Spar Key vs CMIplus Go
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Spar Key
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Sparkasse Bank Malta plc has released an Authentication Application that has removed the need for a physical token to be used when accessing and transacting on your account(s) using the Bankβs Online Banking System. Spar Key enables a more secure and efficient environment for Sparkasse Bank Malta plcβs clients throughout the following processes: β’ Logging-in into the Bankβs Online Banking System; β’ Authorising the release of Payment Instructions; and β’ Authorising the release of Securities related orders. Spar Key has been developed in compliance with the requirements on Strong Customer Authentication stemming from βthe EUβs Payment Services Directive II (PSD II)β.
CMIplus Go
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CMIplus Go β simple and secure for your daily banking and transaction signing. CMIplus Go provides you all features you need for your efficient daily banking, including a comprehensive overview of your transactions. Stay updated on your account anytime, anywhere, and use the flexibility of mobile transaction authorization for an efficient banking experience. For further information please contact your RBI Cash Management.
Screenshots
Verdict
The clearest difference is iOS requirement: Spar Key at 12.4 against CMIplus Go's 16.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Spar Key ships an update every 19 months, CMIplus Go every 11 months. The most recent releases landed on September 13, 2026 and September 9, 2026 respectively.
| Parameter | Spar Key | CMIplus Go |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 19 months | Every 11 months β better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod β better | iPhone, iPad |
| Requires iOS | 12.4 β better | 16.0 |
| Further details β not scored | ||
| Size | 44 MB | 37 MB |
| Age rating | 4+ | 4+ |
| Developer | Sparkasse Bank Malta plc | Raiffeisen Bank International AG |
In-app purchases
Spar Key
No in-app purchases
CMIplus Go
No in-app purchases









