Comparison

SecondFi vs THORWallet

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SecondFi

Manage your Cardano ADA securely and efficiently on your mobile device. This lightweight wallet offers fast transaction capabilities and stores your private keys locally for enhanced privacy. Supports multiple languages for a global user base.

Highlights
  • Secure ADA management
  • Lightweight and fast
  • Local private key storage
  • Multi-language support
  • Low bandwidth usage
Features
Read full description

Join 1M+ users on SecondFi (formerly Yoroi), a self-custody neofinance platform built for spending, trading, earning, and saving with you in control. - The card, built for self-custody. A self-custody debit card issued by Wirex. - Spend anywhere, anytime. Use your SecondFi card anywhere Visa is accepted. In-store, online, or abroad. - Send money, fast. Send crypto in seconds. Move funds across networks and borders. - Stake and earn. Earn rewards on supported assets by staking them, straight from your wallet. - Swap on your terms. Swap assets across chains. - Save with stability. Put your assets to work. Designed for yield from real-world assets. - You own your money, fully. Global. Accessible. Yield-bearing. User controlled. SecondFi was built by EMURGO for anyone who wants a second home for their money. The future is onchain. SecondFi is how you get there. Important information SecondFi is a self-custody platform. You hold your own private keys, which means you are solely responsible for the security of your wallet and funds. Lost keys or recovery phrases cannot be restored by SecondFi. Cryptocurrencies are volatile assets. The value of digital assets can rise and fall, and you may lose some or all of the value of your holdings. Only transact with what you can afford to lose. The SecondFi Visa card is issued by Wirex pursuant to a license from Visa. Card availability, features, and supported assets may vary by region. Visa is a registered trademark of Visa Inc. SecondFi is built by EMURGO, a co-founding entity of the Cardano blockchain. SecondFi is not a bank and does not provide banking services. SecondFi does not hold customer funds.

About

THORWallet

This non-custodial DeFi wallet offers seamless cross-chain crypto swaps, earning opportunities, and asset management. It features a global MasterCard integration for spending crypto and institutional-grade multisig security for any token or chain. Bridge traditional finance with decentralized finance through a built-in Swiss IBAN bank account.

Highlights
  • Non-custodial DeFi wallet
  • Cross-chain swaps (BTC, ETH, SOL)
  • Global crypto debit card (MasterCard)
  • TSS-based multisig security
  • Built-in Swiss IBAN bank account
  • Perpetual trading
Features
Read full description

THORWallet The Ultimate Crypto Wallet THORWallet is a non-custodial DeFi wallet that brings decentralized finance to users globally, offering seamless cross-chain swaps, earning, asset management, a multi currency Swiss bank account, and perpetual trading available from the comfort of your smartphone. THORWallet is currently the fastest-growing cross-chain wallet. What makes THORWallet unique? - Cross-Chain Swaps: Trade native BTC, ETH, SOL, and other major assets across chains with zero intermediaries. No wrapping. No bridges. Pure DeFi, how it was meant to be. - Global MasterCard Integration: Access a crypto debit card powered by MasterCard, available in 100+ countries, directly from your non-custodial wallet. Spend your assets freely, while retaining full ownership and custody. - Multisig for Any Token, Any Chain: THORWallet's TSS-based multi signature system delivers institutional-grade security on mobile. It's a game-changer for DAOs, treasuries, teams, and crypto whales, fully compatible across all major blockchains. - Best-in-Class Fiat Gateway: On- and off-ramp crypto at top market rates and large sizes, via a built-in Swiss IBAN bank account, bridging TradFi and DeFi in one seamless interface.

Screenshots

SecondFi4 screens
THORWallet4 screens

Verdict

The call

The clearest difference is rating: THORWallet at 3.9 against SecondFi's 3.6. THORWallet also leads on review sentiment (51% vs 40%). SecondFi's advantage is ratings volume (584 vs 119). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

THORWallet holds the better App Store score, 3.9 against 3.6. Both are backed by a comparable volume of ratings — 584 and 119 respectively. Written reviews point the same way: 40% of SecondFi's written reviews are positive against 51% of THORWallet's.

UpkeepUpdate frequency

SecondFi ships an update fortnightly, THORWallet every 2 weeks. The most recent releases landed on November 2, 2026 and November 7, 2026 respectively.

Scorecard3 real differences · 7 level
SecondFi versus THORWallet: the parameters behind the verdict, then further details
ParameterSecondFiTHORWallet
PriceFreeFree
Rating3.6 (584 ratings)3.9 (119 ratings) — better
Positive reviews40.4% of reviews50.6% of reviews — better
Number of ratings584 — better119
Update frequencyFortnightly — betterEvery 2 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad — betteriPhone
Requires iOS16.4 — better17.0
Further details — not scored
Size113 MB300 MB
Age rating17+12+
DeveloperEMURGO Co., LtdDeFi Suisse AG

Customer experience

SecondFi

All ratings583 ratings
Positive62.6%
Neutral5.1%
Negative32.2%
Written reviews431 reviews
Positive40.4%
Neutral10.0%
Negative49.7%

THORWallet

All ratings119 ratings
Positive71.4%
Neutral1.7%
Negative26.9%
Written reviews85 reviews
Positive50.6%
Neutral8.2%
Negative41.2%

User reviews

SecondFi

From 584 App Store ratings

What we love

  • 🚀 Fast and efficient
  • 👍 User-friendly interface
  • 🔒 Secure wallet
  • 💡 Staking functionality

Room to improve

  • 🐛 Crashes and sync issues
  • 🔍 Lack of fiat value display
  • 🔌 Connectivity problems with hardware wallets
  • 🕰️ Slow performance and lagging

THORWallet

From 119 App Store ratings

What we love

  • 🚀 Fast cross-chain swaps
  • 👍 User-friendly interface and intuitive design
  • 💰 Low transaction fees
  • 🔒 Non-custodial self-custody wallet
  • 💎 Multiple features in one app (swap, stake, LP, NFTs)

Room to improve

  • 🐛 Frequent app crashes and freezes
  • ⚫ Black screen issues after login or updates
  • 🔌 Slow app load times (5+ minutes reported)
  • ❌ Transaction failures and broadcast errors
  • 🔒 No hardware wallet support (Ledger, Keystone)

Bugs and requests

SecondFi

Reported bugs

4 issues
  • Wallet balances not syncing correctly
  • Unable to restore wallet from seed phrase
  • Biometric login not working as expected
  • Delegation and staking issues

Requested features

4 requests
  • Add support for fiat currency display
  • Improve navigation and back button functionality
  • Implement dark mode theme
  • Enhance NFT viewing capabilities

THORWallet

Reported bugs

14 issues
  • App crashes when selecting tokens in swap interface
  • Black screen after login or app updates
  • Passcode confirmation screen hangs and prevents login
  • Face ID randomly disables after failed attempts
  • Balance shows zero or incorrect values
Show 9 more
  • Assets not displaying in wallet (Dogecoin, Luna Classic)
  • Liquidity pools not visible or accessible
  • Transaction broadcast errors on BTC-RUNE swaps
  • Funds stuck in liquidity pools
  • App crashes after 15 seconds of opening
  • Missing send/confirm buttons on some screen sizes
  • Swap functionality fails for certain asset pairs
  • Password migration to PIN stuck indefinitely
  • Inconsistent API connectivity issues

Requested features

10 requests
  • Ledger hardware wallet connection support
  • Keystone hardware wallet integration
  • Ability to delete individual imported wallets without uninstalling app
  • Faster app boot times
  • Better wallet management for multiple wallets
Show 5 more
  • Improved support mechanism outside of Telegram
  • Feature voting system for users
  • Wallet Connect integration
  • Better error messages and transaction feedback
  • Consistent app performance across all devices

In-app purchases

None

SecondFi

No in-app purchases

None

THORWallet

No in-app purchases

Questions

Is SecondFi free?
SecondFi is free to download, with no in-app purchases.
Is THORWallet free?
THORWallet is free to download, with no in-app purchases.
Which has better reviews, SecondFi or THORWallet?
THORWallet is rated higher. SecondFi averages 3.6 out of 5 from 584 ratings, while THORWallet averages 3.9 from 119 ratings.
Do SecondFi or THORWallet have ads?
Neither SecondFi nor THORWallet shows ads.
Which is updated more often, SecondFi or THORWallet?
SecondFi ships an update fortnightly, and THORWallet every 2 weeks. Most recently, SecondFi was updated on November 2, 2026 and THORWallet on November 7, 2026.

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