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monobank — digital mobile bank

monobank — digital mobile bank

Add card to wallet & pay, easy

18K ratings
660 reviews
💼 Business
💰 Finance
Free

Details

  • Released
  • Updated
  • November 15, 2017
  • October 11, 2026

Features

Developer

UNIVERSAL BANK, PRAT
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Reviews summary↘︎
⭐660
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📝40+ tags
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🔄6+ apps
Alternatives↘︎
🎪3 available
Events↘︎
❓5 answered
FAQ↘︎
📦~ in 4 days
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About

This digital bank offers rapid account registration and a free virtual card, with options for physical card delivery. It provides features like credit limits, currency exchange, installment plans, and group expense splitting, alongside tools for fundraising and savings.

✓Fast registration via Diia
✓Free virtual and physical cards
✓Increased credit limit
✓Currency cards and exchange
✓Installment plans and cashback
✓Group expense splitting
✓Fundraising and savings jars
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What users say about monobank

Reviews of monobank are mostly positive: the Finance app is rated 4.9/5 from 18K App Store ratings. What users like most: excellent service, fast and efficient. Top complaints: lack of English support, unhelpful chatbot. Summarized from real user reviews.

Positive things

  • 💙Excellent service
  • ⚡Fast and efficient
  • 🤝Great support
  • 🎨Sleek design
  • 🔒Secure transactions
  • 💳Convenient features

Negative things

  • 🚫Lack of English support
  • 🤖Unhelpful chatbot
  • 🔒Overly restrictive policies
  • 🚧Buggy updates
  • 🤷‍♀️Unclear cashback mechanics
See all reviews
+1

What's New in monobank

9.15

October 11, 2026

ШИНИ І БЕЗКОШТОВНА ДОСТАВКА Цього разу маємо 2 новини — гарну і ще кращу. По-перше, тепер на Базарі можна купити шини напряму в інших водіїв і продати свої старі. По-друге, перша доставка для всіх нових клієнтів тепер безкоштовна. І так буде назавжди. Такі справи)

More

Events

Read more about Готуємось до школи з monoбазар
Event EndedMajor Update

Готуємось до школи з monoбазар

Новий розділ уже доступний у monobank

Aug 15, 2026 — Sep 14, 2026

Read More

Read more about Легендарна 2048 тепер у mono
Event EndedMajor Update

Легендарна 2048 тепер у mono

Легендарна гра тепер доступна у monobank

Jul 18, 2026 — Jul 28, 2026

Read More

Read more about Зірковий Кураж на monoбазарі
Event EndedMajor Update

Зірковий Кураж на monoбазарі

Купуйте зіркові речі і підтримуйте благодійність

Jun 21, 2026 — Jul 22, 2026

Read More

See All

User reviews

Most RecentHighest RatedLowest Rated

найкращі!!

найкращі з найкращих і я не буду втомлюватись це казати!!! найкращий банк!!! у всьому!!
BomberovaBomberova

Response from developer

Вдячні за ваш відгук☺️

Worst bank ever

Worst bank ever. Can’t recommend. Do not use
zadndndndzadndndnd

Прекрасно, але є над чим працювати

Зробіть можливість прорахунку валюти відносно гривні. А також можливість проведені операції підписувати самостійно (окрім хештегів)
Dgodi3674Dgodi3674

Дно

Абсолютно непрозора і відверто завуальована система кредитних послуг. Цей банк - абсолютне дно.
Slovenia007Slovenia007

Response from developer

Шкода, що засмутили. Розкажіть деталі, постараємось виправитися.

Дуже люблю монобанк .

Користуюсь кожен день . Особливо маркет та монобазар подобається
ралаталвщцдралаталвщцд
See 655 more reviews

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User experience

🐞

Reported Bugs

3 issues

App crashes on certain screens

Bug

Deposit repayment delays

Bug

Inconsistent user interface behavior

Bug
✨

Requested Features

5 requests

Add English language option

Feature

Improve customer support

Feature

Expand international accessibility

Feature

Introduce Apple Pay integration

Feature

Enhance deposit management features

Feature

FAQ

What is monobank?

monobank is a leading digital mobile bank in Ukraine, chosen by over 10.3 million users. It allows for fast registration, provides free virtual and physical cards, and offers a wide range of financial services through its user-friendly mobile app.

How quickly can I register for monobank?

Registration is designed to be very fast, with a record set at 99 seconds. The process involves downloading the app, confirming your phone number, selecting a verification document (like Diia), and then receiving a virtual card instantly or a physical card via delivery.

What are the key features of monobank?

Key features include an increased credit limit up to ₴200,000, smart security settings, automatic card number extraction for payments, currency cards in USD/EUR, installment plans for purchases, group expense splitting, fundraising jars, attractive deposit rates, and cashback offers.

Is monobank free to use?

The application itself is free to download and use. Users receive a free virtual card upon registration, and many services like payments between cards, utility bills, and certain transfers are fee-free. Specific details on any potential fees for advanced services or credit products would be available within the app.

What can I use monobank for?

You can use monobank for everyday banking needs such as making payments, splitting bills with friends, saving money in jars, fundraising, managing currency, making purchases on installment, and receiving cashback. It also supports business accounts and electronic document signing.