This digital bank offers rapid account registration and a free virtual card, with options for physical card delivery. It provides features like credit limits, currency exchange, installment plans, and group expense splitting, alongside tools for fundraising and savings.
Summarized from real user reviews of monobank. Based on 17K reviews and a 4.9/5 average, it highlights the 6 positives and 5 negatives reviewers mention most about this Finance app.
9.2.1
July 16, 2026
2048 У МАРКЕТІ Додали в застосунок гру 2048. Можете пограти, щоб згадати лихі десяті. Як знайти? На Маркеті потягніть екран донизу й спіймайте кота.
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Купуйте зіркові речі і підтримуйте благодійність
Jun 21, 2026 — Jul 22, 2026
3 issues
App crashes on certain screens
Deposit repayment delays
5 requests
Add English language option
Improve customer support
monobank is a leading digital mobile bank in Ukraine, chosen by over 10.3 million users. It allows for fast registration, provides free virtual and physical cards, and offers a wide range of financial services through its user-friendly mobile app.
Registration is designed to be very fast, with a record set at 99 seconds. The process involves downloading the app, confirming your phone number, selecting a verification document (like Diia), and then receiving a virtual card instantly or a physical card via delivery.
Key features include an increased credit limit up to ₴200,000, smart security settings, automatic card number extraction for payments, currency cards in USD/EUR, installment plans for purchases, group expense splitting, fundraising jars, attractive deposit rates, and cashback offers.
The application itself is free to download and use. Users receive a free virtual card upon registration, and many services like payments between cards, utility bills, and certain transfers are fee-free. Specific details on any potential fees for advanced services or credit products would be available within the app.
You can use monobank for everyday banking needs such as making payments, splitting bills with friends, saving money in jars, fundraising, managing currency, making purchases on installment, and receiving cashback. It also supports business accounts and electronic document signing.
