Comparison

myAPS vs Moneybase

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

myAPS

Manage your personal and business accounts, view balances, and make secure transfers and payments on the go. Log in easily with fingerprint or Face ID for quick access to your banking needs.

Highlights
  • Manage personal and business accounts
  • View account balances
  • Make transfers and payments
  • Mobile payments
  • Fingerprint/Face ID login
Features
Read full description

The myAPS mobile banking app makes your everyday banking easy, quick and secure. You can use it anytime, anywhere. Benefits include • Manage your personal and business accounts • Swipe easily to see account balances • Make transfers and payments • Carry out mobile payments • Log in using fingerprint or Face ID authentication Getting started In order to use the myAPS app you must be an APS Bank customer and sign up for this service through www.apsbank.com.mt. Once the sign up is done, you’re ready to go! Help Should you have any queries, you may: Call us on 2122 6644 Ask at your nearest APS Branch Email on info@apsbank.com.mt

About

Moneybase

Manage your finances with a comprehensive platform offering banking, investments, and card controls. Send and receive money instantly, control physical and virtual cards, and access competitive exchange rates for international spending. Get real-time financial updates and support 7 days a week.

Highlights
  • Transactional banking with IBAN
  • Physical and virtual card management
  • Instant SEPA and bank transfers
  • Access to 20,000+ investments
  • Competitive foreign exchange rates
  • Real-time transaction notifications
  • 7-day customer support
Features
Read full description

Welcome to Moneybase, we’re focused on making finance easier and we are on a mission to redefine the way you grow and manage your money. Moneybase is a powerful platform for all things finance, offering transactional banking, physical and virtual cards, instant payments as well as access to over 20,000 investments all under the same ecosystem. Bank Payments in the blink of an eye - Send or receive money easily with SEPA Bank transfers and Instant payments. Get your own IBAN today. Full in-app control of your physical or virtual cards - Thanks to our safety features and controls, you can freeze, unfreeze or cancel your card whenever you wish. You can even set up customized permissions and restrictions such as ATM withdrawals, Online Payments or Swipe payments or view your PIN directly from the Moneybase app! Generate your virtual card instantly or order a physical contactless card. Save when travelling or spending abroad - We offer competitive exchange rates that allow you to save money when spending abroad, so that you can spend at will and make the most of your trip. We’re there for you 7 days a week, call us anytime - Our customer service team are ISO Certified, the Gold standard for customer care. Our team is ready to assist you right away via phone or live chat. Your money at your fingertips - Get real-time notifications when you make a card transaction, when you receive money and much more. With Moneybase you can instantly keep updated on your finances, with full view of past transactions, you can take control of your spending. Create your account in minutes - With fast signup right from your phone you can get started in just a few minutes. High value service with Ultra Low fees - Life is full of unexpected surprises, but fees shouldn’t be one of them. With Moneybase what you see is what you get – no hidden fees, our ultra-competitive pricing is easy to understand. Community-driven - With an exciting pipeline ahead, we invite you to join us in shaping the next-generation financial platform. Our public roadmap, community and Facebook group all allow you to log in and have your say about what we develop next. Together lets make money simple!

Screenshots

myAPS4 screens
Moneybase4 screens

Verdict

The call

The clearest difference is rating: myAPS at 4.0 against Moneybase's 3.0. myAPS also leads on iOS requirement (12.0 vs 17.0). Moneybase's advantage is ratings volume (8 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

myAPS holds the better App Store score, 4.0 against 3.0. Both are backed by a comparable volume of ratings — 2 and 8 respectively.

UpkeepUpdate frequency

myAPS ships an update monthly, Moneybase every 3 weeks. The most recent releases landed on June 24, 2026 and September 20, 2026 respectively.

Scorecard3 real differences · 7 level
myAPS versus Moneybase: the parameters behind the verdict, then further details
ParametermyAPSMoneybase
PriceFreeFree
Rating4.0 (2 ratings) — better3.0 (8 ratings)
Positive reviews—50.0% of reviews
Number of ratings28 — better
Update frequencyMonthlyEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, Apple Watch
Requires iOS12.0 — better17.0
Further details — not scored
Size47 MB177 MB
Age rating4+4+
DeveloperAPS Bank plcMoneybase Ltd

Customer experience

myAPS

All ratings1 ratings
Positive0.0%
Neutral100.0%
Negative0.0%

Moneybase

All ratings8 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

In-app purchases

None

myAPS

No in-app purchases

None

Moneybase

No in-app purchases

Questions

Is myAPS free?
myAPS is free to download, with no in-app purchases.
Is Moneybase free?
Moneybase is free to download, with no in-app purchases.
Which has better reviews, myAPS or Moneybase?
myAPS is rated higher. myAPS averages 4.0 out of 5 from 2 ratings, while Moneybase averages 3.0 from 8 ratings.
Do myAPS or Moneybase have ads?
Neither myAPS nor Moneybase shows ads.
Which is updated more often, myAPS or Moneybase?
myAPS ships an update monthly, and Moneybase every 3 weeks. Most recently, myAPS was updated on June 24, 2026 and Moneybase on September 20, 2026.

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