Spar Key vs Laferla
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spar Key
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Sparkasse Bank Malta plc has released an Authentication Application that has removed the need for a physical token to be used when accessing and transacting on your account(s) using the Bank’s Online Banking System. Spar Key enables a more secure and efficient environment for Sparkasse Bank Malta plc’s clients throughout the following processes: • Logging-in into the Bank’s Online Banking System; • Authorising the release of Payment Instructions; and • Authorising the release of Securities related orders. Spar Key has been developed in compliance with the requirements on Strong Customer Authentication stemming from ‘the EU’s Payment Services Directive II (PSD II)’.
Laferla
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At Laferla, we've designed our mobile app to offer unparalleled convenience and security, bringing your insurance policies into the palm of your hand. With over 40 years of expertise, Laferla is committed to delivering innovative insurance solutions right at your fingertips.
Screenshots
Verdict
The clearest difference is update cadence: Laferla at every 6 weeks against Spar Key's every 19 months. Spar Key's advantage is iOS requirement (12.4 vs 16.4). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Spar Key ships an update every 19 months, Laferla every 6 weeks. The most recent releases landed on October 26, 2026 and October 25, 2026 respectively.
| Parameter | Spar Key | Laferla |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 19 months | Every 6 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 12.4 — better | 16.4 |
| Further details — not scored | ||
| Size | 44 MB | 68 MB |
| Age rating | 4+ | 12+ |
| Developer | Sparkasse Bank Malta plc | Laferla Digital OU |
In-app purchases
Spar Key
No in-app purchases
Laferla
No in-app purchases
