Plan N Reap vs Vivekam
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Plan N Reap
Manage your complete financial portfolio, including mutual funds, stocks, bonds, and insurance. Track performance, download statements, and invest online. Includes tools like retirement and SIP calculators.
- Complete portfolio reporting
- Historical performance tracking
- Transaction statement download
- Online mutual fund investment
- SIP and STP tracking
- Insurance premium reminders
- Financial calculators
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Plan N Reap is one-stop shopping for all your Financial needs. You can use this state of the art app to stay on top of your Complete Financial Portfolio with all assets: * Mutual Funds * Equity Shares * Bonds * Fixed Deposits * PMS * Insurance Key Features: * Complete Portfolio report download including all assets. * View historical Performace of your Portfolio easily * Transaction statement of any period * 1 Click Statement of Account Download for any Asset Management Company in India * Advanced Capital Gain Reports * Invest Online in any Mutual fund scheme or New Fund Offer. Track all orders till the allotment of units to keep complete transparency * SIP Report to be informed of your Running and Upcoming SIPs, STPs. * Insurance list to keep track of premiums to be paid. * Folio details registered with each AMC. Calculators and Tools available: * Retirement Calculator * SIP Calculator * SIP Delay Calculator * SIP Step up Calculator * Marriage Calculator * EMI Calculator
Vivekam
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Vivekam is a SEBI Registered Investment Advisor. Grow your wealth with our automated Stock, Mutual Fund, Portfolio and Fixed Income products. The core principle of Vivekam is to load one’s portfolio with quality stocks based on hard numbers and not on gut feelings about future themes. We offer custom, unbiased investment products for every type of investor. Vivekam is integrated with more than 18 National Stock Brokers and counting. Our simple process enables Investors to take Investment advisory from us and execute transactions through their existing brokerage accounts all through the app itself. Access a host of services to understand fundamentals of each and every stock, fair values of each stock and expected price ranges as well. Our Mutual Fund and Portfolio Services allow investors to assess their portfolio and make necessary changes to ensure your portfolio is poised for success. We ensure each portfolio has only fundamentally growing stocks that are undervalued as well as having a total Portfolio P/E that is lesser than the Nifty P/E always!! Vivekam collects all relevant information, processes, tabulates and presents fair values for most stocks in India. Vivekam also short lists stocks that reported better working results in latest concluded trailing twelve-month period. Vivekam’s study of price behavior of 5000+ companies over 20 years (80 quarters), has proven that 87% of undervalued growth stocks appreciated by more than 10% in next three months.
Screenshots
Verdict
Plan N Reap and Vivekam are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Plan N Reap ships an update every 5 months, Vivekam every 3 months. The most recent releases landed on October 24, 2026 and October 18, 2026 respectively.
| Parameter | Plan N Reap | Vivekam |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 5 months | Every 3 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 16.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 86 MB | 93 MB |
| Age rating | 4+ | 17+ |
| Developer | PNR ASSOCIATES PRIVATE LIMITED | VIVEKAM FINANCIAL SERVICES PRIVATE LIMITED |
In-app purchases
Plan N Reap
No in-app purchases
Vivekam
No in-app purchases









