Comparison

VFX Financial vs Kixy

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

VFX Financial

Features
Read full description

View and manage your business finances from anywhere. The VFX Financial app gives complex organisations direct access to their accounts, payments, and foreign exchange, all in one place. Approve payments on the go Review, create and authorise payments quickly and securely, without needing to be on your desktop device. Book FX trades Access VFX's foreign exchange capabilities and book trades directly from your mobile. Multi-currency accounts & banking View balances, monitor transactions, and manage your money across currencies. Robust security Secure login with biometric authentication, Face ID and Touch ID supported. VFX Financial is authorised and regulated by the UK Financial Conduct Authority (FRNs 592260 and 900530). VFX Financial DIFC Limited is regulated by the Dubai Financial Services Authority (F010820). VFX Financial Canada Inc. is registered with FINTRAC (M15149166) and as a Money Services Business in Québec (No. 21165). Learn more at vfxfinancial.com.

About

Kixy

This app integrates your social life with smart financial management. Easily chat, split bills, send money, and manage personal or business finances all in one secure platform. It aims to make financial interactions fun, simple, and connected.

Highlights
  • Social money management
  • Bill splitting
  • Send cash
  • Business customer engagement
  • Active fraud monitoring
  • 2-Factor Authentication
Features
Read full description

Socialising Meets Smart Finance with Kixy Grow your Circle, Grow your Money Welcome to Kixy—the app where your social world and your finances come together. Whether you’re managing your money, connecting with friends, or growing your business, Kixy makes it fun, simple, and all in one place. For Individuals No more switching between apps! With Kixy, manage your money, chat, split bills, send cash, and stay connected with the people who matter most. Whether you’re grabbing a coffee or planning a night out, Kixy keeps it easy, fast, and stress-free. Everything you need, all in one app. For Businesses Kixy makes it easy for you to engage with your customers. With Circles, you can offer products, get paid, and build strong relationships—all while managing transactions in a social, connected space. Build your brand and connect with your audience, effortlessly. Your Social Life, Your Finances Kixy isn’t just about managing money. It’s about connecting—whether you’re chatting with friends, sending cash, or running your business. Grow and connect your community seamlessly, with no barriers between your financial and social life. Security You Can Trust We’ve got your back. With Active Fraud Monitoring, instant alerts, and 2-Factor Authentication, Kixy keeps your financial info safe. Plus, we’re all about transparency—no hidden charges, just simple and clear pricing. Coming Soon: Kixy Cards Kixy Cards are coming soon—get ready to flex your style with sleek, black and white physical and virtual cards. Join the Kixy Movement Whether you’re building your savings or running a business ready to grow, Kixy’s got your back. Download Kixy and join the queue for Early Access. Let’s change the way we think about finance—socially, transparently, and effortlessly. Important Information: Kixy is incorporated in England and Wales as Kixy Ltd (Company Number: 11201126), with its registered address at 40 Gracechurch Street, London, EC3V 0BT. Kixy is authorised and regulated by the Financial Conduct Authority as a Small Payment Institution under registration number 814005. Kixy accounts are provided by Kixy either under its own authorisation or as an appointed distributor for PayerNet Limited, trading as “Railsr”, a company incorporated in England and Wales (Company Number: 14698459), with its registered address at Montacute Yards, Shoreditch High Street, London, E1 6HU. Railsr is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution under registration number 900594.

Screenshots

VFX Financial4 screens
Kixy4 screens

Verdict

The call

VFX Financial and Kixy are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

VFX Financial ships an update every 4 weeks, Kixy every 2 months. The most recent releases landed on October 4, 2026 and October 7, 2026 respectively.

ScorecardNo meaningful differences
VFX Financial versus Kixy: the parameters behind the verdict, then further details
ParameterVFX FinancialKixy
PriceFreeFree
Rating—5.0 (7 ratings) — better
Positive reviews—33.3% of reviews
Number of ratings—7 — better
Update frequencyEvery 4 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.015.6 — better
Further details — not scored
Size71 MB98 MB
Age rating4+4+
DeveloperVFX PLCKixy LTD

In-app purchases

None

VFX Financial

No in-app purchases

None

Kixy

No in-app purchases

Questions

Is VFX Financial free?
VFX Financial is free to download, with no in-app purchases.
Is Kixy free?
Kixy is free to download, with no in-app purchases.
Do VFX Financial or Kixy have ads?
Neither VFX Financial nor Kixy shows ads.
Which is updated more often, VFX Financial or Kixy?
VFX Financial ships an update every 4 weeks, and Kixy every 2 months. Most recently, VFX Financial was updated on October 4, 2026 and Kixy on October 7, 2026.

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