NCB mPos vs HandyPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
NCB mPos
This payment processing app enables merchants to accept card payments directly on their iPhone. It supports major card networks and provides electronic receipts for customers. Merchants can also access a web dashboard for real-time sales data analysis.
- Accepts Visa, MasterCard, and Multilink Debit Cards
- Sends electronic receipts via email or text
- Fully encrypted card reader data
- Real-time sales reporting
- Web dashboard for sales data analysis
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"Never Miss a Sale" with NCB MPOS. NCB MPOS is our payments platform which allows Merchants to process card payments using their Iphone. KEY FEATURES · Accepts NCB Keycard, Visa, MasterCard, and Multilink Debit Cards · Customers will receive electronic receipts (Sent via email or text message) · Card readers fully encrypt data · Real-time reporting NCB MPOS PORTAL/DASHBOARD Merchants can sign in to their web dashboard and view sales data processed from the MPOS app. Disclosure: 1. Conditions Apply 2. Users must allow location and other permissions for security purposes, or lose their ability to use the app. For inquiries and sign-ups, go to http://www.jncb.com or call 1-888-NCB-FIRST.
HandyPay
Accept card payments instantly using your phone, no reader required. Generate QR codes or payment links for quick transactions. Funds are deposited directly into your bank account.
- Accept card payments with phone
- No card reader needed
- No monthly fees
- Generate QR codes
- Shareable payment links
- Direct bank payouts
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HandyPay, Get Paid Instantly, Anywhere Accept card payments with just your phone. No card reader needed, no monthly fees. Sign up in minutes with Google, Apple, or email. Enter any amount and generate a QR code or shareable payment link on the spot. Available in 28 countries including the USA, Canada, Jamaica, Trinidad, Ghana, Nigeria, Kenya, South Africa, and more. Payouts go directly to your bank account, local or overseas. We're building HandyPay for merchants like you. Try it out and let us know what you think!
Screenshots
Verdict
The clearest difference is review sentiment: HandyPay at 100% against NCB mPos's 0%. HandyPay also leads on rating (4.8 vs 3.7) and update cadence (every 11 days vs every 4 months). NCB mPos's advantage is iOS requirement (9.0 vs 15.1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
HandyPay holds the better App Store score, 4.8 against 3.7. That said, the two scores are not equally well evidenced: HandyPay has 17 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 0% of NCB mPos's written reviews are positive against 100% of HandyPay's.
NCB mPos ships an update every 4 months, HandyPay every 11 days. Both last shipped on October 24, 2026.
| Parameter | NCB mPos | HandyPay |
|---|---|---|
| Price | Free | Free |
| Rating | 3.7 (3 ratings) | 4.8 (17 ratings) — better |
| Positive reviews | 0.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 3 | 17 — better |
| Update frequency | Every 4 months | Every 11 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 9.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 41 MB | 94 MB |
| Age rating | 4+ | 12+ |
| Developer | National Commercial Bank Jamaica Limited | handyhurry llc |
Customer experience
NCB mPos
HandyPay
In-app purchases
NCB mPos
No in-app purchases
HandyPay
No in-app purchases
