Luxon Pay vs TallyVally

Move money, confidently. Luxon Pay is a secure, multi-currency digital wallet built for instant global payments, currency exchange, and fee-free peer-to-peer transfers. Free Instant Transfers Send and receive money instantly with other Luxon Pay users anywhere in the world, across a range of currencies. No fees. No delays. Top Up Your Way Add funds to your Luxon Pay wallet quickly and easily via a range of deposit methods available in your region. 38+ Currencies, One Wallet Hold, transfer, and exchange a full range of currencies including GBP, EUR, and USD. Manage everything in one place with real-time exchange rates. Bank-Grade Security Advanced encryption and Strong Customer Authentication (SCA) protect every transaction, every time. 24/7 Multilingual Support Our support team is available around the clock. Live chat for all account holders, plus dedicated VIP managers for premium users. Limits may apply for withdrawals, deposits and currency exchange.

TallyVally turns the paper in your pocket into a spending record with every line in it. Snap a receipt or add a PDF, and you get the store, the date, each item, each discount and the total. No typing. No bank login. No account to create. TallyVally 2.0 is rebuilt from the ground up for iPhone. Your receipts, photos and subscription come with you. One photo, every line item Hold a receipt under the new receipt camera and it takes the photo by itself, straightened and trimmed. Or pick a photo from your library, or add a PDF from Files. TallyVally reads the store, the date, every item with its price and quantity, the discounts and the total, and sorts each item into a category. Nothing is saved until you check it and tap Save, and you can fix anything by hand. If a receipt looks like one you already saved, TallyVally asks first. See what you saved, not just what you spent Coupons, loyalty discounts and member prices come straight off the receipt and are added up for you, store by store. Your bank sees what left your account. It can't see the coupon printed on the paper. Find anything you bought Search every receipt by store or by item. Type "avocado" and see every receipt it's on. Your year, already added up Spending shows your year month by month, your categories and your stores, compared with the same point last year. Touch and hold the chart and slide to see any month, and tap a category or a store to see the receipts behind it. Ask a question, get a real answer "Where did my money go this year?" "What did I spend on groceries last month?" "When did I last shop there?" Ask in your own words. The figures come from the receipts on your iPhone. On iPhones that support Apple Intelligence, chat uses Apple's most advanced AI. It's free, it doesn't count against your questions, and its answers can include a chart. If it can't answer, Google's AI answers instead. Prefer to keep chat entirely on your iPhone? Turn that setting off, and a simpler Apple AI answers on the device. Traveling? TallyVally reads the currency from each receipt and keeps it with that purchase, then converts it at the published rate for the day you paid, so last March's total doesn't move tomorrow. Backed up in your own iCloud TallyVally keeps a copy of your receipts in your own iCloud, so they come back on a new iPhone. It goes to your Apple account, never to us, and you can turn it off in Settings. You can also keep a copy of each receipt's photo or PDF, and export everything to a spreadsheet whenever you like. Your money stays yours Your receipts live on your iPhone. No account, and no copy of your spending on our servers. Reading a receipt sends that photo or PDF to Google's Gemini AI, so whatever is printed on it gets read, including the payment method and a card's last four digits. TallyVally never asks for or stores a full card number, PIN or CVV. Chat never sends card details, and a stricter setting sends totals alone. No tracking, no ads, nothing sold. Free, and genuinely generous Start with 10 scans that never expire and 10 questions for Google's AI, then 3 more scans and 5 more questions at the start of every month. A scan that fails never counts. Your full history, every breakdown, search, the iCloud copy and export stay free. Premium removes both limits: scan as many receipts as you like, and ask as many questions as you like. Monthly or yearly, priced in your own currency by the App Store, renewing until you cancel. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Requires iOS 26 or later.