investment strategy
  • Removes emotional trading
  • Customizable ETF selection
  • Biometric authentication
  • Privacy-focused data security
Features
Read full description

Basis Point is the institutional-grade tool for the disciplined investor. By automating your weekly ETF allocation based on market drawdowns, you naturally "buy the dip" without the stress of timing the market. Rule-Based Discipline: Set your baseline and let the algorithm calculate your weekly top-ups based on distance from All-Time Highs. Remove Emotion: No more panic selling or FOMO buying. Stick to a mathematical strategy that rewards market volatility. Full Customization: Choose your ETF, set your currency, and fine-tune your multiplier bands to match your risk tolerance. Privacy First: Your data belongs to you. Secured with biometric authentication (FaceID/TouchID) and industry-standard encryption. EULA Terms of Use: https://entry-point-7a606.web.app/terms

Screenshots

Coutts ClearSpend4 screens
Basis Point4 screens

Verdict

The call

The clearest difference is in-app purchases: Coutts ClearSpend at none against Basis Point's 4. Coutts ClearSpend also leads on iOS requirement (15.0 vs 18.4). Basis Point's advantage is update cadence (weekly vs every 3 months). On price, ads and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Basis Point sells 4 in-app purchases, starting at $1.99 per month. Coutts ClearSpend asks for nothing beyond the download.

UpkeepUpdate frequency

Coutts ClearSpend ships an update every 3 months, Basis Point weekly. The most recent releases landed on October 10, 2026 and October 16, 2026 respectively.

Scorecard3 real differences Β· 5 level
Coutts ClearSpend versus Basis Point: the parameters behind the verdict, then further details
ParameterCoutts ClearSpendBasis Point
PriceFreeFree
Positive reviewsβ€”100.0% of reviews
Update frequencyEvery 3 monthsWeekly β€” better
AdsNoNo
In-app purchasesNo β€” betterYes
Monetizationβ€”Freemium
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 β€” better18.4
Further details β€” not scored
Size55 MB25 MB
Age rating4+4+
DeveloperCOUTTS & COMPANYCameron Maclaine

In-app purchases

None

Coutts ClearSpend

No in-app purchases

4 purchases

Basis Point

Subscriptions3
  • Silver$1.991 Month
  • Gold$4.991 Month
  • Gold - Yearly$49.991 Year
One-time1
  • Gold - Lifetime$99.99

Questions

Is Coutts ClearSpend free?
Coutts ClearSpend is free to download, with no in-app purchases.
Is Basis Point free?
Basis Point is free to download, with in-app purchases available.
Do Coutts ClearSpend or Basis Point have ads?
Neither Coutts ClearSpend nor Basis Point shows ads.
Which is updated more often, Coutts ClearSpend or Basis Point?
Coutts ClearSpend ships an update every 3 months, and Basis Point weekly. Most recently, Coutts ClearSpend was updated on October 10, 2026 and Basis Point on October 16, 2026.

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