Best ZEN.COM alternatives: apps like ZEN.COM: Multicurrency Account

9+ similar apps compared and reviewed

4.6 avg rating

9 free apps

Updated November 2026

ZEN.COM: Multicurrency Account

UAB ZEN.COM

🛍️ Shopping

ZEN.COM is great, but it's not the only option. Explore 9+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to ZEN.COM

#1

Monese - A banking alternative by Monese LTD

The money app

Editor's Choice

4.7(2.4K ratings)

FreeAds

Monese - A banking alternative screenshot 1

Monese - A banking alternative screenshot 2

Monese - A banking alternative screenshot 3

Monese - A banking alternative screenshot 4

Monese - A banking alternative screenshot 5

Monese - A banking alternative screenshot 6

This app offers a digital banking alternative, allowing users to manage multiple currencies, send and receive money internationally, and access a contactless debit card. It provides budgeting tools, real-time notifications, and features like savings pots and virtual cards for secure online payments.

#2

bunq by bunq

Bank, save, invest with ease

Strong Contender

4.5😞(1.5K ratings)

Free

bunq screenshot 1

bunq screenshot 2

bunq screenshot 3

bunq screenshot 4

bunq screenshot 5

bunq screenshot 6

A mobile banking app offering accounts, savings, and investments. It provides various plans for personal and business use, with features like budgeting tools, contactless payments, and travel benefits. Open an account in minutes and manage your finances with ease.

What We Love

🚀 Instant payments
💡 Innovative features
👍 Easy to use
🌍 Great for expats
🔒 Secure banking

Room to Improve

🐛 Buggy app
🕰️ Slow customer support
💰 Expensive fees
🤖 Unhelpful AI chatbot
🔒 Account freezing issues

#3

TransferGo: Money Transfer by TransferGo

Send money abroad fast & wise

Worth Considering

4.7😐(514 ratings)

FreeAds

TransferGo: Money Transfer screenshot 1

TransferGo: Money Transfer screenshot 2

TransferGo: Money Transfer screenshot 3

TransferGo: Money Transfer screenshot 4

TransferGo: Money Transfer screenshot 5

TransferGo: Money Transfer screenshot 6

Send money internationally quickly and affordably. This service supports transfers to 164 countries and 41 currencies with transparent fees and excellent exchange rates. It's a secure, regulated platform used by millions worldwide.

What We Love

🚀 Fast and efficient transfers
💰 Competitive exchange rates
👍 Easy to use and navigate
🔒 Secure and reliable service
💸 Low fees and commissions

Room to Improve

🕰️ Delayed or slow transfers
🤖 Poor customer support
📄 Excessive verification requirements
💳 Inconsistent or unfavorable exchange rates
🚫 Inability to send to certain countries

More apps like ZEN.COM

N26 — Love your bank

N26 — Love your bank

N26 — Love your bank

Bank, save, and invest

Manage your finances with a comprehensive banking app. Open accounts, send money instantly, save with flexible options, and invest in stocks and ETFs. Enjoy travel perks and robust security features.

Online account openingInstant money transfersSavings accounts with interest

Compare with ZEN.COM

PaysafeCard - prepaid payments

PaysafeCard - prepaid payments

PaysafeCard - prepaid payments

Pay online without credit card

Manage your online payments without a bank account or credit card. Purchase prepaid codes, use them on thousands of websites, or upgrade for a debit Mastercard and IBAN. Discover games, entertainment, and gift cards.

Pay online with cashPurchase prepaid codesDigital wallet functionality

Compare with ZEN.COM

Revolut Business

Revolut Business

Revolut Business

Go beyond business as usual

Manage your business finances efficiently with an all-in-one account. Track spending, issue corporate cards, and make global payments in multiple currencies. Automate expense management and gain insights to plan for your business's future.

All-in-one business accountGlobal payments in 30+ currenciesCorporate card issuance

Compare with ZEN.COM

by PAYTEND EUROPE UAB

Manage personal and business finances with a comprehensive fintech solution. Open a SEPA account, transfer money globally, exchange currencies, and get virtual or physical bank cards. Offers business solutions for cross-border e-commerce.

SEPA account openingGlobal money transfersCurrency exchange

Compare with ZEN.COM

Starling - Mobile Banking.

Starling - Mobile Banking.

Starling - Mobile Banking.

Personal and business banking.

A digital banking app offering free personal and business accounts with robust security features and 24/7 UK-based customer support. Manage all your finances, from everyday spending to savings and bills, all from your phone.

Free personal and business accountsJoint and under-16 accountsHabit-building savings tools (Spaces)

Compare with ZEN.COM

monobank — digital mobile bank

monobank — digital mobile bank

monobank — digital mobile bank

Add card to wallet & pay, easy

This digital banking app offers a comprehensive suite of financial services, including card management, loans, money transfers, payments, and currency exchange. It provides a convenient way to manage your finances on the go with features like cashback and an in-app marketplace.

Virtual and physical card issuanceOnline credit limit applicationInstallment plans for purchases

Compare with ZEN.COM