Comparison

BOC SmartPay vs Fan Budget

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BOC SmartPay

Manage your finances digitally with this Sri Lankan platform. Easily transfer funds between banks, pay bills, and make payments at merchants using QR codes. Enjoy cashless transactions and track your spending.

Highlights
  • Peer-to-peer fund transfers
  • Bill payments
  • QR code payments
  • Add any Sri Lankan bank account
  • Real-time account balance inquiry
  • Transaction history and e-receipts
  • Cashback and discount offers
Features
Read full description

SmartPay is a digital lifestyle service platform in Sri Lanka that helps you to manage your finances, digitally. The App facilitates Peer-to-Peer fund transfers between any Sri Lankan banks using an Account number or SmartPay fund transfer QR. You can pay to a wide range of billers, Scan any LankaQR at any Merchant location and receive Lanka QR or China Union Pay QR Merchant Payments rapidly. With SmartPay, now you’re free to, -Add any Bank Current or Savings account in Sri Lanka as a payment instrument. -Complete any Utility bill payment, in a matter of seconds. -Fund transfers from any local bank to another bank in real-time. -Scan and Pay at over 100,000 LANKAQR-certified merchant outlets islandwide with your mobile and without cash in hand. -Scan and Pay to any LANKAQR Code printed on a utility bill or a merchant invoice -Settle BOC Credit Cards quickly, avoiding additional fees or charges. -Inquire about balances of your BOC Savings or Current accounts in real time -View a mini statement of your registered Bank of Ceylon Accounts -Keep track of your day-to-day SmartPay transactions and get a sharable E-Receipt for successful transactions. -Receive exciting cash-backs, discounts, and exclusive offers when you pay -Be a LANKAQR and China UnionPay International certified merchant receiving accurate, traceable, and secure digital payments And now you are free to go wherever you wish, simply cashless! Download, use, feedback, and keep in touch with SmartPay for many more groundbreaking features to come!

About

Fan Budget

Features
Read full description

Experience a fresh way to manage your business with Complete Cloud based Mobile POS System. * Simple, easy & elgant UI to manage your sales & invoicing * E-billing service for your customers * Easily send invoices to your customers as - Whatsapp e-bill - SMS e-bill - As printed bill * Easily manage product inventory * Manage your customer base * Pick your customer when issuing bills * Find your loyalty customers & add discounts * Total bill discount feature * Product base discount feature * Manage parallel bills (No need to wait for 1 bill to processed) * Quick inventory product list for invoicing * Mobile camera barcode scanning * Bluetooth printer POS invoice ability * Pre defined inventory packs * Access your sales records any time from any where * Analytics of your day to day business sales * Abilty to search your old sales records * Add your bill operators & staff members Support & Knowledge base: https://fanbudget.tawk.help Produced & Marketed by: Terms of Use: https://fanbudget.com/terms-and-conditions/ Privacy Policy: https://fanbudget.com/privacy-and-policy/ Efito Solutions (Pvt) Ltd https://fanbudget.com Email: info@fanbudget.com

Screenshots

BOC SmartPay4 screens
Fan Budget4 screens

Verdict

The call

The clearest difference is in-app purchases: BOC SmartPay at none against Fan Budget's 8. Fan Budget's advantage is update cadence (fortnightly vs every 3 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Fan Budget sells 8 in-app purchases, starting at $4.99 per month. BOC SmartPay asks for nothing beyond the download.

UpkeepUpdate frequency

BOC SmartPay ships an update every 3 months, Fan Budget fortnightly. The most recent releases landed on October 21, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 8 level
BOC SmartPay versus Fan Budget: the parameters behind the verdict, then further details
ParameterBOC SmartPayFan Budget
PriceFreeFree
Rating3.5 (20 ratings) — better—
Positive reviews66.7% of reviews—
Number of ratings20 — better—
Update frequencyEvery 3 monthsFortnightly — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.615.0 — better
Further details — not scored
Size46 MB76 MB
Age rating4+4+
DeveloperBank Of CeylonMindada.lk Matrimony Service (pvt) Ltd

In-app purchases

None

BOC SmartPay

No in-app purchases

8 purchases

Fan Budget

Subscriptions8
  • Fanbudget Monthly Silver$4.991 Month
  • FanBudget Monthly$4.991 Month
  • Fanbudget Monthly Gold$6.691 Month
Show 5 more
  • Fanbudget Monthly Platinum$9.951 Month
  • Fanbudget Yearly Silver$53.001 Year
  • FanBudget Yearly$59.991 Year
  • Fanbudget Yearly Gold$69.901 Year
  • Fanbudget Yearly Platinum$105.991 Year

Questions

Is BOC SmartPay free?
BOC SmartPay is free to download, with no in-app purchases.
Is Fan Budget free?
Fan Budget is free to download, with in-app purchases available.
Do BOC SmartPay or Fan Budget have ads?
Neither BOC SmartPay nor Fan Budget shows ads.
Which is updated more often, BOC SmartPay or Fan Budget?
BOC SmartPay ships an update every 3 months, and Fan Budget fortnightly. Most recently, BOC SmartPay was updated on October 21, 2026 and Fan Budget on October 24, 2026.

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