Spitamen Pay vs IMONLINE
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spitamen Pay
Manage your finances, make secure payments, and use a digital wallet on the go. Link bank cards, pay bills, and transfer funds instantly. Offers top-level security features and convenient access to financial information.
- Financial management and transaction history
- Link Visa and Mastercard
- Bill payments and mobile top-ups
- Instant P2P transfers
- Digital wallet with QR code payments
- Secure login options (PIN, fingerprint, Face ID)
- Currency exchange rates
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Spitamen Pay – A Convenient and Secure Mobile Wallet Spitamen Pay is a mobile application that allows you to easily manage your finances, make payments and transfers, and use a digital wallet anytime, anywhere. Key Features: Financial Management • View your balance and transaction history. • Link Visa and Mastercard bank cards. • Card settings: blocking, PIN code changes, and online payment activation. • Add cards to GPay. Fast and Easy Payments • Pay for mobile services, utilities, internet, and more. • Instant transfers between Spitamen Pay users (P2P). • Transfers to bank cards and digital wallets. Digital Wallet • Top up your account via terminals and Spitamen Bank cash desks. • Generate QR codes to receive payments. • Pay using QR codes. Notifications • Instant alerts on transactions, promotions, and important updates. Top-Level Security • Secure login via SMS code, PIN code, fingerprint, or Face ID. • Data encryption and privacy protection. Additional Features • Currency exchange rates and conversion. • Locations of ATMs and Spitamen Bank branches. • Bank news, promotions, and customer support contacts. • Save favorite payments for quick access. Download Spitamen Pay and manage your finances with ease and security!
IMONLINE
Manage your bank accounts and perform transactions 24/7 through your mobile device. Transfer funds, pay bills, and monitor your account balances instantly.
- Instant fund transfers
- Loan and deposit management
- Bill payments
- Mobile top-ups
- Account balance information
- Mini-statements
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IMONLINE - система дистанционного банковского обслуживания «Мобильный банкинг» предназначена для обеспечения круглосуточного контроля за состоянием всех Ваших банковских счетов, открытых в БАНК «ИМОН ИНТЕРНЕШНЛ», посредством мобильной связи, а также для совершения платежных операций с использованием Мобильного приложения. Возможности «Мобильного банкинга»: -Мгновенные переводы денежных средств между своими счетами и картами -Переводы клиентам БАНК «ИМОН ИНТЕРНЕШНЛ» и других банков по номеру телефона, карты или счета -Оплата услуг мобильной связи, интернета, коммунальных услуг и других поставщиков -Оплата по QR-коду -Погашение кредитов и просмотр графика платежей -Конвертация валют по выгодному курсу -Просмотр баланса и выписки по счетам и картам в режиме реального времени -Получение уведомлений обо всех операциях -Блокировка и разблокировка карты -Сохранение шаблонов для быстрых платежей и переводов -Просмотр актуальных курсов валют -Поиск ближайших филиалов и банкоматов на карте -Онлайн-чат со службой поддержки
Screenshots
Verdict
The clearest difference is rating: Spitamen Pay at 3.2 against IMONLINE's 1.8. Spitamen Pay also leads on iOS requirement (13.0 vs 15.0). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Spitamen Pay holds the better App Store score, 3.2 against 1.8. Both are backed by a comparable volume of ratings — 9 and 6 respectively.
Spitamen Pay ships an update every 5 weeks, IMONLINE every 6 weeks. The most recent releases landed on September 24, 2026 and September 25, 2026 respectively.
| Parameter | Spitamen Pay | IMONLINE |
|---|---|---|
| Price | Free | Free |
| Rating | 3.2 (9 ratings) — better | 1.8 (6 ratings) |
| Positive reviews | 21.7% of reviews | — |
| Number of ratings | 9 — better | 6 |
| Update frequency | Every 5 weeks — better | Every 6 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 58 MB | 67 MB |
| Age rating | 4+ | 4+ |
| Developer | Spitamen Bank | Imon International CJSC MDO |
Customer experience
Spitamen Pay
IMONLINE
In-app purchases
Spitamen Pay
No in-app purchases
IMONLINE
No in-app purchases
