ZEN.COM: Multicurrency Account

ZEN.COM: Multicurrency Account

Better shopping & travel

650 ratings
170 reviews
Free

Details

Released
November 24, 2020
Updated
October 20, 2026

Features

ZEN.COM: Multicurrency Account screenshot #1 for iPhone
ZEN.COM: Multicurrency Account screenshot #2 for iPhone
ZEN.COM: Multicurrency Account screenshot #3 for iPhone
ZEN.COM: Multicurrency Account screenshot #4 for iPhone
ZEN.COM: Multicurrency Account screenshot #5 for iPhone
ZEN.COM: Multicurrency Account screenshot #6 for iPhone
ZEN.COM: Multicurrency Account screenshot #7 for iPhone
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About

Manage all your finances in one place. Send money, pay bills, shop online with cashback, and protect your purchases. Enjoy fair exchange rates and clear pricing for everyday spending and travel.

✓Digital mobile wallet
✓Debit cards and transfers
✓Instant cashback deals
✓Purchase protection
✓Multi-currency account
✓Contactless payments
✓Send money
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+2

What's New in ZEN.COM

2.15.1

October 20, 2026

The new version of the ZEN.COM app is ready! We are working on new features and improving existing ones. Managing your finances with the ZEN Card? Rate us in the store!

More

Events

Read more about August Quest: Card & Cash

August Quest: Card & Cash

Bank transfer in, 25+ payments, ATM withdrawals

Aug 18, 2026 — Aug 31, 2026

Read more about July Challenge: transfer & pay

July Challenge: transfer & pay

Finish July's three tasks to earn your rewards.

Jul 8, 2026 — Jul 31, 2026

Read more about ZEN mit Bargeld aufladen

ZEN mit Bargeld aufladen

Ria Bareinzahlung. Senden und bezahlen.

Aug 9, 2026 — Sep 9, 2026

User reviews

Awesome Services

Zen is providing awesome quick and hassle free services in financials sector, easy money movement fast exchange services with best rates. Highly recommended services

Mega cool!

Tolle App tolles Konto

Response from developer

Hello, thank you so much for your kind words! We’re really happy to hear that you’re enjoying the app and your ZEN account. We truly appreciate your support! Regards

Awful experience

There was a good alternative for many Ukrainians in order to receive/ send money in Ukrainian hryvna abroad and receive it. But it’s a shambles app now:(( I cannot open it, they blocked me for no reason and support won’t help… AVOID

Best

Best Bank 💚

H

Sehr gut

Response from developer

Hello, many thank you for the 5-star rating. If there’s anything we can do to improve our offering, please let us know. Regards!

FAQ

What does the ZEN.COM app do?

The ZEN.COM app is a digital mobile wallet designed for everyday payments, online shopping, currency exchange, and smart money management. It allows you to send money, pay bills, shop online with instant cashback, and offers purchase protection, all within one app.

What are the key features of ZEN.COM?

Key features include a digital wallet for cards and transfers, instant cashback on online shopping, secure contactless payments via phone or smartwatch, a multi-currency account with fair exchange rates, the ability to send money locally and internationally, and purchase protection with ZEN Care.

Is ZEN.COM free to use?

Based on the provided information, the app is free to download and use. There are no mentioned subscription fees or costs associated with the core functionalities of the digital wallet, payments, and money management.

Can I use ZEN.COM for international payments and travel?

Yes, ZEN.COM is ideal for international spending and travel. It offers a multi-currency account with fair exchange rates and no hidden currency conversion fees, allowing you to pay in local currencies and manage your travel money effectively.

How does the cashback feature work?

You earn Instant Cashback on online shopping at hundreds of popular stores, including well-known brands. When you make a purchase through the app at a participating retailer, you receive real money back directly, not points, making everyday online shopping more economical.