Spitamen Pay vs ICB Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spitamen Pay
Manage your finances, make secure payments, and use a digital wallet on the go. Link bank cards, pay bills, and transfer funds instantly. Offers top-level security features and convenient access to financial information.
- Financial management and transaction history
- Link Visa and Mastercard
- Bill payments and mobile top-ups
- Instant P2P transfers
- Digital wallet with QR code payments
- Secure login options (PIN, fingerprint, Face ID)
- Currency exchange rates
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Spitamen Pay – A Convenient and Secure Mobile Wallet Spitamen Pay is a mobile application that allows you to easily manage your finances, make payments and transfers, and use a digital wallet anytime, anywhere. Key Features: Financial Management • View your balance and transaction history. • Link Visa and Mastercard bank cards. • Card settings: blocking, PIN code changes, and online payment activation. • Add cards to GPay. Fast and Easy Payments • Pay for mobile services, utilities, internet, and more. • Instant transfers between Spitamen Pay users (P2P). • Transfers to bank cards and digital wallets. Digital Wallet • Top up your account via terminals and Spitamen Bank cash desks. • Generate QR codes to receive payments. • Pay using QR codes. Notifications • Instant alerts on transactions, promotions, and important updates. Top-Level Security • Secure login via SMS code, PIN code, fingerprint, or Face ID. • Data encryption and privacy protection. Additional Features • Currency exchange rates and conversion. • Locations of ATMs and Spitamen Bank branches. • Bank news, promotions, and customer support contacts. • Save favorite payments for quick access. Download Spitamen Pay and manage your finances with ease and security!
ICB Mobile
Access your accounts quickly and easily from your mobile device. Make payments with QR codes and transfer funds between users. Enjoy secure data protection and encryption for peace of mind.
- Mobile account access
- QR code payments
- Inter-account transfers
- User-to-user transfers
- Data encryption
- Secure access
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Что предлагает ICB Mobile: - Быстрый и удобный доступ к счету через мобильное устройство. - Оплата товаров и услуг в одно касание с использованием QR-кодов. - Удобные переводы между счетами и другими пользователями ICB Mobile. - Надежная защита и шифрование данных для безопасности.
Screenshots
Verdict
The clearest difference is review sentiment: ICB Mobile at 100% against Spitamen Pay's 28%. ICB Mobile also leads on rating (5.0 vs 3.8). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ICB Mobile holds the better App Store score, 5.0 against 3.8. Both are backed by a comparable volume of ratings — 24 and 9 respectively. Written reviews point the same way: 28% of Spitamen Pay's written reviews are positive against 100% of ICB Mobile's.
Spitamen Pay ships an update every 2 weeks, ICB Mobile every 11 days. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.
| Parameter | Spitamen Pay | ICB Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 3.8 (24 ratings) | 5.0 (9 ratings) — better |
| Positive reviews | 28.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 24 — better | 9 |
| Update frequency | Every 2 weeks | Every 11 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 72 MB | 79 MB |
| Age rating | 4+ | 4+ |
| Developer | Spitamen Bank | FMFB |
Customer experience
Spitamen Pay
ICB Mobile
In-app purchases
Spitamen Pay
No in-app purchases
ICB Mobile
No in-app purchases








