OCA vs Santander UY
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
OCA
Manage your financial accounts, apply for credit cards, loans, and insurance. View and download statements, pay bills, recharge your phone, and secure your cards with temporary blocking. Enjoy daily benefits and free transfers.
- Biometric login
- Apply for credit and loans
- View and download statements
- Pay credit card bills
- Mobile recharge
- Card blocking and unblocking
- Free transfers
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¡Hola! Nos seguimos renovando para vos, descubrí todo lo que tenemos y disfrutá al máximo la App OCA: - Accedé con huella digital para más seguridad - Solicitá tu tarjeta de crédito, cuenta OCA Blue, préstamos y seguros - Mirá el estado de cuenta, imprimilo o descargalo - Pagá tu tarjeta de crédito OCA a través de tu cuenta OCA Blue - Recargá tu celular - Bloqueá temporalmente tu OCA si la perdés y desbloqueala si la encontrás - Activá tu cuenta OCA Blue - Realizá transferencias gratis entre cuentas propias o a otras cuentas OCA Blue y demás instituciones financieras - Para más seguridad, con OCA Blue, activá y desactivá las compras internacionales - Descubrí beneficios todos los días Si ya tenés OCA y estás registrado en Mi Cuenta, ingresá con tu cédula y contraseña. Si aún no estás registrado hacelo a través de la App, es rápido y fácil.
Santander UY
This finance app is exclusively available to a select group of invited customers. Access is restricted to those who have received a personal invitation, with general release pending. Users without an invitation will be unable to log in.
- Invitation-only access
- Exclusive customer group
- Limited release
- Finance management
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Santander Uruguay – Disponible solo por invitación Esta versión está habilitada únicamente para un grupo limitado de clientes invitados. Si no recibiste invitación, no podrás ingresar, deberás esperar el lanzamiento general.
Screenshots
Verdict
The clearest difference is rating: OCA at 4.8 against Santander UY's 1.0. OCA also leads on ratings volume (331 vs 3). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
OCA holds the better App Store score, 4.8 against 1.0. That said, the two scores are not equally well evidenced: OCA has 331 ratings behind it against 3, so its average is the more settled of the two.
Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on November 2, 2026 and November 5, 2026 respectively.
| Parameter | OCA | Santander UY |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (331 ratings) — better | 1.0 (3 ratings) |
| Positive reviews | 28.6% of reviews | — |
| Number of ratings | 331 — better | 3 |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 280 MB | 344 MB |
| Age rating | 4+ | 4+ |
| Developer | OCA S.A. | Banco Santander S.A. |
Customer experience
OCA
Santander UY
In-app purchases
OCA
No in-app purchases
Santander UY
No in-app purchases







