Comparison

Chip Mong Bank vs VPM Cloud

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Chip Mong Bank

Manage your finances effortlessly with a secure mobile banking app. Open accounts instantly, track transactions, make payments, and access ATM locations. Enjoy convenient banking services for your everyday needs.

Highlights
  • Instant bank account opening
  • Account management and transaction history
  • Term deposit account management
  • QR code payments
  • Fund transfers
  • Bill payments
  • Cardless ATM withdrawals
Features
Read full description

Manage your money and grow your finance with Chip Mong Bank App. Live your life effortlessly with a fast and secure mobile banking app that serves all your banking needs for your everyday life. Highlighted key features KEY FEATURES: - Instant Bank Account Opening: Bypass bank visits. You can open your bank account in just a few minutes and with a few easy steps. 1. Verify phone number 2. Face verification 3. Scan NID or passport 4. Fill in personal information. - Account Management: Manage all your bank accounts in one place such as your Saving Accounts, Term Deposit Accounts, and Goal Saving Accounts. Create new account(s), view your account balance, bank statement, and see your transaction history with specific details. - Term Deposit Account on App: Grow your savings bigger through Term Deposit Account and enjoy high interest rates in return. Chip Mong Bank’s strong foundation ensures your savings are safe and continually growing with trust. - New Account Opening: fast and simple access to open new additional account currencies such Khmer riel or US dollar account(s) including Savings Account, Term Deposit, or Goal Savings to achieve your financial goals. - Financial Notification: Receive real-time notification alerts whenever a transaction of your accounts is processed. - QR Payment: Easy payments across all banks in Cambodia. Make payments or receive payments at anywhere and anytime with Chip Mong Bank KHQR. - Fund Transfers: Send and receive money locally and internationally with ease. - Bill Payments: Perform variety of bill payment services such as mobile top-up, utility bills, internet & TV, public services etc... - Cardless Withdrawal: Easily withdraw money anytime using your Chip Mong Bank App at any Chip Mong Bank ATM. - ATMs and Branch Locator: Find nearest Chip Mong Bank branches, ATMs or Cash-in machines in Phnom Penh and across provinces with direction guide. - Customer Profile: View your personal information, setup your security, and access other app settings. - Physical Cards: Request Chip Mong Bank Debit and Credit Cards from your phone and get access to your card's benefit and setting and view your transaction history anytime. SERVICE FEE The Chip Mong Bank app is FREE for all basic features. However, we may apply charges for specific services within the app. Please ask our staff for more information. SECURITY - Log in to app securely with a Fingerprint / Face ID scan for quick access and more convenient - Perform transactions safely with secure 6-digit PIN - Enable/Disable credential feature to show and hide your account balance - Ensure your transaction information shall not be stored on your mobile device or SIM card. ADVANCED FEATURES - Discover additional features like adding favorite, hide/unhide balance display, shake to scan QR, repeat and return transaction, display benefits, add quick banking, Pay & Transfer features and More. IMPORTANT INFORMATION - Chip Mong Bank app is not applicable to corporate accounts. Terms and conditions may change at the Bank's discretion without prior notice to customers. - For more information, please visit Chip Mong Bank Branches or call our Customer Support Center 24/7 at 081 / 066 811 911 - Connect with us on social media platforms such as Facebook, TikTok, LinkedIn, Telegram, YouTube and Instagram or visit our website: https://chipmongbank.com.kh

About

VPM Cloud

Access your paystubs, invoices, and payroll reports conveniently. Track your income, deductions, and vacation pay status with real-time updates. Manage personal information and stay informed about your Year-to-Date financial data.

Highlights
  • View paystubs and invoices
  • Access pay registers and reports
  • Track payroll processing status
  • Manage personal information
  • View Year-to-Date (YTD) tax and income data
  • Track vacation pay status
Features
Read full description

VPM Cloud App is a proprietary payroll software designed to provide end-users with convenient access to their paystubs, invoices, pay registers, combined reports, and other important payroll documents. With this mobile app, users can stay updated on the status of their current payroll processing, ensuring transparency and timely information. The app allows users to view and manage their personal information, as well as access Year-to-Date (YTD) information related to taxes, remittances, and income. Additionally, users can conveniently track the status of their vacation pay through the app. A key feature of the VPM Cloud App is the ability to keep users informed about their income and deductions. By utilizing the mobile app, users can stay up to date on any changes or updates in their earnings and deductions, ensuring they have real-time visibility into their financial information. Overall, the VPM Cloud App provides a user-friendly and accessible platform for employees to access and manage their payroll-related information. It enhances convenience, transparency, and empowers users to stay informed about their income, deductions, and overall payroll status.

Screenshots

Chip Mong Bank4 screens
VPM Cloud4 screens

Verdict

The call

The clearest difference is update cadence: Chip Mong Bank at weekly against VPM Cloud's monthly. VPM Cloud's advantage is iOS requirement (13.0 vs 15.0). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Chip Mong Bank ships an update weekly, VPM Cloud monthly. The most recent releases landed on October 11, 2026 and October 10, 2026 respectively.

Scorecard2 real differences · 8 level
Chip Mong Bank versus VPM Cloud: the parameters behind the verdict, then further details
ParameterChip Mong BankVPM Cloud
PriceFreeFree
Rating4.3 (24 ratings) — better—
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings24 — better—
Update frequencyWeekly — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.013.0 — better
Further details — not scored
Size366 MB33 MB
Age rating4+17+
DeveloperChip Mong Commercial Bank PLCV-TAC PAYROLL MANAGEMENT

Customer experience

Chip Mong Bank

All ratings24 ratings
Positive83.3%
Neutral0.0%
Negative16.7%
Written reviews4 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

VPM Cloud

Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Chip Mong Bank

No in-app purchases

None

VPM Cloud

No in-app purchases

Questions

Is Chip Mong Bank free?
Chip Mong Bank is free to download, with no in-app purchases.
Is VPM Cloud free?
VPM Cloud is free to download, with no in-app purchases.
Do Chip Mong Bank or VPM Cloud have ads?
Neither Chip Mong Bank nor VPM Cloud shows ads.
Which is updated more often, Chip Mong Bank or VPM Cloud?
Chip Mong Bank ships an update weekly, and VPM Cloud monthly. Most recently, Chip Mong Bank was updated on October 11, 2026 and VPM Cloud on October 10, 2026.

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