Vault12 Guard vs Split Flux
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Vault12 Guard
Securely manage and pass on your cryptocurrency assets to future generations. This app uses quantum-resistant cryptography and a decentralized network to protect your digital wealth without relying on cloud storage.
- Crypto inheritance management
- Self-custody of assets
- Quantum-resistant cryptography
- Decentralized guardian network
- Secure Enclave integration
- Effortless recovery and transfer
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Crypto Inheritance Management: Secure, Self-Custody Crypto Inheritance and Backup Vault12 is the pioneer in Crypto Inheritance Management, offering a simple yet powerful way to designate a legacy contact and pass on your crypto assets—like Bitcoin (BTC), Ethereum (ETH), and Solana (SOL) —to future generations. Built for everyday users yet robust enough for the most seasoned crypto enthusiasts, Vault12 Guard ensures your wallet seed phrases and private keys are fully self-sovereign across all Blockchains. At the heart of Vault12 Guard is quantum-resistant cryptography and a decentralized, peer-to-peer network of trusted Guardians. Your critical information is never stored in the cloud, on Vault12 servers, or even on local devices—dramatically reducing the risk of a single point of failure. By fusing a powerful software layer with the Secure Element of iOS devices (Secure Enclave), Vault12 Guard locks down your private keys against present and future threats. Our innovative approach harnesses social recovery, enabling you to appoint one or more trusted individuals or mobile devices as Guardians. These Guardians collectively safeguard your protected seed phrases in a decentralized digital Vault—so there’s no need for constant lawyer updates or bulky paperwork. Should the unexpected happen, your chosen legacy contact can seamlessly inherit your crypto assets without compromising your privacy or security. Preserve your digital wealth for generations with Vault12 Guard—the simplest, most secure way to manage crypto inheritance and backup. Why Vault12 Guard? There is no single point of failure prevalent in other backup and self-custody solutions. Vault12 is a complex decentralized solution that ensures that your assets are protected, with no reliance on servers or cloud services. Protect assets on all Blockchains and all mobile devices: Vault12 is blockchain agnostic and protect your assets regardless of blockchain or type of device. Multi-layer Security: Utilizing state-of-the-art quantum-resistant cryptography and decentralized storage, and protected by your iPhone's Secure Enclave. We safeguard your assets against first —and third-party cloud vulnerabilities. Inheritance Made Easy: Designate heirs to your digital estate with a few taps, ensuring your digital wealth seamlessly transfers to future generations. Guardian Network: Empower friends, family, or devices to act as guardians, reinforcing the protection of your digital assets against unforeseen circumstances. Main Features: - Create a Personal Vault: A single, secure location for all your digital assets. - Nominate Trusted Guardians: Select trusted individuals or devices to help protect and eventually transfer your assets. - Effortless Recovery & Transfer: Easily recover your assets on new devices and ensure smooth inheritance procedures. - Accessible to Everyone: Vault12 Guard’s intuitive design makes digital asset protection accessible for beginners and indispensable for experts. Getting started is simple: Signing up is free and instant—start protecting your digital assets within minutes. Support & Community: Do you have questions or need assistance? Join our supportive community on Discord: The invite link is on our website. About Vault12 Guard: We are pioneers in crypto inheritance management with secure, self-custody crypto inheritance and backup across all blockchains and mobile devices. Vault12 Guard is dedicated to securing your digital legacy. Our mission is to empower you to protect, store, and manage your digital assets with unparalleled security, ensuring they're preserved for this generation and the next. Download Vault12 Guard today and preserve your digital wealth for generations with Vault12 Guard—the simplest, most secure way to manage crypto inheritance and backup. © Copyright 2025 Vault12, Inc.
Split Flux
Easily track and split shared expenses with friends and roommates. Create groups, log bills, and see who owes whom with automated calculations and insightful spending reports. Keep finances transparent and friendships intact.
- Create and manage groups
- Log expenses with payers and participants
- Track who owes and is owed
- Automated repayment calculations
- Detailed spending reports and analytics
- Simple and user-friendly interface
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Split Flux keeps group expenses clean - and friendships cleaner. Create a group for the trip, the flat or the party. Log what you paid in three taps. Everyone sees the same expenses and the same balances, in their own currency. INVITE WITH ONE LINK Send a link or show a QR code - friends join in seconds and see everything live. No manual IDs, no setup. KNOW WHO OWES WHOM Balances per person, netted automatically. No more spreadsheet archaeology. SETTLE UP ACROSS CURRENCIES Pay in any currency with live mid-market rates. Both amounts are visible before you confirm. STAY IN THE LOOP One notification when something is added or settled. Nothing else - no marketing, no daily nudges. SEE WHERE THE MONEY WENT Monthly trends, categories, biggest expenses - across all your groups. FREE plan: 3 groups, unlimited expenses, all core features. PRO: unlimited groups, CSV export, advanced analytics, no ads. Free trial included. Terms of Use (EULA): https://docs.google.com/document/d/17OUdiqF9KLWc7lBSVdtJ8k6rGtjrf9w4lJ_m1irLvnc
Screenshots
Verdict
The clearest difference is update cadence: Split Flux at every 3 days against Vault12 Guard's every 3 weeks. Vault12 Guard's advantage is rating (4.6 vs 4.3) and iOS requirement (16.0 vs 18.0). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Vault12 Guard sells 2 in-app purchases, starting at $19.99 per month and Split Flux sells 2 in-app purchases, starting at $0.99 per 7 days. Whichever you choose, the download price is not the number that matters.
Vault12 Guard holds the better App Store score, 4.6 against 4.3. Both are backed by a comparable volume of ratings — 47 and 16 respectively.
Vault12 Guard ships an update every 3 weeks, Split Flux every 3 days. Both last shipped on October 25, 2026.
| Parameter | Vault12 Guard | Split Flux |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (47 ratings) — better | 4.3 (16 ratings) |
| Positive reviews | 40.0% of reviews | — |
| Number of ratings | 47 — better | 16 |
| Update frequency | Every 3 weeks | Every 3 days — better |
| Ads | Yes | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 16.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 77 MB | 19 MB |
| Age rating | 4+ | 4+ |
| Developer | Vault12, Inc. | Roman Savenok |
Customer experience
Vault12 Guard
Split Flux
In-app purchases
Vault12 Guard
- Backup Plan1 Month trial$19.991 Month
- Inheritance Plan1 Month trial$29.991 Month
Split Flux
- PRO Weekly$0.997 Days
- PRO for a Month$2.991 Month
Questions
Is Vault12 Guard free?
Is Split Flux free?
Which has better reviews, Vault12 Guard or Split Flux?
Do Vault12 Guard or Split Flux have ads?
Which is updated more often, Vault12 Guard or Split Flux?
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