Spar Key vs Kaiser Partner MobileTAN

Sparkasse Bank Malta plc has released an Authentication Application that has removed the need for a physical token to be used when accessing and transacting on your account(s) using the Bank’s Online Banking System. Spar Key enables a more secure and efficient environment for Sparkasse Bank Malta plc’s clients throughout the following processes: • Logging-in into the Bank’s Online Banking System; • Authorising the release of Payment Instructions; and • Authorising the release of Securities related orders. Spar Key has been developed in compliance with the requirements on Strong Customer Authentication stemming from ‘the EU’s Payment Services Directive II (PSD II)’.

The Kaiser Partner MobileTAN is an innovative and standardised security procedure that is used for login and authorization in online banking. The Kaiser Partner MobileTAN App must be activated before it can be used for the first time. You will receive your personal access details on request from your client advisor. The MobileTAN process encrypts the login and transaction data of online banking of Kaiser Partner Privatbank AG in a cryptogram. If you photograph this coloured cryptogram with the camera integrated in your smartphone or tablet ("mobile"), the data it contains is decrypted and displayed on your mobile. Personal activation ensures that the cryptogram can only be decrypted by your mobile. For the MobileTAN, your mobile does not require an Internet connection. For more information about online banking with MobileTAN, please contact your client advisor. Legal notice: By downloading Kaiser Partner MobileTAN app, you agree that data you provide to third parties may be collected, transferred, processed and generally made available in accordance with their terms. Please note that by downloading, installing and using this app a third party can draw conclusions about an existing, former or future business relationship between you and Kaiser Partner Privatbank AG. The user hereby declares that he or she is aware of the risks associated with the use of this app and that he or she therefore takes the necessary care when using it. Kaiser Partner Privatbank AG disclaims any liability for any damages, losses or other negative consequences arising in connection with the use of this app.