Comparison

SecondFi vs PoolTool

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SecondFi

Manage your Cardano ADA securely and efficiently on your mobile device. This lightweight wallet offers fast transaction capabilities and stores your private keys locally for enhanced privacy. Supports multiple languages for a global user base.

Highlights
  • Secure ADA management
  • Lightweight and fast
  • Local private key storage
  • Multi-language support
  • Low bandwidth usage
Features
Read full description

Join 1M+ users on SecondFi (formerly Yoroi), a self-custody neofinance platform built for spending, trading, earning, and saving with you in control. - The card, built for self-custody. A self-custody debit card issued by Wirex. - Spend anywhere, anytime. Use your SecondFi card anywhere Visa is accepted. In-store, online, or abroad. - Send money, fast. Send crypto in seconds. Move funds across networks and borders. - Stake and earn. Earn rewards on supported assets by staking them, straight from your wallet. - Swap on your terms. Swap assets across chains. - Save with stability. Put your assets to work. Designed for yield from real-world assets. - You own your money, fully. Global. Accessible. Yield-bearing. User controlled. SecondFi was built by EMURGO for anyone who wants a second home for their money. The future is onchain. SecondFi is how you get there. Important information SecondFi is a self-custody platform. You hold your own private keys, which means you are solely responsible for the security of your wallet and funds. Lost keys or recovery phrases cannot be restored by SecondFi. Cryptocurrencies are volatile assets. The value of digital assets can rise and fall, and you may lose some or all of the value of your holdings. Only transact with what you can afford to lose. The SecondFi Visa card is issued by Wirex pursuant to a license from Visa. Card availability, features, and supported assets may vary by region. Visa is a registered trademark of Visa Inc. SecondFi is built by EMURGO, a co-founding entity of the Cardano blockchain. SecondFi is not a bank and does not provide banking services. SecondFi does not hold customer funds.

About

PoolTool

Discover and monitor Cardano stake pools. Track your rewards and receive notifications for pool changes like fees, pledge, and saturation. Find the best pools with smart filtering and sorting.

Highlights
  • Explore Cardano stake pools
  • Track delegation rewards
  • Favorite pool notifications
  • Detailed pool information
  • Smart pool filtering and sorting
Features
Read full description

Explore the Cardano blockchain and track your rewards in the PoolTool app! Browse the pools of the Cardano network. Mark your favorite stake pools and get notified when they change fees, pledge, create blocks or they become saturated. PoolTool is always available on the go, showing you the most desirable pools by default by applying a meaningful filter and sort on the currently hundreds of registered pools. See detailed information and historical data about all the pools: - Website - Description - Pledged ADA - Fees - Block production - Controlled Stake We welcome your feedback and feature requests, so please get in touch via Twitter, Telegram or through our website. What is Cardano? Cardano is home to the ADA cryptocurrency, which can be used to send and receive digital funds. This digital cash represents the future of money, making possible fast, direct transfers that are guaranteed to be secure through the use of cryptography.

Screenshots

SecondFi4 screens
PoolTool4 screens

Verdict

The call

The clearest difference is rating: PoolTool at 4.3 against SecondFi's 3.6. PoolTool also leads on review sentiment (59% vs 40%) and iOS requirement (13.0 vs 16.4). SecondFi's advantage is update cadence (fortnightly vs monthly) and ratings volume (583 vs 98). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

PoolTool holds the better App Store score, 4.3 against 3.6. That said, the two scores are not equally well evidenced: SecondFi has 583 ratings behind it against 98, so its average is the more settled of the two. Written reviews point the same way: 40% of SecondFi's written reviews are positive against 59% of PoolTool's.

UpkeepUpdate frequency

SecondFi ships an update fortnightly, PoolTool monthly. The most recent releases landed on October 8, 2026 and September 30, 2026 respectively.

Scorecard5 real differences · 5 level
SecondFi versus PoolTool: the parameters behind the verdict, then further details
ParameterSecondFiPoolTool
PriceFreeFree
Rating3.6 (583 ratings)4.3 (98 ratings) — better
Positive reviews40.4% of reviews58.8% of reviews — better
Number of ratings583 — better98
Update frequencyFortnightly — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.413.0 — better
Further details — not scored
Size113 MB28 MB
Age rating17+4+
DeveloperEMURGO Co., LtdAdderley Group Ltd.

Customer experience

SecondFi

All ratings583 ratings
Positive62.6%
Neutral5.1%
Negative32.2%
Written reviews431 reviews
Positive40.4%
Neutral10.0%
Negative49.7%

PoolTool

All ratings98 ratings
Positive79.6%
Neutral2.0%
Negative18.4%
Written reviews51 reviews
Positive58.8%
Neutral3.9%
Negative37.3%

User reviews

SecondFi

From 583 App Store ratings

What we love

  • 🚀 Fast and efficient
  • 👍 User-friendly interface
  • 🔒 Secure wallet
  • 💡 Staking functionality

Room to improve

  • 🐛 Crashes and sync issues
  • 🔍 Lack of fiat value display
  • 🔌 Connectivity problems with hardware wallets
  • 🕰️ Slow performance and lagging

PoolTool

From 98 App Store ratings

What we love

  • 👍 Essential tool for Cardano holders
  • 👍 Great for tracking stake pools
  • 👍 Nice UI/UX
  • 👍 Reliable and accurate data
  • 👍 Super useful app

Room to improve

  • ⚠️ Requires ADA fee for password reset
  • ⚠️ Payment in crypto bypasses Apple services
  • ⚠️ No customer support
  • ⚠️ App is extremely slow
  • ⚠️ Freezes and buggy

Bugs and requests

SecondFi

Reported bugs

4 issues
  • Wallet balances not syncing correctly
  • Unable to restore wallet from seed phrase
  • Biometric login not working as expected
  • Delegation and staking issues

Requested features

4 requests
  • Add support for fiat currency display
  • Improve navigation and back button functionality
  • Implement dark mode theme
  • Enhance NFT viewing capabilities

PoolTool

Reported bugs

7 issues
  • Login issues after ADA verification
  • App freezes
  • Does not load pool data
  • Account creation/addition fails
  • Does not update stakepool info
Show 2 more
  • Block production not showing for some pools
  • Confusing wallet address finding

Requested features

5 requests
  • Break out earnings by year and valuation for tax reporting
  • Add dark mode
  • Add an alert for rewards
  • Show reward percentage for each pool
  • Add screenshots of UX beyond paywall

In-app purchases

None

SecondFi

No in-app purchases

None

PoolTool

No in-app purchases

Questions

Is SecondFi free?
SecondFi is free to download, with no in-app purchases.
Is PoolTool free?
PoolTool is free to download, with no in-app purchases.
Which has better reviews, SecondFi or PoolTool?
PoolTool is rated higher. SecondFi averages 3.6 out of 5 from 583 ratings, while PoolTool averages 4.3 from 98 ratings.
Do SecondFi or PoolTool have ads?
Neither SecondFi nor PoolTool shows ads.
Which is updated more often, SecondFi or PoolTool?
SecondFi ships an update fortnightly, and PoolTool monthly. Most recently, SecondFi was updated on October 8, 2026 and PoolTool on September 30, 2026.

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