Best monobank alternatives: apps like monobank — digital mobile bank

10+ similar apps compared and reviewed

4.4 avg rating

10 free apps

Updated November 2026

monobank — digital mobile bank

UNIVERSAL BANK, PRAT

Whether you want more options like monobank or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to monobank

#1

Privat24 – mobile bank by PrivatBank

Payments.Cashback.Loan.Deposit

Editor's Choice

4.9😊(8.5K ratings)

Free

Privat24 – mobile bank screenshot 1

Privat24 – mobile bank screenshot 2

Privat24 – mobile bank screenshot 3

Privat24 – mobile bank screenshot 4

Privat24 – mobile bank screenshot 5

Privat24 – mobile bank screenshot 6

Manage your finances with this comprehensive mobile banking app. Perform payments, transfers, and manage loans and deposits. Track expenses, earn cashback, and access various financial services online.

What We Love

🚀 Fast and efficient app
👍 Convenient and user-friendly
🔒 Secure banking experience
💯 Best banking app in the world
🇺🇦 Pride in Ukrainian brand

Room to Improve

🐛 Occasional bugs and crashes
🔑 Issues with login and verification
🌐 Limited functionality for international users

#2

Ощад by JSC "Oschadbank"

Strong Contender

4.4(333 ratings)

Free

Ощад screenshot 1

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Ощад screenshot 3

Ощад screenshot 4

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Ощад screenshot 6

#3

àbank24 — Цінуємо стосунки by Accent-Bank, AT

Банк з акцентом

Worth Considering

4.9😊(3.8K ratings)

FreeAds

àbank24 — Цінуємо стосунки screenshot 1

àbank24 — Цінуємо стосунки screenshot 2

àbank24 — Цінуємо стосунки screenshot 3

àbank24 — Цінуємо стосунки screenshot 4

àbank24 — Цінуємо стосунки screenshot 5

àbank24 — Цінуємо стосунки screenshot 6

This mobile banking app offers a comprehensive suite of financial services, including partner cards with loyalty programs, commission-free payments and transfers, and online deposit and loan applications. It allows for quick card issuance and provides various specialized card options for different needs.

What We Love

🚀 Fast and reliable
👍 User-friendly interface
💳 Convenient banking services
🤝 Excellent customer support
🇺🇦 Patriotic support for Ukraine

Room to Improve

🐛 Occasional app crashes
🔒 Security concerns with account freezing
💸 Unexpected fees and charges
🔍 Lack of transparency in decision-making

More apps like monobank

MyRaif – mobile bank

MyRaif – mobile bank

MyRaif – mobile bank

Credit, money, payment online

Manage your finances easily and quickly with this mobile banking app. Pay bills, shop online, get loans, and track expenses without visiting a branch. Open cards, make transfers, and save with deposits and cashback.

Bill paymentsOnline shoppingLoan applications

Compare with monobank

Sense SuperApp: Online Bank UA

Sense SuperApp: Online Bank UA

Sense SuperApp: Online Bank UA

Open your account in minutes

Manage your finances with an online bank that offers instant account opening, card transfers, bill payments, and spending tracking. Open accounts, apply for loans, and access banking services for personal and business needs.

Instant account openingCard-to-card and IBAN transfersUtility bill payments

Compare with monobank

Alliance — mobile bank

Alliance — mobile bank

Alliance — mobile bank

Credit card: pay money

A comprehensive mobile banking app for personal and business needs in Ukraine. Manage accounts, cards, payments, currency exchange, and deposits all in one place. Offers features for sole proprietors and entrepreneurs.

Open accounts and cards onlineSend money and pay billsCurrency exchange and deposits

Compare with monobank

Пенсійний фонд

by PENSIINY FOND UKRAINY

Access pension fund electronic services conveniently. View personal insurance data, pension details, and track benefit applications. Future updates will enable direct pension applications and appointment scheduling.

Access electronic pension servicesView insurance and salary dataAccess pension case details

Compare with monobank

Manage your banking needs with this app. Track finances, make payments, open deposits, and apply for loans. New users can join the bank and get a card directly through the app.

Card management with PIN changes and spending limitsFee-free utility and mobile paymentsLoyalty program with points for purchases

Compare with monobank

NovaPay: Payment Systems

NovaPay: Payment Systems

NovaPay: Payment Systems

Mobile Finance App

Manage your personal finances with this app, offering easy account opening in EUR and PLN across the EEA. Make secure payments via IBAN, Google Pay, or Apple Pay, and withdraw cash conveniently. Enjoy a modern, fast, and easy alternative to traditional banking for your financial needs.

Open EUR and PLN accountsSecure virtual cardsIBAN money transfers

Compare with monobank

TransferGo: Money Transfer

TransferGo: Money Transfer

TransferGo: Money Transfer

Send money abroad fast & wise

Send money internationally quickly and affordably. This service supports transfers to 164 countries and 41 currencies with transparent fees and excellent exchange rates. It's a secure, regulated platform used by millions worldwide.

Fast international money transfersSupport for 164 countriesTransparent fees and rates

Compare with monobank