Comparison

Niko Technologies Payments vs Alunafi

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Niko Technologies Payments

Features
Read full description

Securely store, accept and send funds, instantly pay for your purchases, make multi-currency exchanges and smooth withdrawals using Niko Technologies Payments App. The solution allows to make comfortable and easy payments on the go. To make a payment a customer usually needs only to click some buttons. The App eliminates the need to search for third-party exchanges as Exchange Service is integrated into the solution. Make instant exchanges between multiple supported currencies at fair fees and attractive rates. Virtual and physical EU IBANs are provided to enable fail-proof SEPA wires. They also allow App holders to deposit and withdraw funds directly to/from their bank accounts. Take advantage of Niko Technologies’ SWIFT transfers to wire regular currencies all over the world. Available worldwide. Features: Quick and easy start - Download Niko Technologies Payments App for free and start using it in just a few minutes. Instant and convenient payments - All payments are lightning-fast and secure with Niko Technologies Payments App. Multi-currency exchanges - Enjoy instant and low-fee exchanges at better rates and direct exchange rates. Multiple fiat currencies - Great variety of world’s most spread currencies are supported. Their range is constantly expanded. Quick KYC procedure - It takes only some quick minutes to pass KYC procedure and to open a bank account. Smooth withdrawals at fair fees - Withdraw the funds in the currency you like whenever you need. Fast and fail-proof funds transfers - Wire your funds internationally with Niko Technologies’ SEPA and SWIFT transfers. As easy as sending SMS. Full control of your funds movements - Track your transactions in real time via highly intuitive and user-friendly App’s interface. Get free instant notifications for all your payment procedures. Safety first - 2-Factor Authentication technologies are implemented to make payments super secure and private. Don’t hesitate to contact our 24/7 Support if you need any guidance or counsel. Our expert Customer Support Team is always there for you. Keywords: Niko Technologies Payments App, Niko Technologies, Niko Technologies Payments, e-wallet, instant exchanges, multiple fiat currencies, multiple currencies, all-in-one App, payments on the go, fair fees, attractive rates, Exchange Service, EU IBAN, SEPA transfers, SWIFT transfers, multi-currency exchanges, direct exchange rates, quick KYC procedure, intuitive interface, free notifications, fast funds transfers, 2-Factor Authentication, 24/7 Support, Customer Support Team

About

Alunafi

Features
Read full description

Alunafi is built for forward-thinking businesses that need to manage their financial operations with precision, speed, and security. Designed for startups and global enterprises alike, Alunafi simplifies financial management while supporting international scale. Key Features Of Alunafi App: • Seamless Payment Transactions: Effortlessly send and manage SEPA, SEPA Instant and SWIFT Transfers directly from your mobile device. • Foreign Exchane (FX) from your Fingertips: Instantly convert currencies at competitive rates, with full transaparency and convienience • Strong Customer Authentication (SCA): Enjoy enhanced security with seamless authentication for account access and payment approvals, all made simple through this app • Comprehensive Card Services: Manage your corporate cards with ease, unblock card, change PINs, monitor transaction and access additional card controls in just a few taps. Key Features Of Alunafi Accounts: • Corporate Account Management: Open and manage business accounts with ease, tailored for cross-border operations. • SEPA Instant & SWIFT Payments: Send and receive funds globally with fast and reliable payment rails. • Multi-Currency Support: Operate in multiple currencies with clarity and control. • Physical & Virtual Corporate Cards: Instantly issue cards to employees and teams with configurable limits. • Advanced Spend Controls: Set budgets, approve spend requests, and monitor real-time transaction activity. • Real-Time Reporting: Gain full visibility over company-wide spending to ensure compliance and alignment with financial policies. • User Permissions & Team Management: Assign roles and approval flows to fit your internal processes. • Secure & Scalable: Built with enterprise-grade security, Alunafi grows with your business. With Alunafi, you get more than just a financial tool—you gain a trusted partner to power your company’s financial journey across borders.

Screenshots

Niko Technologies Payments4 screens
Alunafi4 screens

Verdict

The call

The clearest difference is update cadence: Alunafi at weekly against Niko Technologies Payments's every 4 weeks. Niko Technologies Payments's advantage is iOS requirement (11.0 vs 15.5). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Niko Technologies Payments ships an update every 4 weeks, Alunafi weekly. The most recent releases landed on October 26, 2026 and October 25, 2026 respectively.

Scorecard2 real differences · 4 level
Niko Technologies Payments versus Alunafi: the parameters behind the verdict, then further details
ParameterNiko Technologies PaymentsAlunafi
PriceFreeFree
Update frequencyEvery 4 weeksWeekly — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS11.0 — better15.5
Further details — not scored
Size48 MB31 MB
Age rating4+17+
DeveloperNiko TechnologiesAlunafi.LTD

In-app purchases

None

Niko Technologies Payments

No in-app purchases

None

Alunafi

No in-app purchases

Questions

Is Niko Technologies Payments free?
Niko Technologies Payments is free to download, with no in-app purchases.
Is Alunafi free?
Alunafi is free to download, with no in-app purchases.
Do Niko Technologies Payments or Alunafi have ads?
Neither Niko Technologies Payments nor Alunafi shows ads.
Which is updated more often, Niko Technologies Payments or Alunafi?
Niko Technologies Payments ships an update every 4 weeks, and Alunafi weekly. Most recently, Niko Technologies Payments was updated on October 26, 2026 and Alunafi on October 25, 2026.

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