Comparison

Perlas GO vs ZEN.COM

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Perlas GO

Easily pay all your household bills, taxes, and other expenses in one place. Set up reminders, share bills with family, and securely manage your payments with biometric login. Enjoy convenient and free bill payments.

Highlights
  • Pay all household bills in one app
  • Sodra and VMI tax payments
  • Bill sharing with family
  • Automatic bill data updates
  • Biometric login for security
  • Barcode scanning for easy entry
Features
Read full description

Su „Perlas Go“ programėle visus mokėjimus atliksite vienu kartu – už elektrą, vandenį, šildymą, internetą ar telefoną. Čia pat galėsite pateikti ir „Sodros “ įmokas, VMI, žemės mokesčius, susimokėti administracinę baudą ar už verslo liudijimą. Priminimai padės nepavėluoti, o sąskaitas, jei reikia, galėsite patogiai pasidalinti su šeimos nariais ar nuomininkais. KODĖL VERTA RINKTIS „PERLAS GO“? · Greitas apmokėjimas – viena programėle apmokėkite visas būsto sąskaitas. Pakanka kartą pridėti paslaugų tiekėją – ateityje sąskaitų duomenys atsinaujins automatiškai. · Sąskaitų dalinimasis – lengvai pasidalykite sąskaitų apmokėjimą su šeima ar kambariokais, kurkite atskirus mokėjimų krepšelius ir mokėkite vienas už kitą. · Saugumas ir patikimumas – prisijunkite naudodami biometrinius duoemins (piršto antspaudą ar veido atpažinimo funkciją), o visi mokėjimai vykdomi pagal aukščiausius saugumo standartus. · Brūkšninių kodų skenavimas – nuskenuokite sąskaitos kodą ir visi mokėjimo laukeliai užsipildys automatiškai. · Jokių papildomų mokesčių už būsto sąskaitas – už elektrą, vandenį, šildymą ir kitas būsto paslaugas mokėkite nemokamai. Jokio mėnesinio mokesčio. KOKIAS SĄSKAITAS GALIMA APMOKĖTI SU „PERLAS GO“? Su „Perlas Go“ programėle apmokėsite visas savo kasdienes sąskaitas: nuo mokesčių už elektrą, vandenį ar šildymą iki interneto, mobiliojo ryšio, draudimo, paskolų įmokų, atsiskaitymų už darželį ar sporto klubą. Čia pat sumokėsite ir valstybinius mokesčius – „Sodrai“, VMI, už žemę ar verslo liudijimą. MŪSŲ KLIENTŲ POPULIARIAUSI PASLAUGŲ TIEKĖJAI - Mobilusis ryšys, internetas ir televizija: „Telia“, „Tele2“, „Bitė“, „Cgates“ - Elektra: „Enefit“, ESO, „Elektrum“, „Ignitis“ - Vanduo: „Vilniaus vandenys“, „Aukštaitijos vandenys“, „Klaipėdos vanduo“, „Šiaulių vandenys“, „Dzūkijos vandenys“ - Dujos: „Ignitis“, „Varėnos dujos“, „Suskystintos dujos AB“ - Šiluma: „Miesto gijos“, „Klaipėdos energija“, „Kauno energija“ - Lizingas ir paskolos: „Artea Lizingas“, „General financing“, „Mokilizingas“ - Automobilio draudimas: „Perlo draudimas“, „Compensa“, „Gjensidige“, „BTA“, „Ergo“ - Valstybiniai mokesčiai: VMI, „Sodra“ Ir daugelis kitų. KAIP PRADĖTI NAUDOTIS „PERLAS GO“? Atsisiųskite programėlę. Prisijunkite telefonu – registracija užtruks vos minutę. Pasirinkite iš daugiau nei 2 500 paslaugų teikėjų arba pridėkite naują. Apmokėkite kelias sąskaitas vienu kartu ar atskirai, kaip jums patogiau, ir mėgaukitės patogumu. DAŽNIAUSIAI UŽDUODAMI KLAUSIMAI Ar galiu apmokėti sąskaitas už kitą žmogų? Taip. Galite apmokėti artimųjų ar šeimos narių sąskaitas, o prireikus – susikurti atskirus mokėjimų krepšelius, pvz.: tėvų, senelių ar nuomojamo būsto. Kiek kainuoja naudotis „Perlas Go“? Apmokėti būsto sąskaitas su „Perlas Go“ – visiškai nemokama. Ar galiu nuskenuoti sąskaitą? Taip. Daugumą sąskaitų galite nuskenuoti naudodamiesi programėlės skenavimo funkcionalumu – visi duomenys užsipildys automatiškai, nereikės vesti ranka. Kodėl programėlė prašo prieigos prie kameros? Kamera reikalinga tam, kad galėtumėte nuskenuoti sąskaitų brūkšninius kodus. Ji taip pat gali būti naudojama saugiam tapatybės patvirtinimui. Atsisiųskite „Perlas Go“ ir palengvinkite savo kasdienius mokėjimus jau šiandien!

About

ZEN.COM

Manage all your finances in one place. Send money, pay bills, shop online with cashback, and protect your purchases. Enjoy fair exchange rates and clear pricing for everyday spending and travel.

Highlights
  • Digital mobile wallet
  • Debit cards and transfers
  • Instant cashback deals
  • Purchase protection
  • Multi-currency account
  • Contactless payments
  • Send money
Features
Read full description

ZEN.COM is a multicurrency account with a card and a digital wallet that make shopping and travel better. Pay at home and abroad, get more from every purchase and travel with peace of mind – all in one app. No need to switch banks – just switch cards. Pay better, get more, worry less Pay with your ZEN Card in shops and online, cover your subscriptions and book your trips – by card, phone or watch. Hold up to 35 currencies in one account, exchange them at the best rates and see what you’ve spent the moment you pay. Shop like always and earn cashback at 1,000+ partner stores, straight to your account. And if an order arrives faulty, wrong or not at all, ZEN Care Shopping Protection deals with the seller for you. Higher plans add more: Reward Zone, unlimited Shopping Protection and help claiming compensation when your flight is disrupted. Save money with cashback deals With ZEN.COM, you earn cashback on online shopping at hundreds of popular stores. Cashback rewards work with well-known brands such as AliExpress and Temu, along with many other shops. Choose the best and latest deals, enjoy special cashback offers and get real money back – no points, no coupons. Saving on everyday online shopping becomes effortless. Pay digitally and contactless Use your phone or smartwatch to pay quickly and securely. Add your card to Apple Pay or Google Pay to pay contactless wherever you shop. Whether shopping online or in store, payments are fast and easy. Multi-currency account with fair exchange rates Hold and manage multiple currencies in one mobile wallet. Pay in local payment methods at competitive foreign exchange rates with no hidden currency exchange fees. ZEN.COM is ideal for online shopping, exchanging travel money, calculating currencies and international spending – helping you avoid unnecessary conversion costs as you track and plan your personal finances. Send money simply Send digital money locally or internationally with transparent rules and no surprises. Use ZEN Buddies to send money instantly to other ZEN users. All transfers and payments are visible in one place, so you always know where your money goes. Secure payments and purchase protection Your payments are protected with ZEN Care. If something goes wrong with a purchase, you can request support directly in the app. How people in the UK use ZEN.COM • Emma shops online to find the latest hot deals at the best prices, and uses cashback rewards to save money on everyday purchases. • Fleur pays her subscriptions and does her online shopping using the ZEN virtual card. • James sends money, manages his personal finances and tracks monthly expenses in one app. Why choose ZEN.COM • Real-money cashback offers and fair exchange rates • Secure digital and contactless payments in store and online • One wallet for cards, transfers and spending • Secure payments with purchase protection • Clear pricing and full control over money management and expenses Download the ZEN.COM app and simplify how you pay, send, track and save money every day.

Screenshots

Perlas GO4 screens
ZEN.COM4 screens

Verdict

The call

Perlas GO and ZEN.COM both sit at 4.8 stars, but that hides the real split: 67% of Perlas GO's written reviews are positive against 45% of ZEN.COM's. Perlas GO also leads on iOS requirement (13.0 vs 15.0). ZEN.COM's advantage is update cadence (every 6 days vs every 3 weeks) and ratings volume (651 vs 28). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Perlas GO against 4.6 for ZEN.COM. That said, the two scores are not equally well evidenced: ZEN.COM has 651 ratings behind it against 28, so its average is the more settled of the two. Written reviews are what separate them: 67% of Perlas GO's written reviews are positive against 45% of ZEN.COM's.

UpkeepUpdate frequency

Perlas GO ships an update every 3 weeks, ZEN.COM every 6 days. Both last shipped on October 25, 2026.

Scorecard4 real differences · 6 level
Perlas GO versus ZEN.COM: the parameters behind the verdict, then further details
ParameterPerlas GOZEN.COM
PriceFreeFree
Rating4.8 (28 ratings) — better4.6 (651 ratings)
Positive reviews66.7% of reviews — better45.3% of reviews
Number of ratings28651 — better
Update frequencyEvery 3 weeksEvery 6 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.0 — better15.0
Further details — not scored
Size97 MB539 MB
Age rating4+4+
DeveloperPerlas Finance, UABUAB ZEN.COM

Customer experience

Perlas GO

All ratings28 ratings
Positive96.4%
Neutral0.0%
Negative3.6%
Written reviews3 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

ZEN.COM

All ratings650 ratings
Positive89.5%
Neutral1.8%
Negative8.6%
Written reviews170 reviews
Positive45.3%
Neutral2.9%
Negative51.8%

In-app purchases

None

Perlas GO

No in-app purchases

None

ZEN.COM

No in-app purchases

Questions

Is Perlas GO free?
Perlas GO is free to download, with no in-app purchases.
Is ZEN.COM free?
ZEN.COM is free to download, with no in-app purchases.
Which has better reviews, Perlas GO or ZEN.COM?
Perlas GO is rated higher. Perlas GO averages 4.8 out of 5 from 28 ratings, while ZEN.COM averages 4.6 from 651 ratings.
Do Perlas GO or ZEN.COM have ads?
Neither Perlas GO nor ZEN.COM shows ads.
Which is updated more often, Perlas GO or ZEN.COM?
Perlas GO ships an update every 3 weeks, and ZEN.COM every 6 days. Most recently, Perlas GO was updated on October 25, 2026 and ZEN.COM on October 25, 2026.

Other comparisons