Plan N Reap vs Smart Plus.
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Plan N Reap
Manage your complete financial portfolio, including mutual funds, stocks, bonds, and insurance. Track performance, download statements, and invest online. Includes tools like retirement and SIP calculators.
- Complete portfolio reporting
- Historical performance tracking
- Transaction statement download
- Online mutual fund investment
- SIP and STP tracking
- Insurance premium reminders
- Financial calculators
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Plan N Reap is one-stop shopping for all your Financial needs. You can use this state of the art app to stay on top of your Complete Financial Portfolio with all assets: * Mutual Funds * Equity Shares * Bonds * Fixed Deposits * PMS * Insurance Key Features: * Complete Portfolio report download including all assets. * View historical Performace of your Portfolio easily * Transaction statement of any period * 1 Click Statement of Account Download for any Asset Management Company in India * Advanced Capital Gain Reports * Invest Online in any Mutual fund scheme or New Fund Offer. Track all orders till the allotment of units to keep complete transparency * SIP Report to be informed of your Running and Upcoming SIPs, STPs. * Insurance list to keep track of premiums to be paid. * Folio details registered with each AMC. Calculators and Tools available: * Retirement Calculator * SIP Calculator * SIP Delay Calculator * SIP Step up Calculator * Marriage Calculator * EMI Calculator
Smart Plus.
Buy and sell stocks with real-time quotes and updates. This finance app allows trading in equity, commodity, currency, and futures & options, with convenient online fund transfers. Access expert research and analysis on the go.
- Real-time stock quotes
- Equity, Commodity, Currency, F&O trading
- Online fund transfers
- Expert research and analysis
- Mobile trading on the go
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Smart Plus is an app from STEEL CITY for buying and selling of stocks. STEEL CITY brings the stock market to your mobile phone through this easy-to-use app, with lots of interesting add-ons and convenient features that you will absolutely love. You will get addicted before you know it! * Get Real-Time Stock Quotes and Updates * Trade and track in Equity, Commodity, Currency, and F&O Transfer funds online STEEL CITY Smart Plus app is a unique online trading application, which offers stockbroking services with the added benefits of expert research and analysis. This app brings all the benefits of STEEL CITY to your mobile phone so you can trade conveniently on the go, anytime. Steel City Securities Ltd. SEBI Registration No. : INZ000223538 Member Codes: NSE: 08061 | BSE: 456 | MCX: 56645 | NCDEX: 01293 | MSEI: 14500
Screenshots
Verdict
Plan N Reap and Smart Plus. are too close to call on the numbers: across 9 compared parameters — price, rating, ratings volume and update cadence among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for Plan N Reap against 5.0 for Smart Plus.. Both are backed by a comparable volume of ratings — 1 and 2 respectively.
Plan N Reap ships an update every 5 months, Smart Plus. every 3 months. The most recent releases landed on October 7, 2026 and October 2, 2026 respectively.
| Parameter | Plan N Reap | Smart Plus. |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) | 5.0 (2 ratings) |
| Number of ratings | 1 | 2 — better |
| Update frequency | Every 5 months | Every 3 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 16.0 | 15.6 — better |
| Further details — not scored | ||
| Size | 86 MB | 87 MB |
| Age rating | 4+ | 4+ |
| Developer | PNR ASSOCIATES PRIVATE LIMITED | Steel City Securities Limited |
Customer experience
Plan N Reap
Smart Plus.
In-app purchases
Plan N Reap
No in-app purchases
Smart Plus.
No in-app purchases
