Comparison

DOW CU vs Capstone RIA

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

DOW CU

Manage your finances conveniently and securely on the go. This app allows you to check balances, view transactions, transfer funds, pay bills, and deposit checks from your mobile device. Take control of your money anytime, anywhere with easy-to-use features.

Highlights
  • Check account balances
  • View transaction history
  • Transfer funds
  • Bill payment
  • Mobile check deposit
  • Setup account alerts
Features
Read full description

Use the Dow Credit Union App to simplify your life and take control of your finances. It's fast, secure, and easy to access and manage your accounts anytime, anywhere. With the Dow Credit Union App you can: - Check Account Balances - View Transactions - Transfer Funds Between Accounts - Pay Bills - Deposit Checks - Setup Alerts Federally insured by the NCUA.

About

Capstone RIA

Read full description

The Capstone RIA app enables authorized Capstone RIA clients to access portfolio data in a simple, refined interface. Requirements: You need to be a Capstone RIA client that has been authorized for the phone application. If you would like to request access, please contact your Capstone RIA primary contact.

Screenshots

DOW CU4 screens

Verdict

The call

The clearest difference is update cadence: Capstone RIA at every 6 weeks against DOW CU's every 3 months. Capstone RIA also leads on iOS requirement (12.4 vs 16.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

DOW CU ships an update every 3 months, Capstone RIA every 6 weeks. The most recent releases landed on October 12, 2026 and October 19, 2026 respectively.

Scorecard2 real differences · 8 level
DOW CU versus Capstone RIA: the parameters behind the verdict, then further details
ParameterDOW CUCapstone RIA
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings1 — better—
Update frequencyEvery 3 monthsEvery 6 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.012.4 — better
Further details — not scored
Size34 MB139 MB
Age rating4+4+
DeveloperDow Great Western Credit UnionVVR Holdings LLC

In-app purchases

None

DOW CU

No in-app purchases

None

Capstone RIA

No in-app purchases

Questions

Is DOW CU free?
DOW CU is free to download, with no in-app purchases.
Is Capstone RIA free?
Capstone RIA is free to download, with no in-app purchases.
Do DOW CU or Capstone RIA have ads?
Neither DOW CU nor Capstone RIA shows ads.
Which is updated more often, DOW CU or Capstone RIA?
DOW CU ships an update every 3 months, and Capstone RIA every 6 weeks. Most recently, DOW CU was updated on October 12, 2026 and Capstone RIA on October 19, 2026.

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