Comparison

Payment & Expenses Reminder vs SubFlow | Subscription tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Payment & Expenses Reminder

Manage recurring bills and expenses with this app. Track payments, set reminders for upcoming due dates, and plan your finances for months ahead. It helps you avoid missed payments and manage debts effectively.

Highlights
  • Create payment and expense lists
  • Mark payments as paid
  • Automatic recurring payment setup
  • One-time and partial payment options
  • Payment history and forward planning
  • Customizable reminders
  • Multiple independent payment plans
  • iCloud synchronization
Features
Read full description

A great helper for those who have a list of regular payments! PAYMENT CHECKLIST Make a list of your monthly payments, expenses, and income. Mark the paid payments. When you add a new payment, the app repeats it on its own in the following months. In addition to regular payments, you can add a one-time payment to the general list. It is possible to make a partial payment, while maintaining the open amount of debt. There is always a summary table with payment amounts on the main screen.: All - Perfect - Upcoming REMINDERS The main purpose of the app is to remind you about the upcoming payments today. You set the notification time and the deadline for how many days you need to send the notification. PAYMENT HISTORY AND FORWARD PLANNING The app stores data for the past month, for months with outstanding payments, and for several months in advance. You can choose a planning period of 3, 6, 9 or 12 months. In other words, you can plan the payment for several months in advance and the app will notify you about it. WHO IS INTERESTED IN THIS The app will help those who have a lot of current regular payments so as not to forget who has already paid and who has not. It simplifies payment planning and adds reminders so that you don't miss a payment or your debt or loan payment. SEVERAL PLANS The application allows you to keep several payment plans (lists) at the same time, for example, personal and work, several different companies. These plans are independent of each other. iCLOUD All plans are automatically saved to iCloud if it is configured on the device. SHARE A LIST You can send any list to yourself or another person as a file or text. At the same time, it is possible to select payments before sending. You can specify multiple payments and text them to someone as a message. ARCHIVE OF PAST PERIODS If more than a month has passed and all payments are marked as completed, then this month (the list of payments) goes into the archive. The archive is stored on your device until you delete it. additionally · Multiple plans can be combined into one, for example, when receiving a file from someone · The selection of payment amounts immediately shows their amount · It is possible to hide marked payments if there are too many of them in the list. The app has passed the test of time and is used in many countries around the world!

About

SubFlow | Subscription tracker

Effortlessly manage recurring subscriptions and organize your finances. Track subscriptions with pre-set examples or custom entries, personalize the interface, and manage payments in over 50 currencies. Securely store data in iCloud with added lock screen protection.

Highlights
  • Subscription tracking
  • Customizable interface
  • Multi-currency support
  • Billing reminders
  • iCloud data sync
  • Lock screen security
Features
Read full description

Manage Your Subscriptions and Organize Your Finances with Ease! With our app, have full control over your recurring subscriptions and keep your finances organized! Register and track your subscriptions in a simple and efficient way. Choose from over 200 subscriptions examples for easy registration or create your own personalized subscription with a complete and intuitive interface. Personalize your experience even further with different color and icon options, and manage your subscriptions in more than 50 available currencies. All your data is stored securely and privately in iCloud, with an additional lock screen for added security, allowing access across all devices linked to your account. Receive billing reminder notifications, avoid surprises and have greater visibility of your expenses. Our app is constantly updated to always offer the best user experience, without recurring fees or additional subscriptions. Purchase it with a single symbolic payment and enjoy all the support and practicality of a modern, secure and highly customizable subscription manager. Terms of Use: https://github.com/subFlow-app/subflow-privacy-terms/blob/main/TERMS.md

Screenshots

Payment & Expenses Reminder3 screens
SubFlow | Subscription tracker4 screens

Verdict

The call

The clearest difference is update cadence: SubFlow | Subscription tracker at every 3 weeks against Payment & Expenses Reminder's every 4 months. On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Payment & Expenses Reminder costs $1.99 and SubFlow | Subscription tracker $1.99 up front. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Payment & Expenses Reminder ships an update every 4 months, SubFlow | Subscription tracker every 3 weeks. The most recent releases landed on October 14, 2026 and October 7, 2026 respectively.

Scorecard1 real difference · 9 level
Payment & Expenses Reminder versus SubFlow | Subscription tracker: the parameters behind the verdict, then further details
ParameterPayment & Expenses ReminderSubFlow | Subscription tracker
Price$1.99$1.99
Rating5.0 (2 ratings) — better—
Positive reviews83.3% of reviews83.3% of reviews
Number of ratings2 — better—
Update frequencyEvery 4 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationPaidPaid
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.0 — better17.6
Further details — not scored
Size3 MB29 MB
Age rating4+4+
DeveloperEvgeny TurchaninovValmir Junior

Customer experience

Payment & Expenses Reminder

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews6 reviews
Positive83.3%
Neutral0.0%
Negative16.7%

SubFlow | Subscription tracker

Written reviews6 reviews
Positive83.3%
Neutral0.0%
Negative16.7%

In-app purchases

None

Payment & Expenses Reminder

No in-app purchases

None

SubFlow | Subscription tracker

No in-app purchases

Questions

Is Payment & Expenses Reminder free?
Payment & Expenses Reminder costs $1.99, with no in-app purchases.
Is SubFlow | Subscription tracker free?
SubFlow | Subscription tracker costs $1.99, with no in-app purchases.
Do Payment & Expenses Reminder or SubFlow | Subscription tracker have ads?
Neither Payment & Expenses Reminder nor SubFlow | Subscription tracker shows ads.
Which is updated more often, Payment & Expenses Reminder or SubFlow | Subscription tracker?
Payment & Expenses Reminder ships an update every 4 months, and SubFlow | Subscription tracker every 3 weeks. Most recently, Payment & Expenses Reminder was updated on October 14, 2026 and SubFlow | Subscription tracker on October 7, 2026.

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