SecondFi vs SpendBox

Join 1M+ users on SecondFi (formerly Yoroi), a self-custody neofinance platform built for spending, trading, earning, and saving with you in control. - The card, built for self-custody. A self-custody debit card issued by Wirex. - Spend anywhere, anytime. Use your SecondFi card anywhere Visa is accepted. In-store, online, or abroad. - Send money, fast. Send crypto in seconds. Move funds across networks and borders. - Stake and earn. Earn rewards on supported assets by staking them, straight from your wallet. - Swap on your terms. Swap assets across chains. - Save with stability. Put your assets to work. Designed for yield from real-world assets. - You own your money, fully. Global. Accessible. Yield-bearing. User controlled. SecondFi was built by EMURGO for anyone who wants a second home for their money. The future is onchain. SecondFi is how you get there. Important information SecondFi is a self-custody platform. You hold your own private keys, which means you are solely responsible for the security of your wallet and funds. Lost keys or recovery phrases cannot be restored by SecondFi. Cryptocurrencies are volatile assets. The value of digital assets can rise and fall, and you may lose some or all of the value of your holdings. Only transact with what you can afford to lose. The SecondFi Visa card is issued by Wirex pursuant to a license from Visa. Card availability, features, and supported assets may vary by region. Visa is a registered trademark of Visa Inc. SecondFi is built by EMURGO, a co-founding entity of the Cardano blockchain. SecondFi is not a bank and does not provide banking services. SecondFi does not hold customer funds.

UNDERSTAND WHY YOU REALLY SPEND MONEY Most money apps just track. SpendBox connects three things other apps miss: - Your spending - Your feelings - Your bills Now you'll see the real picture. WHY SPENDBOX IS DIFFERENT Money + Mood Connection See how your emotions trigger spending. When are you stress spenders? When do you celebrate? When do you save? Now you know. Life Journal Integration Log your day. Track expenses. See the connection. "I was heartbroken, I spent 2500 on food." That clarity changes everything. Smart Bill Tracking Bills, subscriptions, commitments - all in one place. See which bills are trending up or down. Track payment patterns. Never miss a due date. Receipt Parser Take a photo. App extracts merchant, amount, date instantly. Automatically categorizes and links to bills. Done in 5 seconds. Real Insights Stop guessing. SpendBox shows: - Your spending patterns by mood - Which bills are increasing or decreasing - Subscription waste (paying but not using) - When and why you overspend - What your actual financial story is 100% Private Everything stays on your phone. No cloud. No servers. No data selling. Your money is your business alone. Free Forever No premium upsells. No hidden fees. No AI charges. All features free. WHO USES SPENDBOX - Couples and roommates managing shared money - People tired of guilt-based budget apps - Self-aware people learning about themselves - Anyone wanting understanding, not shame - People who journal and track finances - Traders tracking their psychology - Anyone wanting transparency with bills WHAT YOU'LL DISCOVER "I spend 2500 on food when stressed, 800 when happy" "My bills are increasing - I need to call providers" "I pay 3000 per month for unused subscriptions" "My roommate finally understands my patterns" "I'm not bad with money - I was just stressed" THE DIFFERENCE Other apps: Track, Judge, Delete SpendBox: Track, Understand, Keep Using Because understanding yourself beats knowing just numbers. HOW IT WORKS 1. Log Your Day Take a receipt photo (auto-extracts everything) Add emotions (quick mood select) Link to bills if applicable 2. Journal Your Feelings Write how your day went Track your mood Auto-connects to spending 3. Review Your Story See your spending patterns Understand your triggers Track bill cycles Discover insights about yourself 4. Make Conscious Choices Now you know WHY you spend Change what you want Keep what serves you Feel understood, not judged FEATURES - Receipt scanner with instant OCR - Expense tracking by category - Bill and commitment tracking - Life journal integration - Mood tracking - Spending analytics - Bill trend detection - Subscription waste finder - Multi-currency support - Dark mode - Offline-first (works without internet) - 100% private (local processing) - No data collection - No ads VERSION 0.2.8 UPDATES - Better bill anomaly detection - Faster receipt parsing - Enhanced journal linking - Bug fixes and performance improvements READY TO UNDERSTAND YOUR MONEY? Download SpendBox. Track for 7 days. See what you discover. It's free. It's private. It works.