Comparison

NCB mPos vs VM Digital Token

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NCB mPos

This payment processing app enables merchants to accept card payments directly on their iPhone. It supports major card networks and provides electronic receipts for customers. Merchants can also access a web dashboard for real-time sales data analysis.

Highlights
  • Accepts Visa, MasterCard, and Multilink Debit Cards
  • Sends electronic receipts via email or text
  • Fully encrypted card reader data
  • Real-time sales reporting
  • Web dashboard for sales data analysis
Features
Read full description

"Never Miss a Sale" with NCB MPOS. NCB MPOS is our payments platform which allows Merchants to process card payments using their Iphone. KEY FEATURES · Accepts NCB Keycard, Visa, MasterCard, and Multilink Debit Cards · Customers will receive electronic receipts (Sent via email or text message) · Card readers fully encrypt data · Real-time reporting NCB MPOS PORTAL/DASHBOARD Merchants can sign in to their web dashboard and view sales data processed from the MPOS app. Disclosure: 1. Conditions Apply 2. Users must allow location and other permissions for security purposes, or lose their ability to use the app. For inquiries and sign-ups, go to http://www.jncb.com or call 1-888-NCB-FIRST.

About

VM Digital Token

Features
Read full description

VMBS business banking token app

Screenshots

NCB mPos4 screens
VM Digital Token3 screens

Verdict

The call

The clearest difference is update cadence: NCB mPos at every 4 months against VM Digital Token's every 12 months. NCB mPos also leads on iOS requirement (9.0 vs 13.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

NCB mPos ships an update every 4 months, VM Digital Token every 12 months. The most recent releases landed on September 9, 2026 and September 10, 2026 respectively.

Scorecard2 real differences · 8 level
NCB mPos versus VM Digital Token: the parameters behind the verdict, then further details
ParameterNCB mPosVM Digital Token
PriceFreeFree
Rating3.0 (2 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings2 — better—
Update frequencyEvery 4 months — betterEvery 12 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS9.0 — better13.0
Further details — not scored
Size41 MB6 MB
Age rating4+4+
DeveloperNational Commercial Bank Jamaica LimitedThe Victoria Mutual Building Society

In-app purchases

None

NCB mPos

No in-app purchases

None

VM Digital Token

No in-app purchases

Questions

Is NCB mPos free?
NCB mPos is free to download, with no in-app purchases.
Is VM Digital Token free?
VM Digital Token is free to download, with no in-app purchases.
Do NCB mPos or VM Digital Token have ads?
Neither NCB mPos nor VM Digital Token shows ads.
Which is updated more often, NCB mPos or VM Digital Token?
NCB mPos ships an update every 4 months, and VM Digital Token every 12 months. Most recently, NCB mPos was updated on September 9, 2026 and VM Digital Token on September 10, 2026.

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