Comparison

QuickFi vs Commerce Loan Calculator

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

QuickFi

This app provides instant business equipment financing for small and medium businesses in the US and Canada. Borrowers can apply for up to $500,000 with fast credit processing, digital documentation, and quick funding, all from their mobile device.

Highlights
  • Instant financing applications
  • Up to $500,000 loan amounts
  • 24/7 point-of-sale financing
  • Digital documentation
  • Same-day or next-day funding
  • In-app servicing
Features
Read full description

QuickFi serves several of the world’s largest global construction and industrial equipment manufacturers (OEMs) with nearly instant business equipment financing available 24/7 at the point of sale (throughout the US and Canada) on the borrower’s mobile device. Small and medium business borrowers (SMBs) can instantly apply for up to $500,000 in bank or manufacturer financing with nearly instant credit processing, digital documentation, same-day or next-day funding, and in-app servicing. Using patented embedded lending and AI agent technology, QuickFi’s revolutionary platform is revolutionizing the $1.34 trillion per year US business equipment financing market. QuickFi costs banks and manufacturers less than 1/3 the cost of operating a traditional vendor financing program. Because of its speed, transparency, and borrower convenience, SMB borrowers love QuickFi. QuickFi TrustPilot ratings are 4.8 (on a 5.0 scale). QuickFi is expanding its program offerings to include medical, office, technology, and agricultural business equipment financing. Contact QuickFi today to establish a digital captive financing program: info@quickfi.com

About

Commerce Loan Calculator

This tool helps finance professionals quickly generate accurate loan quotes with detailed payment breakdowns and amortization schedules. Customize proposals with down payments, sales tax, and various payment frequencies, then share polished PDF reports instantly.

Highlights
  • Instant payment preview
  • 5 payment frequencies
  • Full amortization schedules
  • Professional PDF quotes
  • Flexible sharing options
  • Down payment & sales tax calculation
  • Quote history
Features
Read full description

Commerce Loan Calculator is the fast, professional loan calculator built for equipment sales pros, dealers, and finance advisors who need accurate quotes on the spot. Enter a loan amount, interest rate, and term — and get an instant payment breakdown with a full amortization schedule. Customize quotes with down payments, sales tax, and five different payment frequencies. Then share a polished PDF proposal with your customer in seconds. KEY FEATURES Real-Time Payment Preview See your payment update live as you adjust loan amount, rate, term, down payment, and tax. No need to press "calculate" — results appear instantly. 5 Payment Frequencies Calculate payments for Monthly, Semi-Monthly, Bi-Weekly, Weekly, or Quarterly schedules to match any financing structure. Full Amortization Schedules Generate a complete period-by-period breakdown showing payment amount, interest paid, principal reduction, and remaining balance for every single payment. Professional PDF Quotes Create branded, multi-page PDF reports with customer info, loan details, and the full amortization table — ready to email or share on the spot. Flexible Sharing Options Copy a quick summary to clipboard, share via AirDrop, send a PDF by email, text a quote via iMessage, or export the amortization schedule as CSV. Down Payment & Sales Tax Factor in down payments and local sales tax rates for accurate, all-in payment figures your customers can trust. Customer Information Fields Add customer name, company, and equipment description to personalize every quote and keep proposals organized. Quote History Save every quote to your device. Browse, reload, and resend past quotes anytime — perfect for follow-ups and pipeline tracking. Flexible Term Selection Choose from preset terms (1–7 years) or dial in a custom term from 3 months to 10 years in quarter-year increments. DESIGNED FOR PROFESSIONALS Commerce Loan Calculator is purpose-built for people who generate financing quotes every day: Equipment sales representatives Equipment dealers and distributors Financial advisors and loan officers Small business owners evaluating financing B2B sales teams POLISHED EXPERIENCE Full Dark Mode support Smooth animations and haptic feedback Intuitive keyboard navigation between fields Shake to clear and start fresh Clean, modern glassmorphic design Download Commerce Loan Calculator and start closing deals faster with professional loan quotes you can generate anywhere.

Screenshots

QuickFi4 screens
Commerce Loan Calculator3 screens

Verdict

The call

The clearest difference is ratings volume: QuickFi at 125 against Commerce Loan Calculator's 1. Commerce Loan Calculator's advantage is rating (5.0 vs 4.7) and update cadence (every 9 days vs monthly). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Commerce Loan Calculator holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: QuickFi has 125 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

QuickFi ships an update monthly, Commerce Loan Calculator every 9 days. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.

Scorecard3 real differences · 7 level
QuickFi versus Commerce Loan Calculator: the parameters behind the verdict, then further details
ParameterQuickFiCommerce Loan Calculator
PriceFreeFree
Rating4.7 (125 ratings)5.0 (1 ratings) — better
Positive reviews83.3% of reviews—
Number of ratings125 — better1
Update frequencyMonthlyEvery 9 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPad — better
Requires iOS17.6 — better18.6
Further details — not scored
Size71 MB3 MB
Age rating4+4+
DeveloperInnovation Finance USA LLCGerard Bellino

In-app purchases

None

QuickFi

No in-app purchases

None

Commerce Loan Calculator

No in-app purchases

Questions

Is QuickFi free?
QuickFi is free to download, with no in-app purchases.
Is Commerce Loan Calculator free?
Commerce Loan Calculator is free to download, with no in-app purchases.
Which has better reviews, QuickFi or Commerce Loan Calculator?
Commerce Loan Calculator is rated higher. QuickFi averages 4.7 out of 5 from 125 ratings, while Commerce Loan Calculator averages 5.0 from 1 ratings.
Do QuickFi or Commerce Loan Calculator have ads?
Neither QuickFi nor Commerce Loan Calculator shows ads.
Which is updated more often, QuickFi or Commerce Loan Calculator?
QuickFi ships an update monthly, and Commerce Loan Calculator every 9 days. Most recently, QuickFi was updated on October 24, 2026 and Commerce Loan Calculator on October 28, 2026.

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