Spitamen Pay vs IMONLINE
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spitamen Pay
Manage your finances, make secure payments, and use a digital wallet on the go. Link bank cards, pay bills, and transfer funds instantly. Offers top-level security features and convenient access to financial information.
- Financial management and transaction history
- Link Visa and Mastercard
- Bill payments and mobile top-ups
- Instant P2P transfers
- Digital wallet with QR code payments
- Secure login options (PIN, fingerprint, Face ID)
- Currency exchange rates
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Spitamen Pay – A Convenient and Secure Mobile Wallet Spitamen Pay is a mobile application that allows you to easily manage your finances, make payments and transfers, and use a digital wallet anytime, anywhere. Key Features: Financial Management • View your balance and transaction history. • Link Visa and Mastercard bank cards. • Card settings: blocking, PIN code changes, and online payment activation. • Add cards to GPay. Fast and Easy Payments • Pay for mobile services, utilities, internet, and more. • Instant transfers between Spitamen Pay users (P2P). • Transfers to bank cards and digital wallets. Digital Wallet • Top up your account via terminals and Spitamen Bank cash desks. • Generate QR codes to receive payments. • Pay using QR codes. Notifications • Instant alerts on transactions, promotions, and important updates. Top-Level Security • Secure login via SMS code, PIN code, fingerprint, or Face ID. • Data encryption and privacy protection. Additional Features • Currency exchange rates and conversion. • Locations of ATMs and Spitamen Bank branches. • Bank news, promotions, and customer support contacts. • Save favorite payments for quick access. Download Spitamen Pay and manage your finances with ease and security!
IMONLINE
Manage your bank accounts 24/7 with this mobile banking system. Perform instant transfers, pay bills, convert currencies, and block/unblock cards. Access real-time account statements and connect with customer support.
- Instant transfers between accounts and cards
- Transfers to other banks by phone, card, or account number
- Bill payments for services and utilities
- QR code payments
- Loan repayment and payment schedule viewing
- Real-time balance and statement viewing
- Card blocking and unblocking
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IMONLINE - система дистанционного банковского обслуживания «Мобильный банкинг» предназначена для обеспечения круглосуточного контроля за состоянием всех Ваших банковских счетов, открытых в БАНК «ИМОН ИНТЕРНЕШНЛ», посредством мобильной связи, а также для совершения платежных операций с использованием Мобильного приложения. Возможности «Мобильного банкинга»: -Мгновенные переводы денежных средств между своими счетами и картами -Переводы клиентам БАНК «ИМОН ИНТЕРНЕШНЛ» и других банков по номеру телефона, карты или счета -Оплата услуг мобильной связи, интернета, коммунальных услуг и других поставщиков -Оплата по QR-коду -Погашение кредитов и просмотр графика платежей -Конвертация валют по выгодному курсу -Просмотр баланса и выписки по счетам и картам в режиме реального времени -Получение уведомлений обо всех операциях -Блокировка и разблокировка карты -Сохранение шаблонов для быстрых платежей и переводов -Просмотр актуальных курсов валют -Поиск ближайших филиалов и банкоматов на карте -Онлайн-чат со службой поддержки
Screenshots
Verdict
The clearest difference is rating: Spitamen Pay at 3.8 against IMONLINE's 1.8. Spitamen Pay also leads on update cadence (every 2 weeks vs monthly) and ratings volume (27 vs 6). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Spitamen Pay holds the better App Store score, 3.8 against 1.8. Both are backed by a comparable volume of ratings — 27 and 6 respectively.
Spitamen Pay ships an update every 2 weeks, IMONLINE monthly. The most recent releases landed on November 11, 2026 and November 7, 2026 respectively.
| Parameter | Spitamen Pay | IMONLINE |
|---|---|---|
| Price | Free | Free |
| Rating | 3.8 (27 ratings) — better | 1.8 (6 ratings) |
| Positive reviews | 28.0% of reviews | — |
| Number of ratings | 27 — better | 6 |
| Update frequency | Every 2 weeks — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 72 MB | 68 MB |
| Age rating | 4+ | 4+ |
| Developer | Spitamen Bank | MDO IMON International ZAO |
Customer experience
Spitamen Pay
IMONLINE
In-app purchases
Spitamen Pay
No in-app purchases
IMONLINE
No in-app purchases
