Comparison

Luxon Pay vs Ratboule

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Luxon Pay

This digital wallet facilitates instant global payments and currency exchange with fee-free peer-to-peer transfers. It supports over 38 currencies and offers bank-grade security for all transactions. Users can top up their wallets easily and access 24/7 multilingual support.

Highlights
  • Instant global payments
  • Fee-free peer-to-peer transfers
  • Multi-currency support (38+)
  • Real-time exchange rates
  • Bank-grade security
  • 24/7 multilingual support
Features
Read full description

Move money, confidently. Luxon Pay is a secure, multi-currency digital wallet built for instant global payments, currency exchange, and fee-free peer-to-peer transfers. Free Instant Transfers Send and receive money instantly with other Luxon Pay users anywhere in the world, across a range of currencies. No fees. No delays. Top Up Your Way Add funds to your Luxon Pay wallet quickly and easily via a range of deposit methods available in your region. 38+ Currencies, One Wallet Hold, transfer, and exchange a full range of currencies including GBP, EUR, and USD. Manage everything in one place with real-time exchange rates. Bank-Grade Security Advanced encryption and Strong Customer Authentication (SCA) protect every transaction, every time. 24/7 Multilingual Support Our support team is available around the clock. Live chat for all account holders, plus dedicated VIP managers for premium users. Limits may apply for withdrawals, deposits and currency exchange.

About

Ratboule

Features
Read full description

Ratboule: Expense Sharing Made Simple Simplify group expenses with Ratboule! Easily track, split, and settle bills between friends, roommates, and travel buddies. Create money pots, log expenses, and keep everyone fairly settled - no spreadsheets, no stress. Manage shared costs effortlessly and keep friendships drama-free!

Screenshots

Luxon Pay4 screens
Ratboule4 screens

Verdict

The call

The clearest difference is iOS requirement: Ratboule at 13.4 against Luxon Pay's 15.6. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on October 9, 2026 and October 10, 2026 respectively.

Scorecard1 real difference · 9 level
Luxon Pay versus Ratboule: the parameters behind the verdict, then further details
ParameterLuxon PayRatboule
PriceFreeFree
Rating3.0 (2 ratings) — better—
Positive reviews20.0% of reviews—
Number of ratings2 — better—
Update frequencyEvery 2 weeksEvery 2 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.613.4 — better
Further details — not scored
Size120 MB33 MB
Age rating4+4+
DeveloperLuxon Payments LtdVictor BILLAUD

In-app purchases

None

Luxon Pay

No in-app purchases

None

Ratboule

No in-app purchases

Questions

Is Luxon Pay free?
Luxon Pay is free to download, with no in-app purchases.
Is Ratboule free?
Ratboule is free to download, with no in-app purchases.
Do Luxon Pay or Ratboule have ads?
Neither Luxon Pay nor Ratboule shows ads.
Which is updated more often, Luxon Pay or Ratboule?
Luxon Pay ships an update every 2 weeks, and Ratboule every 2 weeks. Most recently, Luxon Pay was updated on October 9, 2026 and Ratboule on October 10, 2026.

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