Comparison

CD Calculator Pro vs BMO DollarGPS

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CD Calculator Pro

Estimate the future value of your Certificate of Deposit with this fast and easy-to-use calculator. Plan your savings and compare options by exploring how interest rates affect your CD growth.

Highlights
  • Estimate future CD value
  • Calculate total returns
  • Analyze interest rate impact
  • Simple input interface
  • Compare CD options
Features
Read full description

CD Calculator Pro helps you estimate the future value of your Certificate of Deposit. Plan your savings and compare options using this fast and easy-to-use calculator. Key Features: - Calculate total returns based on deposit amount, rate, and term - Explore how interest rates affect your CD growth - Simple interface to input your CD details and see results instantly - Ideal for fixed-term, fixed-rate Certificate of Deposit planning Perfect for anyone using CDs or money market accounts to grow their savings.

About

BMO DollarGPS

Manage your finances effortlessly with advanced tools for wealth improvement and debt reduction. Features include long-term net worth forecasting, personalized wealth strategies, life goal tracking, and intelligent budgeting with navigation prompts.

Highlights
  • 30-year net worth and cash flow forecasting
  • Asset Liability Management strategies for wealth improvement
  • Life goal tracking and analysis
  • Monthly spending budget and impact analysis
  • Informational navigation prompts for financial actions
Read full description

DollarGPS can empower you to manage your finances effortlessly and efficiently with the potential to improve your wealth and reduce your debt interest. It applies advanced financial modeling used by governments and global institutions to manage their finances. DollarGPS has been developed by reputed finance and tech executives along with an advisory board of world-renowned academics including two Nobel Laureates. It is delivered in collaboration with BMO. The different functional modules work seamlessly together to facilitate optimal financial decisions to help you realize your wealth targets and other life goals. a. Forecasting: Detailed projections of your overall net worth and cash balances over 30 years. b. Wealth Improvement: A set of strategies that could potentially improve your long-term wealth projections. These strategies are mathematically derived by applying ALM (Asset Liability Management) techniques to your overall finances. c. Life Goals: Ability to analyze, add, track and realize life goals like wealth targets, asset purchases or other large expenses. d. Budgeting: Ability to track your monthly spending, and to make informed spending decisions with foresight of their impact on your long-term wealth and life goals. e. Ongoing Navigation: The app generates informational navigation prompts derived from the calculations used to generate your financial projections. You can use the help of these navigation prompts to take appropriate actions through time to track your forecasted wealth and life goals. But in true GPS style, you can choose to take help or not, you retain complete control. Free Lifetime Use and Paid Subscription Plans Step 1: The app is prepopulated with 20 personas derived from household data published by the U.S. Government. You can experience the app instantly by selecting a persona that’s closest to you in terms of monthly income and home ownership status. Step 2: We offer a 1-month free trial to allow you to connect your accounts via Plaid to populate your own data. You’re not required to provide your payment details to access the free trial. Step 3: At the end of the trial period, you can subscribe if you wish to use the app with the optimally designed experience which includes automatic balance updates and ongoing navigation prompts. However, if you wish to use the app free of cost, you do not need to subscribe: - We will save your last updated data. - Going forward, you will be able to edit this data manually and add/delete products as and when applicable. Revenue Model - We do not sell financial products or services. - We do not earn commissions for our debt switch functionality. - We do not earn an investment management fee for our investment strategy. - We do not monetize your data. - We simply charge a subscription fee for the optimal experience with an option for you to use the app completely free of cost forever. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

CD Calculator Pro3 screens
BMO DollarGPS4 screens

Verdict

The call

The clearest difference is rating: CD Calculator Pro at 4.8 against BMO DollarGPS's 4.2. CD Calculator Pro also leads on in-app purchases (none vs 4) and ratings volume (490 vs 94). BMO DollarGPS's advantage is review sentiment (57% vs 17%) and ads (none vs shown). On price and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. BMO DollarGPS sells 4 in-app purchases, starting at $4.99 per month. CD Calculator Pro asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

CD Calculator Pro holds the better App Store score, 4.8 against 4.2. That said, the two scores are not equally well evidenced: CD Calculator Pro has 490 ratings behind it against 94, so its average is the more settled of the two. Written reviews complicate that: 17% of CD Calculator Pro's written reviews are positive against 57% of BMO DollarGPS's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

CD Calculator Pro ships an update every 3 months, BMO DollarGPS weekly. The most recent releases landed on October 19, 2026 and October 14, 2026 respectively.

Scorecard8 real differences · 2 level
CD Calculator Pro versus BMO DollarGPS: the parameters behind the verdict, then further details
ParameterCD Calculator ProBMO DollarGPS
PriceFreeFree
Rating4.8 (490 ratings) — better4.2 (94 ratings)
Positive reviews16.7% of reviews57.1% of reviews — better
Number of ratings490 — better94
Update frequencyEvery 3 monthsWeekly — better
AdsYesNo — better
In-app purchasesNo — betterYes
MonetizationAd-supported — betterFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS11.0 — better15.0
Further details — not scored
Size33 MB171 MB
Age rating4+4+
DeveloperRedTracker LLCMoneySatNav UK Ltd.

Customer experience

CD Calculator Pro

All ratings490 ratings
Positive96.3%
Neutral1.2%
Negative2.4%
Written reviews6 reviews
Positive16.7%
Neutral16.7%
Negative66.7%

BMO DollarGPS

All ratings94 ratings
Positive80.9%
Neutral1.1%
Negative18.1%
Written reviews7 reviews
Positive57.1%
Neutral0.0%
Negative42.9%

In-app purchases

None

CD Calculator Pro

No in-app purchases

4 purchases

BMO DollarGPS

Subscriptions4
  • BMO Customer Monthly$4.991 Month
  • Standard Monthly$9.991 Month
  • BMO Customer Annual$49.991 Year
Show 1 more
  • Standard Annual$99.991 Year

Questions

Is CD Calculator Pro free?
CD Calculator Pro is free to download, with no in-app purchases.
Is BMO DollarGPS free?
BMO DollarGPS is free to download, with in-app purchases available.
Which has better reviews, CD Calculator Pro or BMO DollarGPS?
CD Calculator Pro is rated higher. CD Calculator Pro averages 4.8 out of 5 from 490 ratings, while BMO DollarGPS averages 4.2 from 94 ratings.
Do CD Calculator Pro or BMO DollarGPS have ads?
CD Calculator Pro shows ads; BMO DollarGPS does not.
Which is updated more often, CD Calculator Pro or BMO DollarGPS?
CD Calculator Pro ships an update every 3 months, and BMO DollarGPS weekly. Most recently, CD Calculator Pro was updated on October 19, 2026 and BMO DollarGPS on October 14, 2026.

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