SecondFi vs THORWallet
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SecondFi
Manage your Cardano ADA securely and efficiently on your mobile device. This lightweight wallet offers fast transaction capabilities and stores your private keys locally for enhanced privacy. Supports multiple languages for a global user base.
- Secure ADA management
- Lightweight and fast
- Local private key storage
- Multi-language support
- Low bandwidth usage
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Join 1M+ users on SecondFi (formerly Yoroi), a self-custody neofinance platform built for spending, trading, earning, and saving with you in control. - The card, built for self-custody. A self-custody debit card issued by Wirex. - Spend anywhere, anytime. Use your SecondFi card anywhere Visa is accepted. In-store, online, or abroad. - Send money, fast. Send crypto in seconds. Move funds across networks and borders. - Stake and earn. Earn rewards on supported assets by staking them, straight from your wallet. - Swap on your terms. Swap assets across chains. - Save with stability. Put your assets to work. Designed for yield from real-world assets. - You own your money, fully. Global. Accessible. Yield-bearing. User controlled. SecondFi was built by EMURGO for anyone who wants a second home for their money. The future is onchain. SecondFi is how you get there. Important information SecondFi is a self-custody platform. You hold your own private keys, which means you are solely responsible for the security of your wallet and funds. Lost keys or recovery phrases cannot be restored by SecondFi. Cryptocurrencies are volatile assets. The value of digital assets can rise and fall, and you may lose some or all of the value of your holdings. Only transact with what you can afford to lose. The SecondFi Visa card is issued by Wirex pursuant to a license from Visa. Card availability, features, and supported assets may vary by region. Visa is a registered trademark of Visa Inc. SecondFi is built by EMURGO, a co-founding entity of the Cardano blockchain. SecondFi is not a bank and does not provide banking services. SecondFi does not hold customer funds.
THORWallet
This non-custodial DeFi wallet offers seamless cross-chain crypto swaps, earning opportunities, and asset management. It features a global MasterCard integration for spending crypto and institutional-grade multisig security for any token or chain. Bridge traditional finance with decentralized finance through a built-in Swiss IBAN bank account.
- Non-custodial DeFi wallet
- Cross-chain swaps (BTC, ETH, SOL)
- Global crypto debit card (MasterCard)
- TSS-based multisig security
- Built-in Swiss IBAN bank account
- Perpetual trading
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THORWallet The Ultimate Crypto Wallet THORWallet is a non-custodial DeFi wallet that brings decentralized finance to users globally, offering seamless cross-chain swaps, earning, asset management, a multi currency Swiss bank account, and perpetual trading available from the comfort of your smartphone. THORWallet is currently the fastest-growing cross-chain wallet. What makes THORWallet unique? - Cross-Chain Swaps: Trade native BTC, ETH, SOL, and other major assets across chains with zero intermediaries. No wrapping. No bridges. Pure DeFi, how it was meant to be. - Global MasterCard Integration: Access a crypto debit card powered by MasterCard, available in 100+ countries, directly from your non-custodial wallet. Spend your assets freely, while retaining full ownership and custody. - Multisig for Any Token, Any Chain: THORWallet's TSS-based multi signature system delivers institutional-grade security on mobile. It's a game-changer for DAOs, treasuries, teams, and crypto whales, fully compatible across all major blockchains. - Best-in-Class Fiat Gateway: On- and off-ramp crypto at top market rates and large sizes, via a built-in Swiss IBAN bank account, bridging TradFi and DeFi in one seamless interface.
Screenshots
Verdict
The clearest difference is rating: THORWallet at 3.9 against SecondFi's 3.6. THORWallet also leads on review sentiment (51% vs 40%). SecondFi's advantage is ratings volume (584 vs 119). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
THORWallet holds the better App Store score, 3.9 against 3.6. Both are backed by a comparable volume of ratings — 584 and 119 respectively. Written reviews point the same way: 40% of SecondFi's written reviews are positive against 51% of THORWallet's.
SecondFi ships an update fortnightly, THORWallet every 2 weeks. The most recent releases landed on November 2, 2026 and November 7, 2026 respectively.
| Parameter | SecondFi | THORWallet |
|---|---|---|
| Price | Free | Free |
| Rating | 3.6 (584 ratings) | 3.9 (119 ratings) — better |
| Positive reviews | 40.4% of reviews | 50.6% of reviews — better |
| Number of ratings | 584 — better | 119 |
| Update frequency | Fortnightly — better | Every 2 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 16.4 — better | 17.0 |
| Further details — not scored | ||
| Size | 113 MB | 300 MB |
| Age rating | 17+ | 12+ |
| Developer | EMURGO Co., Ltd | DeFi Suisse AG |
Customer experience
SecondFi
THORWallet
User reviews
SecondFi
From 584 App Store ratingsWhat we love
- 🚀 Fast and efficient
- 👍 User-friendly interface
- 🔒 Secure wallet
- 💡 Staking functionality
Room to improve
- 🐛 Crashes and sync issues
- 🔍 Lack of fiat value display
- 🔌 Connectivity problems with hardware wallets
- 🕰️ Slow performance and lagging
THORWallet
From 119 App Store ratingsWhat we love
- 🚀 Fast cross-chain swaps
- 👍 User-friendly interface and intuitive design
- 💰 Low transaction fees
- 🔒 Non-custodial self-custody wallet
- 💎 Multiple features in one app (swap, stake, LP, NFTs)
Room to improve
- 🐛 Frequent app crashes and freezes
- ⚫ Black screen issues after login or updates
- 🔌 Slow app load times (5+ minutes reported)
- ❌ Transaction failures and broadcast errors
- 🔒 No hardware wallet support (Ledger, Keystone)
Bugs and requests
SecondFi
Reported bugs
4 issues- Wallet balances not syncing correctly
- Unable to restore wallet from seed phrase
- Biometric login not working as expected
- Delegation and staking issues
Requested features
4 requests- Add support for fiat currency display
- Improve navigation and back button functionality
- Implement dark mode theme
- Enhance NFT viewing capabilities
THORWallet
Reported bugs
14 issues- App crashes when selecting tokens in swap interface
- Black screen after login or app updates
- Passcode confirmation screen hangs and prevents login
- Face ID randomly disables after failed attempts
- Balance shows zero or incorrect values
Show 9 moreShow fewer
- Assets not displaying in wallet (Dogecoin, Luna Classic)
- Liquidity pools not visible or accessible
- Transaction broadcast errors on BTC-RUNE swaps
- Funds stuck in liquidity pools
- App crashes after 15 seconds of opening
- Missing send/confirm buttons on some screen sizes
- Swap functionality fails for certain asset pairs
- Password migration to PIN stuck indefinitely
- Inconsistent API connectivity issues
Requested features
10 requests- Ledger hardware wallet connection support
- Keystone hardware wallet integration
- Ability to delete individual imported wallets without uninstalling app
- Faster app boot times
- Better wallet management for multiple wallets
Show 5 moreShow fewer
- Improved support mechanism outside of Telegram
- Feature voting system for users
- Wallet Connect integration
- Better error messages and transaction feedback
- Consistent app performance across all devices
In-app purchases
SecondFi
No in-app purchases
THORWallet
No in-app purchases









