Comparison

Ebirr vs Emaal

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Ebirr

This mobile financial service offers a secure and easy way to manage payments and transfers. It supports bank transfers, cash deposits and withdrawals, utility bill payments, remittances, airtime top-ups, and merchant payments.

Highlights
  • Bank Transfers
  • Cash-In Cash-Out
  • Utility Payments
  • Remittances
  • Airtime Recharge
  • Merchant Payments
  • P2P Transfers
Features
Read full description

Ebirr is a telecom value-added Mobile Financial Service that provides mobile payment and transfer solutions with ease of access. Some of the comprehensive services we offer include: - Bank Transfers: We're working in partnership with Banks and Customers of the bank can manage their bank account through the Ebirr MFS including transferring money from their bank account to another account. - Cash-In Cash-Out​: Ebirr customers can easily deposit or withdraw money at any Ebirr agent shop throughout the country. - Utility Payments: This service allows businesses or institutions to collect money on a regular basis from customers through Ebirr. - Remittances: Clients can be able to send money to mobile numbers that are not registered on the Ebirr platform. - Airtime Recharge: This service enables customers to purchase airtime with a touch of a button. - Merchant Payments: Customers of Ebirr can easily deposit payments to merchants, without any cash contact while using electronic payments. - P2P Transfers: Customers can be able to transfer from one person to another within the Ebirr ecosystem. Now you can register and join the world of mobile and internet banking solutions. ------------------------------------------------ We'd love to hear from you! If you have any feedback, questions or concerns, please email us at: info@ebirr.com

About

Emaal

Features
Read full description

Finpay-Emaal is a secure and user-friendly mobile application designed to make international money transfers fast, reliable, and affordable. It primarily serves customers sending money from the UK and Europe to African countries including Kenya, Ethiopia, and Uganda. Key Features Multi-Currency Support •⁠ ⁠Send money in GBP, USD, or EUR to recipients in KES (Kenyan Shilling), ETB (Ethiopian Birr), and UGX (Ugandan Shilling) with competitive exchange rates. Real-Time Exchange Rates •⁠ ⁠Access live exchange rates updated every 30 minutes. Enter any amount and instantly see how much your recipient will receive. Advanced Security •⁠ ⁠Biometric authentication (fingerprint and face recognition) •⁠ ⁠24-hour session timeout •⁠ ⁠Encrypted data storage and transmission •⁠ ⁠Device-specific security tokens Multiple Transfer Methods •⁠ ⁠Mobile money transfers (M-Pesa) •⁠ ⁠Direct bank transfers •⁠ ⁠Cash pickup options •⁠ ⁠Wallet-to-wallet transfers Comprehensive Transaction Management •⁠ ⁠Full transaction history with filtering options •⁠ ⁠Downloadable PDF receipts for each transfer •⁠ ⁠Real-time transaction status updates •⁠ ⁠Search and categorize transactions easily Beneficiary Management Save and manage recipient information for quick future transfers. Add multiple beneficiaries with their preferred receiving methods. Transaction Tracking Monitor all your transfers with detailed status updates from initiation to completion. View successful, pending, and failed transactions with clear explanations. User Experience •⁠ ⁠Intuitive, step-by-step transfer process •⁠ ⁠Smooth animations and responsive design Why Choose Finpay-Emaal •⁠ ⁠Competitive exchange rates with transparent fees •⁠ ⁠Fast processing for urgent transfers •⁠ ⁠Reliable service with 24/7 customer support •⁠ ⁠Regulated and compliant with international standards •⁠ ⁠Trusted by thousands of users for their remittance needs Perfect For •⁠ ⁠Diaspora communities sending money home •⁠ ⁠Business payments to African partners •⁠ ⁠Supporting family and friends abroad •⁠ ⁠Emergency money transfers •⁠ ⁠Regular remittance needs Download Finpay-Emaal today and experience the easiest way to send money internationally with confidence, security, and competitive rates. Finpay-Emaal – Connecting you to what matters most.

Screenshots

Ebirr4 screens
Emaal4 screens

Verdict

The call

Ebirr and Emaal are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Ebirr ships an update every 2 weeks, Emaal every 9 days. The most recent releases landed on October 25, 2026 and October 16, 2026 respectively.

ScorecardNo meaningful differences
Ebirr versus Emaal: the parameters behind the verdict, then further details
ParameterEbirrEmaal
PriceFreeFree
Rating4.0 (223 ratings) — better—
Positive reviews44.7% of reviews—
Number of ratings223 — better—
Update frequencyEvery 2 weeksEvery 9 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.6 — better16.0
Further details — not scored
Size31 MB103 MB
Age rating4+4+
Developerebirr Trading PLCFinpay

Bugs and requests

Ebirr

Reported bugs

15 issues
  • App is outdated and not working
  • App keeps saying old version
  • Error in processing request: internal server error (500)
  • Cannot get activation code
  • Channel not allowed error
Show 10 more
  • Cannot login, shows 'this channel is not allowing'
  • Handwriting error or password mistake leads to 'channel not allowed' and requires visiting main branch
  • Sudden requirement for 6-digit password when original was 4-digits
  • Previous PIN still required when switching banks
  • App is not working on iPhone
  • App is crashing and doesn't allow login
  • Forgot password option doesn't work
  • OTP not received on email or SMS after recent update
  • Cannot create an account in the latest update
  • E birr to banks is not working

Requested features

8 requests
  • Add Dark Mode for iOS
  • Improve password reset functionality
  • Enhance app features and security
  • Make the app function like a bank account (send/receive money)
  • Fix login issues with 4-digit vs 6-digit passwords
Show 3 more
  • Allow switching banks without requiring previous PIN
  • Address small font sizes and unreadable text in mini statements
  • Improve handling of multiple card usage when logging out and in

Emaal

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Ebirr

No in-app purchases

None

Emaal

No in-app purchases

Questions

Is Ebirr free?
Ebirr is free to download, with no in-app purchases.
Is Emaal free?
Emaal is free to download, with no in-app purchases.
Do Ebirr or Emaal have ads?
Neither Ebirr nor Emaal shows ads.
Which is updated more often, Ebirr or Emaal?
Ebirr ships an update every 2 weeks, and Emaal every 9 days. Most recently, Ebirr was updated on October 25, 2026 and Emaal on October 16, 2026.

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