Comparison

Snowball Smart DeFi Wallet vs SubSplit

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Snowball Smart DeFi Wallet

This app simplifies cryptocurrency investing and yield farming, offering significantly higher interest rates than traditional banking. Users can deposit tokens or connect bank accounts to choose investment portfolios and earn interest in real-time. It provides a user-friendly way to access decentralized finance and manage digital assets.

Highlights
  • Simple yield farming
  • Earn interest in real-time
  • Deposit ERC-20/BEP-20 tokens
  • Connect bank account
  • Choose investment portfolios
  • Buy and sell anytime
Features
Read full description

Snowball is a mobile platform for extremely simple and efficient yield farming, allowing you to earn up to 100x more interest than your bank. Crypto is hard - Snowball is easy. -- How To Get Started -- 1) Download the app 2) Deposit ERC-20 or BEP-20 tokens or simply connect your bank account 3) Chose the portfolio you want to invest in 4) Sit back and watch your money snowball -- How does it work? -- EARN INTEREST IN REAL-TIME Decentralized Finance (DeFi) provides global access to high-yield investments and generates USD-denominated digital asset accounts that pay in real-time. The Snowball Money dApp (Decentralized Application) puts you in control no matter where you are in the world. WE WORK 24/7, SO YOU DON’T HAVE TO Your Snowball account is always on and always earning high-interest on your digital dollars. Day or night - we got you covered. REDUCED VOLATILITY The crypto market tends to be extremely volatile and unpredictable. Local currencies can also be subject to inflation, causing people’s savings to lose value. BUY AND SELL ANY TIME You are always in control - buy, sell deposit and withdraw with the push of a button. If you have questions or issues please email us at support@snowball.money

About

SubSplit

Effortlessly split bills and track shared expenses with AI-powered receipt scanning. Organize costs by trip or household, visualize financial connections, and get reminders for recurring payments. Securely manage your shared finances with friends.

Highlights
  • AI receipt scanning
  • Flexible expense splitting
  • Visual friend balances
  • Group expense ledgers
  • Recurring expense tracking
  • Multi-currency support
  • Spending insights
Features
Read full description

SubSplit makes splitting bills and tracking shared expenses effortless. Whether you're sharing a dinner tab, managing household utilities, or tracking trip costs with friends, SubSplit handles the math so you don't have to. Scan any receipt or utility bill with your camera and let AI instantly extract every line item. Split expenses equally, by percentage, or by custom amounts. SubSplit keeps a running balance with each friend so you always know who owes what. KEY FEATURES Receipt Scanning: Point your camera at any receipt and AI reads every item automatically Bill Splitting: Split expenses equally, by percentage, or custom amounts with friends Friend Orbit: See your financial connections at a glance with a visual radar of who owes you and who you owe Trip & Household Ledgers: Organize expenses by trip, household, event, or any group Recurring Expenses: Track subscriptions and get reminders before they renew so you can cancel in time Multi-Currency: Support for USD, EUR, GBP, JPY, CAD, and AUD Spending Insights: Charts and breakdowns of your shared spending trends Face ID Login: Secure, instant access with biometric authentication Notifications: Get alerted when friends split an expense, send a payment, or settle up Data Export: Download your expenses, payments, and friend data as CSV anytime SubSplit is built for real life. Add friends who don't have the app yet and their profile is ready when they join. Connect with friends by scanning a QR code or sharing a quick link. No awkward setup, no complicated flows. Your data stays yours. SubSplit uses no third-party analytics or ad tracking.

Screenshots

Snowball Smart DeFi Wallet4 screens
SubSplit4 screens

Verdict

The call

The clearest difference is rating: SubSplit at 5.0 against Snowball Smart DeFi Wallet's 4.3. Snowball Smart DeFi Wallet's advantage is ratings volume (139 vs 1) and iOS requirement (12.4 vs 15.1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SubSplit holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: Snowball Smart DeFi Wallet has 139 ratings behind it against 1, so its average is the more settled of the two.

Scorecard3 real differences · 7 level
Snowball Smart DeFi Wallet versus SubSplit: the parameters behind the verdict, then further details
ParameterSnowball Smart DeFi WalletSubSplit
PriceFreeFree
Rating4.3 (139 ratings)5.0 (1 ratings) — better
Positive reviews82.3% of reviews—
Number of ratings139 — better1
Update frequencyEvery 6 weeks—
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.4 — better15.1
Further details — not scored
Size42 MB31 MB
Age rating4+4+
DeveloperSnowball Finance Incorporatedvenkatesh kavali

Customer experience

Snowball Smart DeFi Wallet

All ratings140 ratings
Positive80.0%
Neutral3.6%
Negative16.4%
Written reviews79 reviews
Positive82.3%
Neutral0.0%
Negative17.7%

SubSplit

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Snowball Smart DeFi Wallet

Reported bugs

10 issues
  • Magic link authentication stuck in infinite loop
  • Email verification links not working
  • App shows blank/white screen on launch
  • Transactions marked successful but funds disappear
  • Withdrawal transactions not posting to blockchain
Show 5 more
  • App crashes during withdrawal attempts
  • Portfolio balance shows $0 unexpectedly
  • Login errors preventing account access
  • Deposit linking fails with bank accounts
  • App freezes and closes during operations

Requested features

6 requests
  • Advanced technical charts (minute and hourly)
  • Ability to invest in multiple portfolios simultaneously
  • USD/stablecoin storage in account
  • Faster deposit processing (reduce 2-3 day wait)
  • Portfolio tracking and detailed analytics
Show 1 more
  • Better withdrawal options

SubSplit

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Snowball Smart DeFi Wallet

No in-app purchases

None

SubSplit

No in-app purchases

Questions

Is Snowball Smart DeFi Wallet free?
Snowball Smart DeFi Wallet is free to download, with no in-app purchases.
Is SubSplit free?
SubSplit is free to download, with no in-app purchases.
Which has better reviews, Snowball Smart DeFi Wallet or SubSplit?
SubSplit is rated higher. Snowball Smart DeFi Wallet averages 4.3 out of 5 from 139 ratings, while SubSplit averages 5.0 from 1 ratings.
Do Snowball Smart DeFi Wallet or SubSplit have ads?
Neither Snowball Smart DeFi Wallet nor SubSplit shows ads.

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