SecondFi vs 1AM Wallet

Join 1M+ users on SecondFi (formerly Yoroi), a self-custody neofinance platform built for spending, trading, earning, and saving with you in control. - The card, built for self-custody. A self-custody debit card issued by Wirex. - Spend anywhere, anytime. Use your SecondFi card anywhere Visa is accepted. In-store, online, or abroad. - Send money, fast. Send crypto in seconds. Move funds across networks and borders. - Stake and earn. Earn rewards on supported assets by staking them, straight from your wallet. - Swap on your terms. Swap assets across chains. - Save with stability. Put your assets to work. Designed for yield from real-world assets. - You own your money, fully. Global. Accessible. Yield-bearing. User controlled. SecondFi was built by EMURGO for anyone who wants a second home for their money. The future is onchain. SecondFi is how you get there. Important information SecondFi is a self-custody platform. You hold your own private keys, which means you are solely responsible for the security of your wallet and funds. Lost keys or recovery phrases cannot be restored by SecondFi. Cryptocurrencies are volatile assets. The value of digital assets can rise and fall, and you may lose some or all of the value of your holdings. Only transact with what you can afford to lose. The SecondFi Visa card is issued by Wirex pursuant to a license from Visa. Card availability, features, and supported assets may vary by region. Visa is a registered trademark of Visa Inc. SecondFi is built by EMURGO, a co-founding entity of the Cardano blockchain. SecondFi is not a bank and does not provide banking services. SecondFi does not hold customer funds.

1AM is a non-custodial wallet for the Midnight network — a privacy-first chain where you hold your own keys, your balances stay on-device, and shielded transactions keep amounts and recipients off public ledgers. WHAT YOU CAN DO • Send and receive NIGHT and any Midnight asset across shielded (private) and unshielded (public) lanes from one screen. • Mint your own NFTs directly from your phone. Pick an image, name it, and 1AM walks you through deploy and mint with a progress stepper you can actually read. • Launch fungible tokens with custom name, symbol, decimals, and supply — shielded or unshielded — without a laptop or command line. • Browse owned NFTs and tokens with real artwork and metadata, not raw hex addresses. Tap any asset to see the contract details. • Generate dust by registering NIGHT for the dust circuit, then track each UTXO's progress to maturity. • Bridge Cardano L1 to register cNIGHT for dust generation, with on-device key derivation and ADA fee management. • Save contacts, scan QR codes, and reuse addresses across send flows. USE MIDNIGHT APPS • A built-in dApp browser opens curated Midnight apps from the 1AM directory — explorers, faucets, proof tools, and partner surfaces — directly inside the wallet. • Connect your wallet to any Midnight dApp with one tap. 1AM shows the origin, the requested action, and the expected signature before anything is sent. • Phishing protection runs on every URL you open. Risky or spoofed domains get flagged before they can request a connection. • Switch between mainnet, preview, and preprod surfaces from the address bar — the dApp directory adapts to whichever network you're on. PRIVACY AND CONTROL • Your seed phrase is generated on your device, encrypted with a 4-digit PIN you choose, and stored in iOS Secure Enclave-backed storage. • Optional Face ID unlock keeps the wallet locked when you're not using it. • 1AM never sees your private keys or your funds. Self-custody, end to end. NETWORKS • Mainnet, Preview, and Preprod for Midnight. • Cardano L1 (mainnet) for cNIGHT bridging. 1AM is built by Webisoft. Self-custody only — no in-app exchange, no token sales, no spread fees.