Comparison

Flex Administrators Mobile vs UBMich

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Flex Administrators Mobile

Manage your health benefit accounts like HSA, HRA, and FSA with ease. Quickly check balances, view account details, and submit claims on the go. The secure app provides real-time access to your important financial information.

Highlights
  • Check account balances
  • View account details and charts
  • Submit claims with receipts
  • File claims for medical FSA and HRA
  • View and manage HSA transactions
  • Pay bills and add payees
  • Report lost or stolen debit cards
Features
Read full description

Save time and hassles while making the most of your HSA, HRA, and FSA health benefit accounts by quickly checking your balances and details. Our secure app makes managing your health benefits easy through real-time access and intuitive navigation to all your important account information on the go! Powerful features of the app include: Easy, Convenient & Secure • Simply login to the intuitive app using your same health benefits website username and password (or follow alternative instructions if provided) • No sensitive account information is ever stored on your mobile device Connects You with the Details • Quickly check available balances 24/7 • View charts summarizing account(s) • View claims requiring receipts • Click to call or email Customer Service Provides Additional Time-Saving Options (if supported or applicable to your account(s)) • File a claim towards your medical FSA and HRA • Take or upload a picture of a receipt and submit for a new or existing claim • View, contribute and distribute HSA transactions • Pay bills from any account and add a payee • Using the Dashboard, enter medical expense information and supporting documentation • Retrieve your forgotten username/password • Report a debit card as lost or stolen Powered by WEX Health®

About

UBMich

Manage your finances with this secure and easy-to-use app. Organize transactions with tags and photos, set balance alerts, and make payments. Deposit checks, manage your debit card, and find nearby branches and ATMs.

Highlights
  • Organize transactions with tags and photos
  • Set balance alerts
  • Make payments and transfer money
  • Deposit checks via photo
  • Manage debit card (reorder/turn off)
  • View and save monthly statements
  • Find branches and ATMs
Features
Read full description

UBMich is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with UBMich: -Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. -Set up alerts so you know when your balance drops below a certain amount -Make payments, whether you’re paying a company or a friend -Transfer money between your accounts -Deposit checks in a snap by taking a picture of the front and back -Reorder your debit card or turn it off if you’ve misplaced it -View and save your monthly statements -Find branches and ATMs near you Secure your account with a 4-digit passcode or biometric supported devices.

Screenshots

Flex Administrators Mobile4 screens
UBMich4 screens

Verdict

The call

The clearest difference is review sentiment: UBMich at 100% against Flex Administrators Mobile's 0%. UBMich also leads on rating (4.8 vs 1.8) and update cadence (every 3 weeks vs every 5 months). Flex Administrators Mobile's advantage is monetization model (free vs ad-supported). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

UBMich holds the better App Store score, 4.8 against 1.8. That said, the two scores are not equally well evidenced: UBMich has 326 ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 0% of Flex Administrators Mobile's written reviews are positive against 100% of UBMich's.

UpkeepUpdate frequency

Flex Administrators Mobile ships an update every 5 months, UBMich every 3 weeks. The most recent releases landed on October 11, 2026 and October 18, 2026 respectively.

Scorecard5 real differences · 5 level
Flex Administrators Mobile versus UBMich: the parameters behind the verdict, then further details
ParameterFlex Administrators MobileUBMich
PriceFreeFree
Rating1.8 (6 ratings)4.8 (326 ratings) — better
Positive reviews0.0% of reviews100.0% of reviews — better
Number of ratings6326 — better
Update frequencyEvery 5 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.0 — better18.4
Further details — not scored
Size30 MB197 MB
Age rating17+12+
DeveloperFlex Administrators, Inc.Union Bank (MI)

Customer experience

Flex Administrators Mobile

All ratings5 ratings
Positive20.0%
Neutral0.0%
Negative80.0%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

UBMich

All ratings326 ratings
Positive94.5%
Neutral2.5%
Negative3.1%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Flex Administrators Mobile

No in-app purchases

None

UBMich

No in-app purchases

Questions

Is Flex Administrators Mobile free?
Flex Administrators Mobile is free to download, with no in-app purchases.
Is UBMich free?
UBMich is free to download, with no in-app purchases.
Which has better reviews, Flex Administrators Mobile or UBMich?
UBMich is rated higher. Flex Administrators Mobile averages 1.8 out of 5 from 6 ratings, while UBMich averages 4.8 from 326 ratings.
Do Flex Administrators Mobile or UBMich have ads?
Neither Flex Administrators Mobile nor UBMich shows ads.
Which is updated more often, Flex Administrators Mobile or UBMich?
Flex Administrators Mobile ships an update every 5 months, and UBMich every 3 weeks. Most recently, Flex Administrators Mobile was updated on October 11, 2026 and UBMich on October 18, 2026.

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