Access PayWise+ vs Shackleton Engage
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
Access PayWise+
Access earned wages before your payday with this financial wellbeing app. It offers smart money management tools, personalized AI coaching, and savings features to help you build financial resilience and manage your money confidently.
- Earned wage access
- Real-time accrued wages
- AI financial coach
- Savings pots
- Money management tools
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PayWise+ Financial Wellbeing Made Simple The free PayWise+ app helps you take control of your finances with earned wage access, smart money management tools, and AI-powered support. Access wages you've already earned ahead of your normal pay date and send the money straight to your bank account. The app shows you real-time accrued wages, how much is available to withdraw, and a history of previous transactions. Plus, get personalised guidance from Penny, our AI financial coach, use savings pots to build financial resilience, and access tools to help you manage your money with confidence. Amounts withdrawn will be deducted from your next pay cheque along with any applicable fees.
Shackleton Engage
This app helps employees understand and manage their employer-provided benefits. It offers tools for total reward statements, pension forecasting, and managing contributions. Access financial articles and savings products through your employer's subscription.
- Total Reward Statements
- Pension forecasting and calculator
- Benefit management
- Financial articles and factsheets
- Online savings products access
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Shackleton Engage is designed to help employees understand and utilise the Employee Benefits Package available to them through their Employer. The App can deliver: - Full Total Reward Statements (TRS) - Pension forecasting and calculator - Manage your benefits, including updating pension contributions and adding family member/beneficiaries - Understand all the benefits available as an employee of their company - Read relevant articles and factsheets about financial subjects - Access simple, cost-effective online savings products. If your employer is a client of Shackleton Employee Benefits and subscribes to this service you are able to download the App and will be sent registration details. If your employer is not a client of Shackleton Employee Benefits, they will need to contact us for more information. The app supports all devices running iOS13 onwards. Shackleton Employee Benefits is a trading name of PK Financial Planning LLP which is authorised and regulated by the Financial Conduct Authority. The value of investments can go down as well as up and you may get back less than you invest. Tax treatment depends on your individual circumstances and may be subject to change in the future. Terms and conditions apply
Screenshots
Verdict
The clearest difference is review sentiment: Shackleton Engage at 100% against Access PayWise+'s 86%. Access PayWise+'s advantage is device support (3 vs 1) and iOS requirement (13.0 vs 16.4). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 14, 2026 and September 29, 2026 respectively.
| Parameter | Access PayWise+ | Shackleton Engage |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 86.4% of reviews | 100.0% of reviews โ better |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod โ better | iPhone |
| Requires iOS | 13.0 โ better | 16.4 |
| Further details โ not scored | ||
| Size | 39 MB | 50 MB |
| Age rating | 4+ | 4+ |
| Developer | Access UK Ltd | PK Financial Planning LLP |
Customer experience
Access PayWise+
Shackleton Engage
In-app purchases
Access PayWise+
No in-app purchases
Shackleton Engage
No in-app purchases
Questions
Is Access PayWise+ free?
Is Shackleton Engage free?
Do Access PayWise+ or Shackleton Engage have ads?
Which is updated more often, Access PayWise+ or Shackleton Engage?
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