Comparison

Spitamen Pay vs ICB Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spitamen Pay

Manage your finances, make secure payments, and use a digital wallet on the go. Link bank cards, pay bills, and transfer funds instantly. Offers top-level security features and convenient access to financial information.

Highlights
  • Financial management and transaction history
  • Link Visa and Mastercard
  • Bill payments and mobile top-ups
  • Instant P2P transfers
  • Digital wallet with QR code payments
  • Secure login options (PIN, fingerprint, Face ID)
  • Currency exchange rates
Features
Read full description

Spitamen Pay – A Convenient and Secure Mobile Wallet Spitamen Pay is a mobile application that allows you to easily manage your finances, make payments and transfers, and use a digital wallet anytime, anywhere. Key Features: Financial Management • View your balance and transaction history. • Link Visa and Mastercard bank cards. • Card settings: blocking, PIN code changes, and online payment activation. • Add cards to GPay. Fast and Easy Payments • Pay for mobile services, utilities, internet, and more. • Instant transfers between Spitamen Pay users (P2P). • Transfers to bank cards and digital wallets. Digital Wallet • Top up your account via terminals and Spitamen Bank cash desks. • Generate QR codes to receive payments. • Pay using QR codes. Notifications • Instant alerts on transactions, promotions, and important updates. Top-Level Security • Secure login via SMS code, PIN code, fingerprint, or Face ID. • Data encryption and privacy protection. Additional Features • Currency exchange rates and conversion. • Locations of ATMs and Spitamen Bank branches. • Bank news, promotions, and customer support contacts. • Save favorite payments for quick access. Download Spitamen Pay and manage your finances with ease and security!

About

ICB Mobile

Access your accounts quickly and easily from your mobile device. Make payments with QR codes and transfer funds between users. Enjoy secure data protection and encryption for peace of mind.

Highlights
  • Mobile account access
  • QR code payments
  • Inter-account transfers
  • User-to-user transfers
  • Data encryption
  • Secure access
Features
Read full description

Что предлагает ICB Mobile: - Быстрый и удобный доступ к счету через мобильное устройство. - Оплата товаров и услуг в одно касание с использованием QR-кодов. - Удобные переводы между счетами и другими пользователями ICB Mobile. - Надежная защита и шифрование данных для безопасности.

Screenshots

Spitamen Pay4 screens
ICB Mobile4 screens

Verdict

The call

The clearest difference is review sentiment: ICB Mobile at 100% against Spitamen Pay's 28%. ICB Mobile also leads on rating (5.0 vs 3.8). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

ICB Mobile holds the better App Store score, 5.0 against 3.8. Both are backed by a comparable volume of ratings — 24 and 9 respectively. Written reviews point the same way: 28% of Spitamen Pay's written reviews are positive against 100% of ICB Mobile's.

UpkeepUpdate frequency

Spitamen Pay ships an update every 2 weeks, ICB Mobile every 11 days. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

Scorecard2 real differences · 8 level
Spitamen Pay versus ICB Mobile: the parameters behind the verdict, then further details
ParameterSpitamen PayICB Mobile
PriceFreeFree
Rating3.8 (24 ratings)5.0 (9 ratings) — better
Positive reviews28.0% of reviews100.0% of reviews — better
Number of ratings24 — better9
Update frequencyEvery 2 weeksEvery 11 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.615.0 — better
Further details — not scored
Size72 MB79 MB
Age rating4+4+
DeveloperSpitamen BankFMFB

Customer experience

Spitamen Pay

All ratings16 ratings
Positive75.0%
Neutral0.0%
Negative25.0%
Written reviews25 reviews
Positive28.0%
Neutral8.0%
Negative64.0%

ICB Mobile

All ratings9 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Spitamen Pay

No in-app purchases

None

ICB Mobile

No in-app purchases

Questions

Is Spitamen Pay free?
Spitamen Pay is free to download, with no in-app purchases.
Is ICB Mobile free?
ICB Mobile is free to download, with no in-app purchases.
Which has better reviews, Spitamen Pay or ICB Mobile?
ICB Mobile is rated higher. Spitamen Pay averages 3.8 out of 5 from 24 ratings, while ICB Mobile averages 5.0 from 9 ratings.
Do Spitamen Pay or ICB Mobile have ads?
Neither Spitamen Pay nor ICB Mobile shows ads.
Which is updated more often, Spitamen Pay or ICB Mobile?
Spitamen Pay ships an update every 2 weeks, and ICB Mobile every 11 days. Most recently, Spitamen Pay was updated on November 2, 2026 and ICB Mobile on November 3, 2026.

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