Comparison

Debtrail vs Billiffy

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Debtrail

Easily recover lent money by sending automated reminders to debtors. Track all your outstanding loans, schedule recurring payments, and receive notifications when debts are settled. Ideal for individuals who lend money and face communication challenges in repayment.

Highlights
  • Send automated debtor reminders
  • Track lent money records
  • Create recurring debts
  • Schedule future debts
  • Scan and split receipts
  • Real-time unpaid debt balance
  • Multiple currency support
Features
Read full description

Debtrail is a modern and simple debt collector, that allows you to recover lend money with minimal effort by sending reminders to debtors. It’s for people that lend money and later have some issues to bring their money back due the lack of communication. With Debtrail you can create recurrent debts, this feature can be really helpful in several cases, one example is a landlord that every month needs to check the payments from his tenants. You can start with Debtrail in 5 steps - Sign up using your Google account, Facebook account or your email. - Create a debt. - Import or create a debtor. - Select the reminders interval and communications methods. - Relax and wait for the notification when the debt is paid. With Debtrail you can: - Keep a record of your lend money. - Send periodically reminders to debtors by email or text messages. - Scan and split receipts. - Get alerts when the money is paid. - Check in real-time the balance of unpaid debts. - Audit the actions that happen to debts. - Create recurrent debts. (Monthly, Bi-Weekly) - Schedule debts for future dates. - Import contacts from the device. Additional features that you will find in the app: - Multiple currencies (Euro, Yen, Pound among others). - Sign up integration with Google and Facebook. - In-app payments to upgrade to the PRO plan. - Push notifications Download today and enjoy using the app

About

Billiffy

Effortlessly track daily expenses, income, and bills with this intuitive finance management app. Create custom budgets, categorize spending, and gain insights into your financial habits with clear charts. Take control of your money and boost savings with smart tools.

Highlights
  • Expense and income tracking
  • Bill management
  • Categorization of transactions
  • Receipt photo attachment
  • Customizable budget creation
  • Insightful spending analysis charts
  • Recurring transaction support
Features
Read full description

Billiffy is a simple budget app and expense tracker that helps you manage personal finance effortlessly. Add expenses and income by typing, speaking, or scanning a receipt - Billiffy organizes everything automatically. Manage Personal and Shared Finances Billiffy works as a budget app for couples, families, and roommates. Create shared budgets and track shared expenses together with your partner, family, or anyone you share household costs with. Split expenses with your partner and see who paid what in real time. Create Budgets That Work Set monthly budgets and spending limits for categories like groceries, restaurants, rent, subscriptions, and more. As a household budget planner, Billiffy helps you monitor progress and alerts when you're approaching your limits - so you can stop overspending before it happens. Scan and Store Receipts This expense tracker with receipts lets you forget about piles of paper. Scan your receipts and store them securely with your transactions. Organize receipts digitally and keep a complete digital record of what you bought and where you spent your money. Automatic Transaction Tracking Set up recurring transactions for salaries, subscriptions, bills, rent, and other regular payments. Billiffy keeps your financial records up to date automatically, making this the perfect personal finance offline app for busy people. Multiple Currencies Support Record transactions in any supported currency. Billiffy automatically converts transactions using current exchange rates, making it a powerful multi currency expense tracker for travelers, expats, or anyone using multiple currencies. Understand Your Spending See where your money goes with clear reports and interactive charts. This spending tracker and money manager helps you analyze expenses and income by category, compare spending across days, weeks, months, and years, and make smarter financial decisions. Works Offline Keep track of your finances even when you're offline. Your transactions stay available when you need them, and your data syncs across devices when you're back online. Billiffy is a personal finance offline app that respects your privacy and works anywhere. Whether you're tracking your own spending, managing a household budget, sharing expenses with someone else, keeping digital receipts, or monitoring subscriptions, Billiffy brings it together in one place. Billiffy is free to use with optional premium features. Premium gives you access to additional features and functionality. Key Features: - Expense tracker with receipts scanner - Budget planner for personal and shared finances - Money manager with automatic recurring transactions - Spending tracker with interactive reports - Multi currency expense tracker - Personal finance offline support - Simple budget app for couples and families - Voice expense entry for quick logging Have feedback or need help? Contact us at app.billiffy@gmail.com Terms of use: https://app.notion.com/p/isaiascuvula/Billiffy-Terms-of-Use-fee843cadee44bc38273f5c7691059fd Privacy policy: https://app.notion.com/p/isaiascuvula/Billiffy-Privacy-policy-c7b7a72bf36242df9650361573e0556f

Screenshots

Debtrail4 screens
Billiffy4 screens

Verdict

The call

The clearest difference is in-app purchases: Debtrail at none against Billiffy's 3. Debtrail also leads on ratings volume (8 vs 1) and iOS requirement (9.0 vs 16.0). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Billiffy sells 3 in-app purchases, starting at $0.99 per month. Debtrail asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Debtrail against 5.0 for Billiffy. That said, the two scores are not equally well evidenced: Debtrail has 8 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Debtrail ships an update every 5 days, Billiffy weekly. The most recent releases landed on October 18, 2026 and October 5, 2026 respectively.

Scorecard4 real differences · 6 level
Debtrail versus Billiffy: the parameters behind the verdict, then further details
ParameterDebtrailBilliffy
PriceFreeFree
Rating5.0 (8 ratings)5.0 (1 ratings)
Positive reviews100.0% of reviews—
Number of ratings8 — better1
Update frequencyEvery 5 days — betterWeekly
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS9.0 — better16.0
Further details — not scored
Size68 MB138 MB
Age rating4+4+
DeveloperJorge GarciaIsaias Cuvula

Customer experience

Debtrail

All ratings8 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews6 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Billiffy

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Debtrail

No in-app purchases

3 purchases

Billiffy

Subscriptions2
  • Monthly Subscription$0.991 Month
  • Annual Subscription$5.991 Year
One-time1
  • Lifetime Subscription$9.99

Questions

Is Debtrail free?
Debtrail is free to download, with no in-app purchases.
Is Billiffy free?
Billiffy is free to download, with in-app purchases available.
Which has better reviews, Debtrail or Billiffy?
Debtrail and Billiffy are both rated 5.0 out of 5 on the App Store, from 8 and 1 ratings respectively.
Do Debtrail or Billiffy have ads?
Neither Debtrail nor Billiffy shows ads.
Which is updated more often, Debtrail or Billiffy?
Debtrail ships an update every 5 days, and Billiffy weekly. Most recently, Debtrail was updated on October 18, 2026 and Billiffy on October 5, 2026.

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