Merchant QR vs CypherFace
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Merchant QR
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The Merchant QR is a mobile application by Halyk Bank intended for point of sales, that receives QR payments. With QR code payments point of sales is able to receive cashless payments from customers in-store, on delivery or remotely through social and messenger apps. Merchant QR features: – quick notifications after every transaction – search in transactions history – transaction properties – summaries by day – refund of payment (either full or partial) In order to use the Merchant QR, point of sale must have the payment QR code by Halyk Bank. 1. Install and open the app. 2. Enter the mobile number linked to QR code. 3. Enter the 16-digit number printed on your QR code. 4. Verify your number by code from SMS. 5. Create your 5-digit code for app locking. 6. Done! Start to work. Payment QR codes by Halyk Bank are issued according to the EMV QRCPS standard and can be used for receiving payments from users of any application supporting this standard. At the moment, Visa cardholders can make payments by Halyk Bank QR codes through the Homebank mobile application (Scan & Pay, yellow button). Additional information about payment QR codes by Halyk Bank: halykbank.kz/en/business/payment/qr-platezhi
CypherFace
This app uses facial biometrics to prevent payment fraud and offers rewards for everyday purchases. Safeguard your finances and enjoy instant discounts while shopping with confidence.
- Facial biometric fraud protection
- Secure payment authorization
- Earn rewards on purchases
- Instant transaction discounts
- Safeguard financial information
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Cypherface: Secure Transactions, Rewarded! Stop payment fraud in its tracks and unlock a world of rewards with Cypherface. Our innovative app empowers you to take control of your finances and shop with confidence. Advanced Fraud Protection: Cypherface utilizes cutting-edge facial biometric technology to identify and prevent fraudulent transactions before they happen. Peace of Mind: Shop worry-free knowing your financial information is always protected. CypherEarn, Earn as You Spend: Get rewarded for every purchase! CypherEarn gets you instant discount on your everyday transactions. Download Now and: - Safeguard your finances from fraudsters. - Get instant discount on every purchase. - Experience a new level of secure and rewarding shopping.
Screenshots
Verdict
The clearest difference is ads: Merchant QR at none against CypherFace's shown. Merchant QR also leads on iOS requirement (9.0 vs 13.4). CypherFace's advantage is update cadence (every 5 weeks vs every 13 months). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Merchant QR ships an update every 13 months, CypherFace every 5 weeks. The most recent releases landed on October 26, 2026 and October 15, 2026 respectively.
| Parameter | Merchant QR | CypherFace |
|---|---|---|
| Price | Free | Free |
| Rating | — | 3.0 (2 ratings) — better |
| Number of ratings | — | 2 — better |
| Update frequency | Every 13 months | Every 5 weeks — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | — | Ad-supported |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 9.0 — better | 13.4 |
| Further details — not scored | ||
| Size | 52 MB | 47 MB |
| Age rating | 4+ | 17+ |
| Developer | JSC Halyk Bank of Kazakhstan | Cypherface Technologies, Inc. |
In-app purchases
Merchant QR
No in-app purchases
CypherFace
No in-app purchases
