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monobank — digital mobile bank

monobank — digital mobile bank

Add card to wallet & pay, easy

18K ratings
661 reviews
💼 Business
💰 Finance
Free

Details

Released
November 15, 2017
Updated
November 3, 2026

Features

Developer

UNIVERSAL BANK, PRAT
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Reviews summary↘︎
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🎪3 available
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❓8 answered
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About

This mobile banking app offers a comprehensive suite of financial services, including account management, card issuance, loans, and money transfers. Users can manage daily finances, access credit, exchange currency, and even shop through an integrated marketplace, all within a secure, 24/7 digital environment.

✓Digital account and card issuance
✓Credit line application and management
✓Money transfers and bill payments
✓Currency exchange
✓Cashback rewards
✓In-app marketplace
✓Business account management
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What users say about monobank

Reviews of monobank are mostly positive: the Finance app is rated 4.9/5 from 18K App Store ratings. What users like most: excellent service, fast and efficient. Top complaints: lack of English support, unhelpful chatbot. Summarized from real user reviews.

Positive things

  • 💙Excellent service
  • ⚡Fast and efficient
  • 🤝Great support
  • 🎨Sleek design
  • 🔒Secure transactions
  • 💳Convenient features

Negative things

  • 🚫Lack of English support
  • 🤖Unhelpful chatbot
  • 🔒Overly restrictive policies
  • 🚧Buggy updates
  • 🤷‍♀️Unclear cashback mechanics
See all reviews
+1

What's New in monobank

9.18

November 3, 2026

ДИТЯЧІ ЗАВДАННЯ І МАЙБУТНІ ПЛАТЕЖІ Цього тижня перетворили абстрактну обіцянку «дам 10 грн, якщо помиєш посуд» на офіційну банківську функцію в mono. Перевіряйте, як це працює! А ще покращили майбутні платежі: тепер попереджаємо, якщо для них бракує коштів.

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Events

Read more about Вибирайте, як зручніше
AvailableMajor Update

Вибирайте, як зручніше

Бо чим більше варіантів — тим більше покупок

Oct 20, 2026 — Nov 20, 2026

Read More

Read more about Готуємось до школи з monoбазар
Event EndedMajor Update

Готуємось до школи з monoбазар

Новий розділ уже доступний у monobank

Aug 15, 2026 — Sep 14, 2026

Read More

Read more about Легендарна 2048 тепер у mono
Event EndedMajor Update

Легендарна 2048 тепер у mono

Легендарна гра тепер доступна у monobank

Jul 18, 2026 — Jul 28, 2026

Read More

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User reviews

Most RecentHighest RatedLowest Rated

Monobank не дає доступ до рахунку

Чому в мене на моделі AppleXR не відкривається. ТПише шо треба IOS 16.0 та вище. Якшо людина не хоче , чи не має можливості купити нову модель телефону то його доступ у банк заблокований банком. Таким чином цей банк безвідсотково користується грошима людей та зинадією, що людина взагалі помре і гроші залишаться у банку.
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Vvfderevianko

найкращі!!

найкращі з найкращих і я не буду втомлюватись це казати!!! найкращий банк!!! у всьому!!
BBomberova

Response from developer

Вдячні за ваш відгук☺️

Worst bank ever

Worst bank ever. Can’t recommend. Do not use
Zzadndndnd

Прекрасно, але є над чим працювати

Зробіть можливість прорахунку валюти відносно гривні. А також можливість проведені операції підписувати самостійно (окрім хештегів)
DDgodi3674

Дно

Абсолютно непрозора і відверто завуальована система кредитних послуг. Цей банк - абсолютне дно.
SSlovenia007

Response from developer

Шкода, що засмутили. Розкажіть деталі, постараємось виправитися.

See 656 more reviews

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User experience

🐞

Reported Bugs

3 issues

App crashes on certain screens

Bug

Deposit repayment delays

Bug

Inconsistent user interface behavior

Bug
✨

Requested Features

5 requests

Add English language option

Feature

Improve customer support

Feature

Expand international accessibility

Feature

Introduce Apple Pay integration

Feature

Enhance deposit management features

Feature

FAQ

How do I open an account with monobank?

Download the app, confirm your phone number, and verify your identity using Diia or your ID documents. You will receive a virtual card immediately after registration.

What types of cards does monobank offer?

monobank offers debit and credit cards, currency cards for dollars and euros, a unified Diia.Card for government payments, and a child’s card with parental controls. Cards can be added to Apple Pay for contactless payments.

Can I get a credit limit through monobank?

Yes, you can apply for a credit limit directly within the app. The decision is made after reviewing your data, and terms, rates, and limits are displayed before confirmation.

How does the cashback program work with monobank?

You can choose categories each month to earn cashback on purchases such as groceries, taxi, fuel, cafes, books, and entertainment, according to the program terms. Additional offers may be available with partners.

Is monobank secure for financial transactions?

Yes, users have praised the app for 'Secure transactions' in their reviews. Fees, limits, and rates are always visible in the app before you confirm any transaction.

Does monobank support international money transfers?

Yes, the app facilitates money transfers to cards or accounts, by phone number, and international transfers. Transfer status is visible within the app, and there are zero fees for many transactions.

What are the business features available in monobank?

Entrepreneurs can open a Business Portal online to manage taxes, reports, and payments without paperwork, all within the same banking app. This includes features for sole proprietors (SP).

How often is monobank updated?

The latest version of monobank is 9.18, and it was last updated on November 3, 2026. Updates typically occur frequently to introduce new features and improve performance.