Comparison

OCA vs Santander UY

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

OCA

Manage your financial accounts, apply for credit cards, loans, and insurance. View and download statements, pay bills, recharge your phone, and secure your cards with temporary blocking. Enjoy daily benefits and free transfers.

Highlights
  • Biometric login
  • Apply for credit and loans
  • View and download statements
  • Pay credit card bills
  • Mobile recharge
  • Card blocking and unblocking
  • Free transfers
Features
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¡Hola! Nos seguimos renovando para vos, descubrí todo lo que tenemos y disfrutá al máximo la App OCA: - Accedé con huella digital para más seguridad - Solicitá tu tarjeta de crédito, cuenta OCA Blue, préstamos y seguros - Mirá el estado de cuenta, imprimilo o descargalo - Pagá tu tarjeta de crédito OCA a través de tu cuenta OCA Blue - Recargá tu celular - Bloqueá temporalmente tu OCA si la perdés y desbloqueala si la encontrás - Activá tu cuenta OCA Blue - Realizá transferencias gratis entre cuentas propias o a otras cuentas OCA Blue y demás instituciones financieras - Para más seguridad, con OCA Blue, activá y desactivá las compras internacionales - Descubrí beneficios todos los días Si ya tenés OCA y estás registrado en Mi Cuenta, ingresá con tu cédula y contraseña. Si aún no estás registrado hacelo a través de la App, es rápido y fácil.

About

Santander UY

This finance app is exclusively available to a select group of invited customers. Access is restricted to those who have received a personal invitation, with general release pending. Users without an invitation will be unable to log in.

Highlights
  • Invitation-only access
  • Exclusive customer group
  • Limited release
  • Finance management
Features
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Santander Uruguay – Disponible solo por invitación Esta versión está habilitada únicamente para un grupo limitado de clientes invitados. Si no recibiste invitación, no podrás ingresar, deberás esperar el lanzamiento general.

Screenshots

OCA4 screens
Santander UY4 screens

Verdict

The call

The clearest difference is rating: OCA at 4.8 against Santander UY's 1.0. OCA also leads on ratings volume (331 vs 3). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

OCA holds the better App Store score, 4.8 against 1.0. That said, the two scores are not equally well evidenced: OCA has 331 ratings behind it against 3, so its average is the more settled of the two.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on November 2, 2026 and November 5, 2026 respectively.

Scorecard2 real differences · 8 level
OCA versus Santander UY: the parameters behind the verdict, then further details
ParameterOCASantander UY
PriceFreeFree
Rating4.8 (331 ratings) — better1.0 (3 ratings)
Positive reviews28.6% of reviews—
Number of ratings331 — better3
Update frequencyEvery 3 weeksEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size280 MB344 MB
Age rating4+4+
DeveloperOCA S.A.Banco Santander S.A.

Customer experience

OCA

All ratings327 ratings
Positive96.3%
Neutral1.8%
Negative1.8%
Written reviews7 reviews
Positive28.6%
Neutral0.0%
Negative71.4%

Santander UY

All ratings2 ratings
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

OCA

No in-app purchases

None

Santander UY

No in-app purchases

Questions

Is OCA free?
OCA is free to download, with no in-app purchases.
Is Santander UY free?
Santander UY is free to download, with no in-app purchases.
Which has better reviews, OCA or Santander UY?
OCA is rated higher. OCA averages 4.8 out of 5 from 331 ratings, while Santander UY averages 1.0 from 3 ratings.
Do OCA or Santander UY have ads?
Neither OCA nor Santander UY shows ads.
Which is updated more often, OCA or Santander UY?
OCA ships an update every 3 weeks, and Santander UY every 3 weeks. Most recently, OCA was updated on November 2, 2026 and Santander UY on November 5, 2026.

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