Comparison

NCB mPos vs GK One

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NCB mPos

This payment processing app enables merchants to accept card payments directly on their iPhone. It supports major card networks and provides electronic receipts for customers. Merchants can also access a web dashboard for real-time sales data analysis.

Highlights
  • Accepts Visa, MasterCard, and Multilink Debit Cards
  • Sends electronic receipts via email or text
  • Fully encrypted card reader data
  • Real-time sales reporting
  • Web dashboard for sales data analysis
Features
Read full description

"Never Miss a Sale" with NCB MPOS. NCB MPOS is our payments platform which allows Merchants to process card payments using their Iphone. KEY FEATURES · Accepts NCB Keycard, Visa, MasterCard, and Multilink Debit Cards · Customers will receive electronic receipts (Sent via email or text message) · Card readers fully encrypt data · Real-time reporting NCB MPOS PORTAL/DASHBOARD Merchants can sign in to their web dashboard and view sales data processed from the MPOS app. Disclosure: 1. Conditions Apply 2. Users must allow location and other permissions for security purposes, or lose their ability to use the app. For inquiries and sign-ups, go to http://www.jncb.com or call 1-888-NCB-FIRST.

About

GK One

This app facilitates money transfers, bill payments, and online shopping. It also allows users to apply for credit cards and insurance, manage prepaid cards, and donate to charities. Earn rewards by referring friends and track all your transactions in one place.

Highlights
  • Send and receive money transfers
  • Pay bills to over 100 billers
  • Apply for credit cards and insurance
  • Shop online with a prepaid VISA card
  • Refer friends to earn rewards
  • Donate to charities
  • Manage account and view transaction history
Features
Read full description

The GK One app gives you all-in-one financial freedom to manage your money, shop online, and stay connected. MONEY TRANSFERS & CARDS Collect or send Western Union transfers 24/7, make instant peer-to-peer transfers, and get a FREE VISA Prepaid card to shop online anywhere VISA is accepted. QUICK TOP-UPS *Instantly reload mobile credit (Flow & Digicel), JUTC SmartFare bus cards, and Highway 2000 T-Tags. SHOP ONLINE *Access Amazon, Shein, groceries, gift cards, travel, event tickets, courier services, and finance markets all from one hub. INVESTMENTS & LOANS *Invest with First Global Bank (FGB), or apply for FGB credit cards, auto loans, and mortgages directly in the app. INSURANCE & BILL PAYMENTS *Pay over 100 billers for free and purchase Third-Party Motor Vehicle or Accidental Medical insurance from GKGI. REWARDS & DISCOUNTS *Refer friends to earn GK Value Rewards points and unlock exclusive merchant discounts through GK Loyalty. EASY ACCOUNT MANAGEMENT *Track balances, view transaction history, get instant alerts, and manage or replace your card anytime. Download the GK One app today and claim your FREE VISA Prepaid card! N.B: To use some features of the GK One app, we are required to validate your identity to be compliant with local Know-Your-Customer (KYC) laws. In validating your identity, the GK One app will require access to your device's camera to capture photos and videos to facilitate ID verification and liveness detection. The Identity verification task must start and cannot be paused or interrupted to provide the best user experience possible. In some cases, the identity verification process may fail which requires the user to restart the process. We will require Foreground Service permissions for this process. Your privacy and data security are important to us, and all information collected will be handled in accordance with our privacy policy. GK One - ONE solution, endless possibilities! *The GK One digital product is being tested in the Bank of Jamaica Sandbox*

Screenshots

NCB mPos4 screens
GK One4 screens

Verdict

The call

The clearest difference is review sentiment: GK One at 75% against NCB mPos's 0%. GK One also leads on rating (4.8 vs 3.0) and ratings volume (1.6K vs 2). NCB mPos's advantage is iOS requirement (9.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

GK One holds the better App Store score, 4.8 against 3.0. That said, the two scores are not equally well evidenced: GK One has 1.6K ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 0% of NCB mPos's written reviews are positive against 75% of GK One's.

UpkeepUpdate frequency

NCB mPos ships an update every 4 months, GK One every 2 months. The most recent releases landed on September 25, 2026 and October 13, 2026 respectively.

Scorecard5 real differences · 5 level
NCB mPos versus GK One: the parameters behind the verdict, then further details
ParameterNCB mPosGK One
PriceFreeFree
Rating3.0 (2 ratings)4.8 (1.6K ratings) — better
Positive reviews0.0% of reviews75.0% of reviews — better
Number of ratings21.6K — better
Update frequencyEvery 4 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS9.0 — better15.0
Further details — not scored
Size41 MB156 MB
Age rating4+4+
DeveloperNational Commercial Bank Jamaica LimitedGraceKennedy Financial Group Limited

Customer experience

NCB mPos

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

GK One

All ratings1,570 ratings
Positive95.2%
Neutral2.2%
Negative2.7%
Written reviews44 reviews
Positive75.0%
Neutral9.1%
Negative15.9%

Bugs and requests

NCB mPos

Not enough reviews yet to summarise bugs or requests.

GK One

Reported bugs

2 issues
  • Transferred money disappearing
  • App not working for a period of time

Requested features

4 requests
  • Face ID login for faster access
  • Increase transaction limits
  • Add dark mode option
  • Improve contact information editing

In-app purchases

None

NCB mPos

No in-app purchases

None

GK One

No in-app purchases

Questions

Is NCB mPos free?
NCB mPos is free to download, with no in-app purchases.
Is GK One free?
GK One is free to download, with no in-app purchases.
Which has better reviews, NCB mPos or GK One?
GK One is rated higher. NCB mPos averages 3.0 out of 5 from 2 ratings, while GK One averages 4.8 from 1.6K ratings.
Do NCB mPos or GK One have ads?
Neither NCB mPos nor GK One shows ads.
Which is updated more often, NCB mPos or GK One?
NCB mPos ships an update every 4 months, and GK One every 2 months. Most recently, NCB mPos was updated on September 25, 2026 and GK One on October 13, 2026.

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