Comparison

Chip Mong Bank vs goWave by RHB

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Chip Mong Bank

Manage your finances effortlessly with a secure mobile banking app. Open accounts instantly, track transactions, make payments, and access ATM locations. Enjoy convenient banking services for your everyday needs.

Highlights
  • Instant bank account opening
  • Account management and transaction history
  • Term deposit account management
  • QR code payments
  • Fund transfers
  • Bill payments
  • Cardless ATM withdrawals
Features
Read full description

Manage your money and grow your finance with Chip Mong Bank App. Live your life effortlessly with a fast and secure mobile banking app that serves all your banking needs for your everyday life. Highlighted key features KEY FEATURES: - Instant Bank Account Opening: Bypass bank visits. You can open your bank account in just a few minutes and with a few easy steps. 1. Verify phone number 2. Face verification 3. Scan NID or passport 4. Fill in personal information. - Account Management: Manage all your bank accounts in one place such as your Saving Accounts, Term Deposit Accounts, and Goal Saving Accounts. Create new account(s), view your account balance, bank statement, and see your transaction history with specific details. - Term Deposit Account on App: Grow your savings bigger through Term Deposit Account and enjoy high interest rates in return. Chip Mong Bank’s strong foundation ensures your savings are safe and continually growing with trust. - New Account Opening: fast and simple access to open new additional account currencies such Khmer riel or US dollar account(s) including Savings Account, Term Deposit, or Goal Savings to achieve your financial goals. - Financial Notification: Receive real-time notification alerts whenever a transaction of your accounts is processed. - QR Payment: Easy payments across all banks in Cambodia. Make payments or receive payments at anywhere and anytime with Chip Mong Bank KHQR. - Fund Transfers: Send and receive money locally and internationally with ease. - Bill Payments: Perform variety of bill payment services such as mobile top-up, utility bills, internet & TV, public services etc... - Cardless Withdrawal: Easily withdraw money anytime using your Chip Mong Bank App at any Chip Mong Bank ATM. - ATMs and Branch Locator: Find nearest Chip Mong Bank branches, ATMs or Cash-in machines in Phnom Penh and across provinces with direction guide. - Customer Profile: View your personal information, setup your security, and access other app settings. - Physical Cards: Request Chip Mong Bank Debit and Credit Cards from your phone and get access to your card's benefit and setting and view your transaction history anytime. SERVICE FEE The Chip Mong Bank app is FREE for all basic features. However, we may apply charges for specific services within the app. Please ask our staff for more information. SECURITY - Log in to app securely with a Fingerprint / Face ID scan for quick access and more convenient - Perform transactions safely with secure 6-digit PIN - Enable/Disable credential feature to show and hide your account balance - Ensure your transaction information shall not be stored on your mobile device or SIM card. ADVANCED FEATURES - Discover additional features like adding favorite, hide/unhide balance display, shake to scan QR, repeat and return transaction, display benefits, add quick banking, Pay & Transfer features and More. IMPORTANT INFORMATION - Chip Mong Bank app is not applicable to corporate accounts. Terms and conditions may change at the Bank's discretion without prior notice to customers. - For more information, please visit Chip Mong Bank Branches or call our Customer Support Center 24/7 at 081 / 066 811 911 - Connect with us on social media platforms such as Facebook, TikTok, LinkedIn, Telegram, YouTube and Instagram or visit our website: https://chipmongbank.com.kh

About

goWave by RHB

Manage your bank accounts, get financial tips, and save money with this mobile banking app. It offers features like opening new accounts, checking balances, and making real-time fund transfers and payments.

Highlights
  • Open new saving accounts
  • Check account balances
  • Real-time fund transfers
  • KHQR payments
  • Financial tips and tricks
Features
Read full description

goWave by RHB is Mobile Banking App that allows you to access and manage your bank accounts from your smartphone. Besides Banking features, It can help you to give financial tips and tricks, save money while having fun, do more, and spend less time worrying about complicated financial things! By using this App, users can enjoy the below features: · Open a new saving account using your Cambodian National Identity · Check the balance of your saving account · Transfer funds in real-time using Bakong · Perform KHQR payment

Screenshots

Chip Mong Bank4 screens
goWave by RHB4 screens

Verdict

The call

The clearest difference is rating: Chip Mong Bank at 4.3 against goWave by RHB's 3.9. Chip Mong Bank also leads on update cadence (weekly vs every 6 weeks) and device support (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Chip Mong Bank holds the better App Store score, 4.3 against 3.9. Both are backed by a comparable volume of ratings — 24 and 7 respectively.

UpkeepUpdate frequency

Chip Mong Bank ships an update weekly, goWave by RHB every 6 weeks. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

Scorecard4 real differences · 6 level
Chip Mong Bank versus goWave by RHB: the parameters behind the verdict, then further details
ParameterChip Mong BankgoWave by RHB
PriceFreeFree
Rating4.3 (24 ratings) — better3.9 (7 ratings)
Positive reviews100.0% of reviews—
Number of ratings24 — better7
Update frequencyWeekly — betterEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better16.6
Further details — not scored
Size367 MB134 MB
Age rating4+17+
DeveloperChip Mong Commercial Bank PLCRHB Bank Berhad

Customer experience

Chip Mong Bank

All ratings24 ratings
Positive83.3%
Neutral0.0%
Negative16.7%
Written reviews4 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

goWave by RHB

All ratings7 ratings
Positive71.4%
Neutral0.0%
Negative28.6%

In-app purchases

None

Chip Mong Bank

No in-app purchases

None

goWave by RHB

No in-app purchases

Questions

Is Chip Mong Bank free?
Chip Mong Bank is free to download, with no in-app purchases.
Is goWave by RHB free?
goWave by RHB is free to download, with no in-app purchases.
Which has better reviews, Chip Mong Bank or goWave by RHB?
Chip Mong Bank is rated higher. Chip Mong Bank averages 4.3 out of 5 from 24 ratings, while goWave by RHB averages 3.9 from 7 ratings.
Do Chip Mong Bank or goWave by RHB have ads?
Neither Chip Mong Bank nor goWave by RHB shows ads.
Which is updated more often, Chip Mong Bank or goWave by RHB?
Chip Mong Bank ships an update weekly, and goWave by RHB every 6 weeks. Most recently, Chip Mong Bank was updated on November 6, 2026 and goWave by RHB on November 3, 2026.

Other comparisons