Comparison

Skip Pay vs cashdog

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Skip Pay

Manage all your purchases, activate a virtual card, and view your PIN. Easily check loyalty balances and exchange points for rewards. Offers flexible payment options like Pay in 3 and installment plans up to 96 months.

Highlights
  • Manage all purchases in one place
  • Activate virtual card
  • View PIN
  • Check loyalty balance and redeem rewards
  • Pay in 3 installments
  • Spread payments up to 96 months
  • Send money to any Czech account
Features
Read full description

With the Skip Pay mobile app, you have everything for smart shopping in one place. You’ll find a clear overview of all your Skip Pay purchases, activate a virtual version of your physical card, or lock your card instantly if you lose it. If numbers aren’t your strong suit, you’ll appreciate the option to view your PIN anytime. You can also easily check your loyalty balance and exchange your collected points for rewards that make you happy. Shop smart with Skip Pay and enjoy a wide range of great benefits: A MAXI PACKAGE FULL OF BENEFITS It pays to use the MAXI package. You can get it easily and for free in our app – just complete a short verification. With the Skip Pay card, you can shop anywhere online and in all brick-and-mortar stores. You can even pay straight from your phone thanks to Apple Pay. All this with a limit of up to 100,000 and up to 50 days to pay with no fees. PAY ONLY AFTER UNPACKING THE GOODS Take your time to browse, try on, and check your goods – and only then pay. Our app keeps track of the payment date for you and reminds you in time. SPLIT YOUR PAYMENT INTO THREE Not convenient to pay for everything at once? With Pay in 3, you pay just one third at checkout and the remaining two in two monthly installments. BORROW UP TO 100,000 FOR ANYTHING Need some extra cash? We’ll send up to 100,000 directly to your account. Everything is handled online in the app – you choose the amount and number of installments, and the money arrives within minutes. SPREAD YOUR BILL INTO INSTALLMENTS Enjoy more freedom when planning your budget. Purchases made with the MAXI package or individual Pay in 3 installments can easily be spread into up to 96 payments. INSURE YOUR PURCHASE AT A GREAT PRICE Protect your new electronics at one of the best prices on the market. Skip Pay offers two options: insurance against damage and theft, and extended warranty. The offer applies to home appliances, IT equipment, and smaller electronics. SEND MONEY ANYWHERE With Skip Pay, you can pay for anything – even your rent or a friend’s beer. With the Send Money feature, you can conveniently and securely send money to any Czech account, including recurring payments. ALL YOUR PURCHASES IN ONE PLACE Whether you order from an e-shop with Skip Pay in your basket, tap your Skip Pay card in the supermarket, or shop with it on a foreign website – you’ll find everything clearly in the app together with your monthly statement. DEFER YOUR PAYMENTS WHENEVER YOU LIKE Your monthly statement includes all your purchases, ATM withdrawals, and transfers. It’s due by the 20th of the following month. If that doesn’t suit you and you’d prefer to pay only part now and the rest later, no problem. Just double tap in the app and it’s deferred – for a fair fee you see upfront. REWARD FOR EVERY PAYMENT For almost every purchase made with Skip Pay, we credit you with points. You can easily exchange them in the app for discounts at your favorite e-shops or use them to reduce fees. For every 100 CZK paid, you get 1 point with the MINI package and 2 points with the MAXI package. SAFETY IS OUR PRIORITY Log in quickly and securely using your fingerprint or face scan. If you prefer the classic username and password, we’ve got you covered too. NO MORE HUNTING FOR RECEIPTS Shoeboxes full of receipts are a thing of the past. Store your receipts directly in the app and keep them all neatly in one place. CARD MANAGEMENT AT YOUR FINGERTIPS We’ve thought of everything – activate or lock your card instantly in the app. And if you forget your PIN, you’ll find it there too. VIRTUAL CARD With a virtual card, there’s no need to dig through your wallet. You can leave your physical card safely at home as a backup and easily access your card details in the app. FREE APP Downloading and using the app is completely free. SMART WATCH With Watch OS support, you can now have your limit right on your wrist.

About

cashdog

Manage your personal finances with this straightforward app. Easily create budgets, categorize expenses, and visualize your spending to gain better control over your money. It offers a clear overview of your financial situation.

Highlights
  • Budget creation and editing
  • Expense tracking
  • Expense categorization
  • Financial visualization
  • Intuitive interface
Features
Read full description

Cashdog je jednoduchá a přehledná aplikace pro správu osobních financí, která vám pomůže získat kontrolu nad penězi a lépe porozumět svým výdajům. V aplikaci si snadno vytvoříte rozpočet, rozdělíte peníze do kategorií a sledujete, kam vaše finance skutečně směřují. Díky přehlednému zobrazení máte okamžitý přehled o svých výdajích. Hlavní funkce:
• Vytváření a úprava rozpočtů
• Přehledné sledování výdajů
• Kategorie pro každodenní výdaje, přání a úspory/investice
• Jasná vizualizace finanční situace
• Jednoduché a intuitivní ovládání Cashdog je navržen tak, aby byl srozumitelný, rychlý a bez zbytečné složitosti. Hodí se pro každého, kdo chce mít své finance pod kontrolou a přehledně na jednom místě. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://drwxnvwlghylqymusdsx.supabase.co/storage/v1/object/public/legal/cashdog-zasady-ochrany-osobnich-udaju-aktualizace-2026-01-20.pdf

Screenshots

Skip Pay4 screens
cashdog4 screens

Verdict

The call

The clearest difference is review sentiment: cashdog at 100% against Skip Pay's 60%. cashdog also leads on rating (5.0 vs 4.8). Skip Pay's advantage is in-app purchases (none vs 1) and ads (none vs shown). On price, update cadence, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. cashdog sells 1 in-app purchase, starting at $3.99 per month. Skip Pay asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

cashdog holds the better App Store score, 5.0 against 4.8. Both are backed by a comparable volume of ratings — 4 and 1 respectively. Written reviews point the same way: 60% of Skip Pay's written reviews are positive against 100% of cashdog's.

UpkeepUpdate frequency

Skip Pay ships an update every 10 days, cashdog every 8 days. The most recent releases landed on November 2, 2026 and October 31, 2026 respectively.

Scorecard6 real differences · 4 level
Skip Pay versus cashdog: the parameters behind the verdict, then further details
ParameterSkip Paycashdog
PriceFreeFree
Rating4.8 (4 ratings)5.0 (1 ratings) — better
Positive reviews60.0% of reviews100.0% of reviews — better
Number of ratings4 — better1
Update frequencyEvery 10 daysEvery 8 days — better
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPod, Apple Watch — betteriPhone, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size100 MB54 MB
Age rating4+4+
DeveloperSkip Pay s.r.o.Tomas Vrbovsky

Customer experience

Skip Pay

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews50 reviews
Positive60.0%
Neutral6.0%
Negative34.0%

cashdog

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Skip Pay

No in-app purchases

1 purchases

cashdog

Subscriptions1
  • Cashdog Premium3 Days trial$3.991 Month

Questions

Is Skip Pay free?
Skip Pay is free to download, with no in-app purchases.
Is cashdog free?
cashdog is free to download, with in-app purchases available.
Which has better reviews, Skip Pay or cashdog?
cashdog is rated higher. Skip Pay averages 4.8 out of 5 from 4 ratings, while cashdog averages 5.0 from 1 ratings.
Do Skip Pay or cashdog have ads?
cashdog shows ads; Skip Pay does not.
Which is updated more often, Skip Pay or cashdog?
Skip Pay ships an update every 10 days, and cashdog every 8 days. Most recently, Skip Pay was updated on November 2, 2026 and cashdog on October 31, 2026.

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